| র্ব | 年年鑫最短持有期5号 A | | 5.24% 浦银理财 | 0.00% | 0.17% | | --- | --- | --- | --- | --- | --- | | | | 销售机构:中国银行/交通银行/宁波银行等 | | | | | | 慧盈象固收增强一年 持有期1号A | | 信ສ理财 5.19% | 0.37% | 1.20% | | | | 销售机构:中信银行 | | | | | 6 | 智慧象固收增强FOF 年度 33号E | 信银理财 | 5.17% | 0.83% | 1.55% | | | | 销售机构:中信银行 | | | | | | 灵活同 > 添利270天 | 平安理财 4.89% | | 0.03% | 0.52% | | | | 销售机构: 兴业银行/平安银行/民生银行等 | | | | | | 丰利悦动1年最短持有 期日开3号A | | 4.79% 兴银理财 | 0.50% | 1.07% | | | | 销售机构:兴业银行 | | | | | d | 名言三新型的 ■ 二 义权理则 4.7070 (270天持有期) | | | 0.34% | 0.69% | ...

Core Insights - The report focuses on the performance of three categories of wealth management products: "Fixed Income + Equity," mixed-type, and equity-type products Group 1: "Fixed Income + Equity" Products - The "Fixed Income + Equity" products are defined as public offerings with investment cycles of 6 to 12 months, showing positive returns for each complete month over the past year [2] - The top three products in this category are: - "Stable Enjoyment Dynamic Wisdom Daily Open 5" from Jiao Yin Wealth Management with a net value growth rate of 5.95% - "Qiming Enhanced Weekly Enjoyment 1" from Ping An Wealth Management with a growth rate of 5.65% - "Annual Year Xin Shortest Holding Period 5" from Pu Yin Wealth Management with a growth rate of 5.29% [6] - Jiao Yin Wealth Management's product has a significant portion of its funds (about 70%) allocated to cash and bank deposits, with the rest mainly in bonds and a small portion in public funds [6] Group 2: Mixed-Type Products - In the mixed-type public offerings with investment cycles of 3 months or less, the top products include: - "Rui Ying Preferred Balance 10" from Xing Yin Wealth Management with a net value growth rate of 6.43% - "Fu Li Xing Cheng Alpha Daily Open 1A" from Xing Yin Wealth Management with a growth rate of 4.37% - "Zhao Yue Quantitative Hedge FOF No. 1" from Zhao Yin Wealth Management with a growth rate of 3.31% [12] Group 3: Equity-Type Products - The average net value growth rate for equity-type public wealth management products over the past year is 8.16%, with an average maximum drawdown of 15.72% [16] - The top three products in this category are: - "Tian Gong Daily Open 5 (AI Computing Power Index)" from Hua Xia Wealth Management with a growth rate of 54.81% - "Tian Gong Daily Open 2 (Digital Infrastructure Index)" from Hua Xia Wealth Management with a growth rate of 44.82% - "Sunshine Red ESG Industry Selection" from Guang Da Wealth Management with a growth rate of 30.08% [16] - Notably, four products recorded negative returns over the past year, with the largest decline being 16.07% for Guang Da Wealth Management's "Sunshine Red Health and Safety Theme Selection" [16]