Core Viewpoint - The China Insurance Industry Association has released trial versions of comprehensive insurance demonstration clauses for major technological equipment and new materials, along with accompanying underwriting and claims service guidelines, aimed at enhancing insurance services for technological enterprises and promoting high-quality development in the insurance sector [1][2]. Group 1: Insurance Demonstration Clauses - The released demonstration clauses include five main insurance clauses for major technological equipment, such as liability insurance and quality assurance insurance, and three main insurance clauses for new materials, including liability insurance and domestic transportation insurance [1][2]. - The new clauses allow production enterprises to negotiate insurance types and rates with insurance companies based on risk characteristics like technological maturity and historical claims levels, leading to more precise insurance services and efficient compensation policies [1][2]. Group 2: Service Guidelines - The service guidelines, a first for the China Insurance Industry Association, fill a gap in the industry by providing unified practical regulations for the first set of equipment and materials, covering risk assessment, underwriting, premium payment, claims reporting, and management processes [2]. - The guidelines aim to standardize the insurance service process for the first set of equipment and materials, enhancing service quality and ensuring compliance with self-regulatory requirements [2]. Group 3: Future Directions - The insurance industry aims to continuously improve its risk management and product innovation capabilities in serving technological innovation, promoting self-regulation in comprehensive insurance for the first set of equipment and materials, and supporting the construction of a strong manufacturing nation [3].

Core Viewpoint - The release of the first comprehensive insurance demonstration clauses for major technical equipment and new materials by the China Insurance Industry Association is a significant step towards enhancing the insurance policy framework to support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The first comprehensive insurance demonstration clauses for major technical equipment include five main insurance clauses: liability insurance, quality assurance insurance, installation testing liability insurance, domestic transportation insurance, and quality assurance insurance [1]. - The first batch of demonstration clauses for new materials includes three main insurance clauses: liability insurance, quality assurance insurance, and domestic transportation insurance [1]. - The accompanying service guidelines include trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics such as technology maturity and historical claims levels [1][2]. Group 2: Impact on the Insurance Industry - The release of these demonstration clauses and service guidelines reflects the insurance industry's commitment to supporting the technological advancement of the country by addressing the risk protection needs of production enterprises during the promotion and application of major technical equipment and new materials [2]. - The revision expands the insurance coverage and enhances the level of protection, addressing risks during three stages for major technical equipment and two stages for new materials, including transportation and acceptance delivery [2]. - The service guidelines establish clear self-regulatory requirements for all business processes related to the first batch of insurance services, which is crucial for standardizing operations and improving service quality [2].

Core Points - The China Insurance Industry Association released the first comprehensive insurance demonstration clauses for major technical equipment and new materials, along with supporting underwriting and claims service guidelines [1][2] - The demonstration clauses include various main insurance clauses for major technical equipment and new materials, allowing production enterprises to negotiate insurance types and rates based on risk characteristics [1][2] - This initiative aims to enhance the insurance industry's service to the real economy and promote the transformation and application of technological achievements [1][2] Group 1 - The release of demonstration clauses and service guidelines reflects the insurance industry's commitment to supporting the needs of production enterprises in major technical equipment and new materials, addressing initial market trust issues [2] - The revised clauses expand the insurance coverage and improve the level of protection, addressing the actual needs of technology enterprises during the key stages of production and application [2] - The introduction of service guidelines fills the gap of lacking unified industry practices, providing clear self-regulatory requirements for various business processes related to the first set of insurance services [2]

Core Viewpoint - The China Insurance Industry Association has released trial versions of comprehensive insurance demonstration clauses for major technological equipment and new materials, along with accompanying underwriting and claims service guidelines, to enhance the insurance policy framework and support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The released demonstration clauses include five main insurance clauses for major technological equipment, such as liability insurance and quality assurance insurance, and three main insurance clauses for new materials, including liability insurance and domestic transportation insurance [1]. - The service guidelines consist of trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics like technological maturity and historical claims levels [1]. Group 2: Industry Responsibilities and Impact - The initiative reflects the insurance industry's commitment to supporting the technology-driven national strategy, particularly in high-end equipment manufacturing and new materials, which are crucial for enhancing the resilience and safety of industrial supply chains [1]. - The demonstration clauses and service guidelines aim to address the primary risk protection needs of production enterprises during the promotion and application of major technological equipment and new materials, thereby overcoming initial market trust issues [1]. Group 3: Expanded Coverage and Standards - The revised insurance coverage now includes risks associated with the transportation, installation, testing, and acceptance phases for both major technological equipment and new materials, significantly enhancing the level of protection [2]. - The introduction of service guidelines fills a gap in the industry by providing unified operational standards for risk assessment, underwriting, premium payment, claims reporting, and management, which is essential for improving service quality [2]. Group 4: Future Directions - The insurance industry aims to enhance its risk management and product innovation capabilities in serving technological innovation, with plans to deepen the implementation of demonstration clauses and service guidelines to support high-quality development [3].

Core Viewpoint - The China Insurance Industry Association has released trial versions of comprehensive insurance demonstration clauses for major technological equipment and new materials, along with accompanying underwriting and claims service guidelines, to support the national strategy for manufacturing and technological innovation [1][2]. Group 1: Insurance Demonstration Clauses - The released demonstration clauses include five main insurance clauses for major technological equipment, such as liability insurance and domestic transportation insurance, and three main clauses for new materials, including liability insurance and quality assurance insurance [1][2]. - The service guidelines consist of trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics like technological maturity and historical claims levels [1][3]. Group 2: Industry Impact and Responsibilities - The revision of these clauses is a significant step for the insurance industry to support the real economy and the application of technological achievements, reflecting the industry's responsibility in promoting a strong technological nation [2][3]. - The insurance coverage has been expanded to include risks during the transportation, installation, testing, and acceptance phases, addressing the actual needs of technology enterprises and enhancing the overall level of protection [3]. Group 3: Standardization and Future Directions - The introduction of service guidelines fills a gap in the lack of unified industry practices, providing clear self-regulatory requirements for all business processes related to the first set of insurance [3]. - The insurance industry aims to enhance risk management and product innovation capabilities in the field of technological innovation, promoting the implementation of demonstration clauses and service guidelines to support high-quality development [4].

Core Viewpoint - The China Insurance Industry Association has released the first batch of comprehensive insurance demonstration clauses and underwriting and claims service guidelines for major technological equipment and new materials, marking a significant step in promoting technology insurance and supporting the national manufacturing strategy [1] Group 1: Insurance Clauses - The first batch of comprehensive insurance demonstration clauses for major technological equipment includes five main insurance clauses: liability insurance for the first set of major technological equipment, quality assurance insurance, liability insurance during installation and testing, quality assurance insurance, and domestic transportation insurance [1] - The first batch of comprehensive insurance demonstration clauses for new materials includes three main insurance clauses: liability insurance for the first batch of new materials, quality assurance insurance, and domestic transportation insurance [1] Group 2: Service Guidelines - The service guidelines consist of trial versions of underwriting service guidelines and claims service guidelines, allowing production enterprises to negotiate insurance types and premium rates with insurance companies based on risk characteristics such as technological maturity, application scenarios, and historical claims levels [1] - This approach aims to achieve more precise insurance service guarantees and more efficient insurance compensation policies [1]