初创型科技型企业普遍重研发、轻资产，如何更新传统抵押信贷模式，为企业赋能？建行江苏省分行通 过打造"善新贷""善科贷"等创新产品，将企业的专利、商标、著作权等无形资产纳入质押物范畴，采 用"线上办理+线下质押"方式，为小微企业专利质押融资提供便捷服务。据悉，该行利用"善新贷"等产 品已服务各类科创小微企业3000多家，累计提供超200亿元融资。 初创型科技型企业处于起步发展阶段，股东结构单一，对于股权融资的需求更为迫切，如何积极响应企 业所急所想？建行江苏省分行加强与创投机构、产业龙头、科研院所等九类机构合作，搭建股权机构合 作库，丰富合作场景，汇聚各类资源。该行按照投资偏好等维度对合作机构进行分类，并建立线上撮合 平台推送融资信息，实现投融资两端的精准匹配。截至目前，该行已与256家内外部投资机构建立合作 关系，与70家合作机构签署投资者联盟协议，与东南大学、江苏省股交中心、江苏省高新技术创业服务 中心等合作伙伴举办近10期"商投一体化 投融新生态"系列活动，覆盖超300家机构及客户，对外推荐股 权融资客户131户，为初创型企业搭建交流、互助、共享的合作平台。 转自：新华财经 新华财经南京9月23日电（记者 ...

Core Viewpoint - The Jiangsu Branch of China Construction Bank (CCB) is implementing an integrated "commercial investment banking" strategy to support the growth of technology innovation enterprises, providing comprehensive financial services throughout their lifecycle [1][11]. Group 1: Integrated Financial Services - CCB Jiangsu Branch has established a "three libraries and one platform" system, including a cooperation library for equity institutions, a project library for technology innovation enterprises, and a comprehensive service product library, to offer all-encompassing services for technology enterprises [1][2]. - The bank is focusing on early-stage enterprises, facilitating equity financing and direct financing through a partnership with various institutions, thus creating an ecosystem for equity cooperation in Jiangsu [2][3]. Group 2: Case Studies of Support - A startup in Nanjing, focused on quantum security technology, received 20 million yuan in investment through a financing roadshow organized by CCB Jiangsu Branch, addressing its urgent funding needs [2]. - Another startup in Nanjing, specializing in 3D machine vision, was granted a credit limit of 40 million yuan and an additional 10 million yuan in loans to support its operational needs and expansion plans [2]. Group 3: Innovative Financial Products - CCB Jiangsu Branch has introduced inclusive financial products such as "Shanxin Loan," "Shanke Loan," and "Yunzhi Loan" to cater to the unique needs of early-stage technology enterprises, addressing their challenges in credit information accumulation [3]. - By May 2025, the cumulative issuance of these loans exceeded 30,000 clients, with a total amount nearing 20 billion yuan [3]. Group 4: Support for Growth Stage Enterprises - The bank has created a project library for growth-stage technology enterprises, identifying over 8,000 key clients for support, and effectively combining credit investment with equity investment [4][5]. - CCB Jiangsu Branch has established 29 specialized technology branches to provide tailored services for technology enterprises, enhancing their growth and operational efficiency [5]. Group 5: Capital Empowerment for Strategic Transformation - CCB Jiangsu Branch has engaged in significant debt-to-equity investments, such as over 900 million yuan in a leading new energy vehicle company, to support its strategic transformation [9]. - The bank has also facilitated nearly 40 billion yuan in supply chain financing for over 1,000 enterprises, enhancing the operational efficiency of the supply chain [9]. Group 6: Digital Innovation and Ecosystem Building - CCB Jiangsu Branch is developing a technology innovation evaluation system to address the challenges in assessing the value of scientific and technological achievements, becoming a pilot institution for the Ministry of Science and Technology [10]. - The bank has organized various thematic activities to connect financing projects with potential investors, enhancing the matching process between the two parties [10].