公告送出日期：2025年12月29日 1、公告基本信息 ■ 注： （1）在暂停申购、转换转入及定期定额投资业务期间，平安中证同业存单AAA指数7天持有期证券投 资基金（以下简称 "本基金 "）的赎回业务、转换转出业务仍照常办理。 （2）自2026年1月5日起，本基金将恢复办理申购、定期定额投资及转换转入业务，届时将不再另行公 告。 （3）在此期间，本基金通过本公司直销柜台、网上交易系统、中信证券股份有限公司、中信证券（山 东）有限责任公司、中信证券华南股份有限公司、中信期货有限公司、中信建投证券股份有限公司、平 安证券股份有限公司、中国中金财富证券有限公司、腾安基金销售(深圳)有限公司、 前海微众银行股份 有限公司、诺亚正行基金销售有限公司、蚂蚁(杭州)基金销售有限公司、上海天天基金销售有限公司、 浙江同花顺基金销售有限公司、上海好买基金销售有限公司、上海基煜基金销售有限公司、 京东肯特 瑞基金销售有限公司、招商银行股份有限公司（招赢通）、北京汇成基金销售有限公司、江苏银行股份 有限公司、平安银行股份有限公司、中国平安人寿保险股份有限公司、招商银行股份有限公司、珠海盈 米基金销售有限公司、上海陆金所基金销售公 ...

Core Viewpoint - Recently, Citic Bank announced an adjustment to the risk ratings of 158 asset management products, marking the largest single batch adjustment in the industry in the past two years, primarily affecting low, medium, and medium-high risk products [2][3][4]. Group 1: Adjustment Details - The adjustment involves a wide range of fund companies, with 55 companies affected, including Southern Fund and Bank of China Fund, with Southern Fund having the highest number of products at 14 [3]. - The types of funds adjusted include 17 categories, with passive index bond funds and flexible allocation funds making up over 52% of the total, specifically 46 and 37 products respectively [3]. - Most products saw their risk ratings increased by one level, with the "Galaxy Income" product's risk rating raised from PR1 to PR3, a two-level increase [3]. Group 2: Reasons for Adjustment - Citic Bank stated that the adjustments are in response to regulatory requirements to enhance investor suitability management and protect investor rights, adhering to principles of consistency in risk ratings and adjustments based on market dynamics [4][6]. - The bank also highlighted that if the adjusted risk rating exceeds a customer's risk tolerance, it could lead to failed deductions for investment plans, which could automatically terminate after three consecutive failures [5]. Group 3: Industry Context - Since 2024, several banks, including China Construction Bank and Minsheng Bank, have also adjusted the risk ratings of their fund products, indicating a trend towards stricter risk management in the industry [5][7]. - The recent adjustments reflect a broader regulatory push for enhanced investor suitability management, as outlined in the new guidelines issued by the National Financial Supervision Administration [7].