2025年上半年，玖富实现销售收入7586万元，同比增长69.5%。 实现技术服务收入6098万元，同比下降22.3%；主要是由于技术服务的需求减少。 来源：新黄河 近日，天眼查显示，厦门富诚融资担保有限公司因通过登记的住所或经营场所无法联系，被厦门市市场 监督管理局列入经营异常。 公开信息显示，厦门富诚融资担保有限公司（本文称"富诚融担"）成立于2019年12月，为美股上市公司 玖富的全资子公司。富诚融担为玖富旗下助贷平台"万卡"的运营方之一。 玖富为一家老牌互金企业，成立于2006年，2019年8月成功在纳斯达克上市。早期玖富曾推出玖富惠 普、玖富钱包、悟空理财等多款金融产品。 2020年12月，玖富宣布正式退出网络借贷信息中介撮合业务，随后几年开始尝试转型。目前，除了融担 牌照，玖富还持有湖北鄂州农村商业银行2.6346%股份。 在玖富艰难的转型之路上，经历了连续多年的亏损后，2024年玖富终于迎来盈利，2024全年实现净利润 5020万元。 2025年上半年，得益于投资收益大幅增长以及运营成本的下降，玖富实现总收入1.52亿元，较去年上半 年的1.43亿元同比增长6.3%；实现净利润2.19亿元，同比 ...

Core Viewpoint - The recent court ruling highlights that P2P lending platforms, such as Jiufu Puhui, are classified as information intermediaries and are not liable for repayment to lenders, as they do not engage in direct lending relationships [1][3]. Group 1: Legal Context - According to Chinese laws and regulations regarding private lending and online lending management, P2P platforms are not considered actual borrowers [1]. - In a case involving a lender named Wang, the court ruled that there was no established private lending contract between Wang and Jiufu Puhui, affirming the platform's role as an intermediary [1]. Group 2: Court Ruling Details - The Supreme Court determined that Wang did not actually lend money to Jiufu Puhui, nor did Jiufu Puhui lend money to borrowers, thus establishing a contractual relationship based on intermediary services [1]. - The court rejected Wang's claim for repayment, stating that Jiufu Puhui is not legally obligated to repay the loan amount [1]. Group 3: Industry Practices - P2P lending platforms utilize big data and artificial intelligence to effectively match funding supply and demand, addressing the challenges faced by small enterprises and individual borrowers [3]. - Some platforms are now implementing localized collection lawsuits to enhance recovery efforts from overdue borrowers, which is seen as a positive development for lenders [3].