目前该保险项目所含的风险减量服务已全部落实至参保农户，无人机飞防总面积超3.4万亩，对所 有服务对象均进行2次专家农事指导和土壤定点采样检测。项目试运行期间降赔减损金额超20万元，待 经验成熟后减损效果将进一步提升。 海南日报讯(海南日报全媒体记者 孙慧)近日，海南省首个"粮保宝"风险减量示范基地在东方市感 城镇东方南繁水稻制种现代农业产业园揭牌，基地通过"保险+科技+服务"的创新模式，实现水稻制种 全周期风险精准防控。 "粮保宝"风险减量项目由海南省农业农村厅、银保监局联合推动，以"防胜于赔"为核心理念，依 托"保险+科技+服务"模式，整合卫星遥感、气象预警、土壤墒情监测及无人机等前沿技术，实现对水 稻制种全周期的风险精准管控。项目已获感城镇20余农户参保，覆盖1.7万亩水稻制种区域，提供全流 程风险减量服务。 ...

经济观察网 8月20日至24日，第27届亚洲宠物展在上海新国际展览中心举行。 作为宠物保险领域的先行者，众安保险在本届亚宠展的首个公众开放日（8月23日）举办"你的宠爱，我 来守护——众安宠物险品牌升级发布会"。 在投保时，用户只需解锁手机并"碰一下"，然后点击右上角搜索"众安保险"，选择"宠物"，再点击"为 爱宠投保"，即可开始投保流程。 在理赔方面，用户只需解锁手机并"碰一下"，点击右上角搜索"众安保险"，选择右下角"我的"，进 入"我的保单"，选择保单即可开始理赔。 众安宠物险主理人春颖表示："如今，智慧科技已经融入生活方方面面，我们想让科技的便利也惠及每 一位毛孩子。'碰一下'正在改变很多支付场景，今天我们也把这个便捷体验带到了宠物领域——只需拿 出手机'碰一下'，就能解锁宠物生活的各种应用场景。" 众安保险业绩报告显示，2025年上半年，宠物生态当期提供的服务次数接近88万次，累计服务次数达到 325万次，人均服务次数较去年同期提升79%。在宠物医疗问诊环节，AI承接95%以上的宠物主问诊。 近年，众安保险以"保险+科技+服务"为核心切入点，探索宠物医疗保险产品，基于宠物全生命周期不 同阶段需求，通 ...

Group 1 - The core idea of the news is the integration of insurance, technology, and services in promoting cultural tourism in Fujian, enhancing visitor safety and health protection while supporting local economic development [1][4][6] - The event featured a live broadcast that combined historical cultural exploration with financial protection concepts, showcasing Fujian's maritime culture and promoting insurance products tailored for summer travel risks [1][6] - The live broadcast achieved significant engagement, with a total exposure of 1.05 million, over 371,000 interactions, and 93,000 online viewers, indicating strong interest in the intersection of finance and tourism [6][9] Group 2 - The event included both online and offline activities, promoting tourism, agricultural sales, and insurance awareness, while enhancing visitor experience and encouraging spending in scenic areas [4][6] - The company aims to leverage financial support to boost local tourism and rural industries, emphasizing the importance of addressing consumer experience and industry innovation in the tourism sector [9] - The initiative reflects the company's commitment to using technology and insurance to create a multi-dimensional value chain that supports personal protection, industry empowerment, and rural revitalization [9]

Core Viewpoint - The article highlights the transformation of the insurance industry through the integration of technology and risk reduction strategies, particularly in the context of the Greater Bay Area's risk reduction collaborative innovation center [4][9][11]. Group 1: Technological Integration in Risk Management - The Greater Bay Area Risk Reduction Collaborative Innovation Center utilizes advanced technologies such as AI and laser radar to enhance construction site safety and risk management [4][6][8]. - The center has implemented an "AI three-level safety management" model, which includes real-time risk identification, remote intervention by experts, and on-site inspections for high-risk situations [7][12]. - In the past six months, the center has achieved over 3,700 AI warnings and 445 remote interventions, significantly improving risk management efficiency [7][12]. Group 2: Collaborative Efforts and Community Engagement - The center involves over 20 organizations, including universities and research institutions, to foster collaboration in risk management and safety governance [6][9]. - During the national "Safety Production Month," the company conducted various risk reduction activities across multiple regions, identifying and rectifying thousands of safety hazards [9][10]. Group 3: Shift in Insurance Paradigm - The insurance industry is transitioning from a traditional compensation model to a proactive risk reduction approach, aligning with national policies aimed at enhancing disaster prevention and mitigation [10][11]. - The integration of technology in risk management not only improves client experience but also strengthens societal risk governance, contributing to national security and stability [11][12]. Group 4: Future Outlook - The article anticipates a growing emphasis on a model characterized by "risk reduction, technology enhancement, service multiplication, and casualty reduction," positioning the Greater Bay Area as a leading example in this transformation [13].

Core Viewpoint - China Pacific Insurance Huizhou Branch is enhancing the lychee industry by providing comprehensive insurance coverage and innovative services to support farmers and promote rural revitalization [2][3][4]. Group 1: Insurance Coverage and Risk Management - The company aims to expand insurance coverage for lychee planting, targeting 27,800 acres by 2025, providing 83.4 million yuan in risk protection against disasters like typhoons and heavy rain [5][6]. - A rapid response mechanism for claims has been established, ensuring compensation payments are completed within three working days after damage assessment, with 56 claims processed this year totaling over 2.4 million yuan [8][9]. - The company has developed a risk management model that combines technology, disaster warnings, and farmer engagement to mitigate risks from extreme weather events [21][23]. Group 2: Technological Innovation and Quality Assurance - The company collaborates with local lychee associations to implement drone technology for pest control, increasing operational efficiency by over 300% compared to traditional methods [12][16]. - A food processing safety liability insurance has been introduced, integrating traceability technology to enhance consumer confidence in product safety [37][40]. Group 3: Support for Farmers and Market Expansion - The company has launched an accidental insurance product for lychee pickers, shifting focus from property to personal safety, thereby alleviating concerns for farmers and labor providers [26][34]. - To promote sales, the company is leveraging e-commerce platforms to connect fresh lychees with broader markets, while also engaging volunteers to assist in harvesting and marketing efforts [50][53][55]. - The company emphasizes that insurance serves not only as risk compensation but also as a catalyst for industry development, planning to deepen agricultural insurance service innovations [57][59].

Core Insights - The 2024 China Internet Insurance Consumer Insight Report indicates a significant shift towards online insurance purchasing, with online purchase rates rising from 73% in 2023 to 78% in 2024, while offline rates decreased from 85% to 79% [1] - The report highlights the increasing penetration of inclusive insurance across various demographics, with rising online purchase rates observed among different age groups, city tiers, and income levels [1] - The report emphasizes the importance of embracing digital transformation in the insurance industry, advocating for a new ecosystem that integrates insurance, technology, and services [1] Consumer Spending and Trends - Nearly 60% of consumers are expected to spend over 8,000 yuan annually on insurance in 2024, showing a significant increase compared to 2023 [2] - Over 76% of consumers plan to adjust their insurance configurations in the next two years, indicating a growing recognition of the importance of insurance [2] - The report notes that 60% of consumers intend to upgrade their existing insurance products, while approximately 57% are using insurance for wealth management [2] Industry Evaluation - The report has been positively received by industry leaders, with the China Insurance Society's president praising its in-depth analysis of internet consumers' characteristics and behaviors [3] - The report provides valuable insights into consumer needs and trends, which can guide the high-quality development of the internet insurance sector [3]