Core Viewpoint - The bond market has stabilized after a period of adjustment, with diversified investment products gaining popularity among banks' mobile applications [2] Group 1: Product Overview - The featured product is "Happiness 99 Enhanced Income 1-Year Cycle Type 2202 Period Financial A", which actively seeks to enhance fixed income while limiting equity investments to under 10% [5] - Equity investments are primarily made through public funds, including some equity ETFs, mixed debt funds, and preferred stocks [5] - The product's main focus is on fixed income assets, using a small portion of equity assets to hedge against price fluctuations in fixed income [5] Group 2: Performance Metrics - The product's annualized returns over the last 3 months, 1 year, and since inception are 3.61%, 3.73%, and 3.07% respectively, with a more notable 6-month annualized return of 4.96% [7] - As of the end of last year, the product's scale was 1.051 billion [7] - The product scored 62 in yield performance, 77 in risk control, 25 in risk-adjusted returns, and 86 in comprehensive fees, ranking 115th, 471st, 317th, and 268th respectively among 507 similar products [7] Group 3: Evaluation Methodology - The evaluation considers four dimensions: yield performance (40% weight), risk control (30% weight), risk-adjusted returns (20% weight), and comprehensive fees (10% weight) [7] - The scoring reflects the product's performance relative to similar products, with a total score of 58, outperforming 47.34% of its peers [8]