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金融“活水”精准滴灌重点领域
Sou Hu Cai Jing· 2025-11-12 03:19
Core Insights - The People's Bank of China Gansu Branch has implemented a moderately loose monetary policy and a series of measures to support agriculture and small enterprises, resulting in a significant increase in re-loan balances and small business loans [1][2] Group 1: Policy Implementation - The bank has optimized the management of re-loans for agriculture and small enterprises, establishing a comprehensive work mechanism for re-loan processes from entry to evaluation [2] - A special quota of 7.5 billion yuan has been allocated to support local characteristic industries and technology-driven small private enterprises [2] - Additional re-loan quotas of 2.76 billion yuan have been allocated for disaster relief efforts, enhancing credit support for agriculture, small enterprises, and post-disaster recovery [2] Group 2: Communication and Outreach - The bank has developed a multi-dimensional communication strategy to ensure the new re-loan policies effectively reach business entities [3] - Efforts include direct communication with local governments and financial institutions, as well as creating educational materials to facilitate understanding of the re-loan policies [3] Group 3: Innovation and Efficiency - The bank has encouraged financial institutions to innovate in their use of re-loans, leading to the issuance of over 33 billion yuan in loans for specialized industries and technology-driven small enterprises [4] - New financial products have been developed to address the financing challenges faced by small businesses, such as the "Lanzhou Bank's Low-Cost Fund Pool" [4] Group 4: Process Optimization - The bank has streamlined the re-loan application and approval process, reducing the number of required documents by six for each transaction [5] - The online transaction system for re-loans was launched, facilitating the first batch of online transactions amounting to 1.53 billion yuan on the day of the system's launch [5] - The Gansu branch aims to enhance the scale of fund allocation, service coverage, and policy implementation effectiveness through continuous improvements and innovations [5]