中国平安财产保险股份有限公司青岛分公司(简称"平安产险青岛分公司")以"敢想、敢试、敢为人先"的 开拓精神,率先推出以数字地图为核心的农业保险"双精准"作业模式,向农业保险高质量发展阶段迈出坚 实一步。该模式立足金融"五篇大文章"战略部署,通过科技创新重塑农险服务逻辑,为乡村振兴注入强劲 动能。 平安产险青岛分公司在该模式落地中走在前列。2025年4月23日,分公司党委书记、总经理胡爱明与副总 经理王淳亲自带队,赴莱西市日庄镇河头新村开展数字地图样板间验收。通过"入村下地"模式,工作组与 村委、农户逐户核验地块信息,确保建图信息与实际情况精准匹配,建立起"村委信任、村民认可、险企放 心"的数据标准,为全面推广奠定坚实基础。 该创新实践获得多方权威认可。农业农村部信息中心、中央财经大学专家团队实地调研后,对"按图承 保、全周期监测、按图理赔"的数字化桥梁给予高度评价,认为其具备可复制、可推广价值。 平安产险青岛分公司的"双精准"实践,是技术与理念的双重革新。其敢于投入建设数据底座,勇于重构服 务流程,确立了行业领先地位。未来,平安产险青岛分公司将持续深化"保险+科技+服务"模式,扎实做 好"五篇大文章",为乡村 ...

Core Viewpoint - China Ping An's Qingdao Property Insurance Company has launched an innovative agricultural insurance model centered on digital mapping, marking a significant step towards high-quality development in agricultural insurance [1][2][3] Group 1: Innovation in Agricultural Insurance - The "Double Precision" operational model utilizes high-precision digital maps to ensure accurate underwriting and claims processes, addressing long-standing issues in traditional agricultural insurance such as data inaccuracies and unclear loss assessments [1][2] - The model transitions from an "experience-driven" approach to a "data-driven" one, employing satellite remote sensing, AI recognition, and meteorological big data for comprehensive monitoring of crop growth [1][2] Group 2: Enhancing Accessibility and Fairness - The "Ainongbao" app allows farmers to self-insure, verify standards, report claims, and check claim statuses, breaking down barriers that previously favored larger agricultural operators [2] - The initiative aims to ensure that agricultural policies benefit all operators, supporting the development of green insurance products and promoting sustainable agricultural transformation [2] Group 3: Recognition and Future Plans - The innovative practices have received high praise from authoritative bodies, including the Ministry of Agriculture and Rural Affairs and experts from Central University of Finance and Economics, highlighting their replicable and scalable value [2] - The company plans to continue enhancing its "insurance + technology + service" model to provide robust support for rural revitalization and contribute to financial services for agriculture [3]