Core Insights - The article emphasizes the critical role of fintech in supporting technological development, highlighting the proactive measures taken by China Merchants Bank's Nanjing branch to promote innovation and facilitate a "technology-industry-finance" cycle [1][11] Innovation-Driven Initiatives - The Nanjing branch has introduced the "Talent Loan for Innovation," a specialized online credit product aimed at supporting technology-driven small and medium enterprises, providing up to 5 million yuan in unsecured loans [2][3] - A specific case is mentioned where a chip research institute received a 2 million yuan loan within one working day, showcasing the efficiency and responsiveness of the bank's services [2][3] Policy Response - The article discusses the relaxation of merger loan regulations by the National Financial Regulatory Administration, allowing banks to provide up to 80% of the funding for controlling mergers, up from 60% [4][5] - China Merchants Bank has actively trained its branches to implement these new policies, ensuring compliance and risk management while facilitating mergers for technology companies [4][5][6] Institutional Leadership - The Nanjing branch has established a "six specialized mechanisms" to enhance its fintech services, focusing on increasing dedicated personnel and resources to better serve technology enterprises [7][9] - The branch has been recognized as an excellent fintech branch for two consecutive years, reflecting its commitment to supporting technological innovation [7] Service Optimization - The Nanjing branch has launched the "Innovation Loan" product, which has provided nearly 900 million yuan in credit to over 100 technology enterprises as of June [10] - Collaborations with data platforms have improved service accuracy, and the bank has implemented advanced risk monitoring systems to prevent misuse of funds [10]