记者丨 叶麦穗 张嘉钰 编辑丨周炎炎 江佩霞 肖嘉 3月6日，现货黄金在5100美元/盎司附近徘徊，截至发稿，现货黄金单日跌0.04%报5082.735美元/盎司。 受国际金价波动影响，多家银行再度加码贵金属业务风险管控力度。 3月3日，建设银行宣布，自3月4日起对建行金（含易存金）实施动态交易限额管理。同时，将配送类订单发货时间延长至客户下单后10—15个 工作日。 据 21世纪经济报道记者 不完全统计，这是近期第四家对黄金采取动态交易模式的银行。 从静态管理到动态调整 对于"动态限额"模式，客服人员对 21世纪经济报道记者 表示：该行根据国内国际贵金属市场风险情况，经过综合、审慎评估， 动态确定每日 建行金（含易存金）交易限额，具体限额以该行系统设定为准 。 该客服人员还表示："总行会每日设定一个额度，该额度可能并不相同，购完即止。" 此前，商业银行多依赖上调积存金起购点等静态管控手段，今年开始探索更为灵活的动态管理模式。 1月30日，工商银行率先发布公告称，自2026年2月7日起，在周末以及法定节假日等非上海黄金交易所交易日，该行将对如意金积存业务进行限 额管理，限额类型包括全量或单一客户单日积存/赎回 ...

3月4日金融一线消息，建设银行日前发布公告称，近期实物贵金属购买量增长较快，自2026年3月3日起客户购 买的配送类订单，发货时间将延长至客户下单后10-15个工作日（节假日不发货）。为进一步做好风险防控，我 行将自3月4日起对建行金（含易存金）实施动态交易限额管理。 责任编辑：曹睿潼 责任编辑：曹睿潼 3月4日金融一线消息，建设银行日前发布公告称，近期实物贵金属购买量增长较快，自2026年3月3日起客户购 买的配送类订单，发货时间将延长至客户下单后10-15个工作日（节假日不发货）。为进一步做好风险防控，我 行将自3月4日起对建行金（含易存金）实施动态交易限额管理。 ...

Core Viewpoint - China Construction Bank (CCB) has issued a notice regarding increased volatility in domestic and international precious metal prices, urging investors to enhance their risk awareness when engaging in precious metal transactions [1] Group 1: Market Conditions - Recent fluctuations in precious metal prices have heightened market risks, particularly with the approach of the Spring Festival [1] - Investors are advised to rationally and prudently invest in precious metals based on their financial status and risk tolerance [1] Group 2: Risk Management Measures - CCB will implement dynamic trading limit management for its gold products (including easy storage gold) from February 14 to February 23 [1] - The bank will suspend physical repurchase services during this period to further enhance risk control [1] Group 3: Investor Guidance - Investors should maintain a balanced and moderate allocation in precious metals and avoid impulsive trading behaviors [1] - It is recommended to closely monitor positions and margin balance changes to mitigate risks in the precious metal market [1]

Core Viewpoint - China Construction Bank announced a dynamic trading limit management for its gold products from February 14 to February 23, while suspending physical repurchase services due to increased volatility in domestic and international precious metal prices [1] Group 1: Company Actions - The bank will implement dynamic trading limits for its gold products, including easy savings gold, during the specified period [1] - Physical repurchase services for gold will be temporarily suspended [1] Group 2: Market Conditions - There is an increase in market risk due to heightened volatility in precious metal prices [1] - The approaching Spring Festival is a factor contributing to the potential fluctuations in international precious metal prices [1] Group 3: Customer Advisory - Customers are advised to enhance their risk awareness regarding precious metal transactions [1] - The bank recommends that customers invest rationally and prudently based on their financial status and risk tolerance, ensuring a balanced and moderate allocation of precious metals [1] - Customers are urged to control their positions wisely and avoid following market trends blindly [1]