Core Insights - Jiangnan Rural Commercial Bank focuses on inclusive finance to support various sectors, including small and micro enterprises, agriculture, and rural development, providing tailored financial services to meet core funding needs [1][4]. Group 1: Financial Support for Local Businesses - Jiangnan Rural Commercial Bank has successfully provided operational loans to local businesses, such as a guesthouse in Tianmuhu Town, helping them overcome funding shortages and enabling business transformations [2][3]. - The bank has issued 67,774 personal operational loans in Liyang, with a total loan balance of 8.1 billion, significantly contributing to the local economy [2]. Group 2: Agricultural Financing Solutions - The bank addresses the challenges of long investment cycles and high upfront costs in agriculture by offering customized loan products, such as a 500,000 loan to an ecological farm owner, facilitating the establishment of a successful pick-your-own fruit business [3][4]. - In Liyang, agricultural and small micro-loan increments reached 2.5 billion, with a growth rate of 6.2%, supporting various agricultural sectors [4]. Group 3: Comprehensive Financial Services - Jiangnan Rural Commercial Bank has developed a "Financial + Livelihood + Government Affairs" service ecosystem, enhancing its product offerings and extending services to meet community needs [5]. - The bank has launched innovative products like "Xinyi Loan" and "Rongchuang Loan" to support small businesses and veterans, respectively, simplifying approval processes and optimizing interest rates [5][6]. Group 4: Community Engagement and Accessibility - The bank has established 172 convenient service points in Liyang, processing 340,000 transactions worth 170 million, making financial services more accessible to rural residents [6]. - Regular community service days and the inclusion of non-financial services, such as social security and healthcare processing, demonstrate the bank's commitment to enhancing the quality of life for local residents [6]. Group 5: Future Commitment - Jiangnan Rural Commercial Bank aims to continue refining its product design and service models, focusing on addressing urgent community needs and supporting rural revitalization and industrial upgrades [6].