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7月份非银存款大幅多增 原因几何?
Zheng Quan Ri Bao· 2025-08-17 22:57
炒股就看金麒麟分析师研报,权威,专业,及时,全面,助您挖掘潜力主题机会! 本报记者 韩 昱 近期,A股行情火热。在刚刚过去的一周(8月11日至8月15日),A股呈强势上涨趋势,上证指数一度 站上3700点。 在当前较火热的行情下,7月份非银存款(即非银行业金融机构存款)出现大幅多增,也引发了市场对 于"存款搬家"的关注与讨论。据了解,非银存款一般包括证券、信托、理财、基金等非银机构存放在银 行的存款。 中国人民银行8月13日发布的数据显示,今年前7个月人民币存款增加18.44万亿元。其中,住户存款增 加9.66万亿元,非金融企业存款增加3109亿元,财政性存款增加2.02万亿元,非银行业金融机构存款增 加4.69万亿元。 从7月份单月情况看,7月份人民币存款增加5000亿元,其中住户存款减少1.11万亿元,非银存款增加 2.14万亿元。对比来看,去年7月份二者的情况则分别为减少3300亿元、增加7500亿元。以此计算,今 年7月份住户存款与去年同期相比(下同)多减7800亿元,非银存款多增1.39万亿元。 中信证券首席经济学家明明告诉《证券日报》记者,在A股已经形成较强赚钱效应的情况下,诸多存款 流入A股是大 ...
7月份非银存款大幅多增原因几何?
Zheng Quan Ri Bao· 2025-08-17 16:25
Group 1 - The A-share market has shown a strong upward trend recently, with the Shanghai Composite Index reaching above 3700 points during the week of August 11 to August 15 [1] - In July, there was a significant increase in non-bank deposits, raising concerns about "deposit migration," as non-bank deposits include those from securities, trusts, wealth management, and funds [1] - According to the People's Bank of China, RMB deposits increased by 18.44 trillion yuan in the first seven months of the year, with non-bank financial institution deposits rising by 4.69 trillion yuan [1] Group 2 - In July alone, RMB deposits increased by 500 billion yuan, with household deposits decreasing by 1.11 trillion yuan and non-bank deposits increasing by 2.14 trillion yuan [1] - The shift in household deposits towards wealth management products and the stock market is attributed to the recent rise in the stock market, leading to a significant increase in non-bank deposits [2] - The number of new A-share accounts opened in July reached 1.9636 million, a year-on-year increase of over 70%, indicating heightened market activity [2]