Core Viewpoint - The China Insurance Industry Association has released trial versions of comprehensive insurance demonstration clauses for major technological equipment and new materials, along with accompanying underwriting and claims service guidelines, aimed at enhancing insurance services for technological enterprises and promoting high-quality development in the insurance sector [1][2]. Group 1: Insurance Demonstration Clauses - The released demonstration clauses include five main insurance clauses for major technological equipment, such as liability insurance and quality assurance insurance, and three main insurance clauses for new materials, including liability insurance and domestic transportation insurance [1][2]. - The new clauses allow production enterprises to negotiate insurance types and rates with insurance companies based on risk characteristics like technological maturity and historical claims levels, leading to more precise insurance services and efficient compensation policies [1][2]. Group 2: Service Guidelines - The service guidelines, a first for the China Insurance Industry Association, fill a gap in the industry by providing unified practical regulations for the first set of equipment and materials, covering risk assessment, underwriting, premium payment, claims reporting, and management processes [2]. - The guidelines aim to standardize the insurance service process for the first set of equipment and materials, enhancing service quality and ensuring compliance with self-regulatory requirements [2]. Group 3: Future Directions - The insurance industry aims to continuously improve its risk management and product innovation capabilities in serving technological innovation, promoting self-regulation in comprehensive insurance for the first set of equipment and materials, and supporting the construction of a strong manufacturing nation [3].

Core Viewpoint - The release of the first comprehensive insurance demonstration clauses for major technical equipment and new materials by the China Insurance Industry Association is a significant step towards enhancing the insurance policy framework to support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The first comprehensive insurance demonstration clauses for major technical equipment include five main insurance clauses: liability insurance, quality assurance insurance, installation testing liability insurance, domestic transportation insurance, and quality assurance insurance [1]. - The first batch of demonstration clauses for new materials includes three main insurance clauses: liability insurance, quality assurance insurance, and domestic transportation insurance [1]. - The accompanying service guidelines include trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics such as technology maturity and historical claims levels [1][2]. Group 2: Impact on the Insurance Industry - The release of these demonstration clauses and service guidelines reflects the insurance industry's commitment to supporting the technological advancement of the country by addressing the risk protection needs of production enterprises during the promotion and application of major technical equipment and new materials [2]. - The revision expands the insurance coverage and enhances the level of protection, addressing risks during three stages for major technical equipment and two stages for new materials, including transportation and acceptance delivery [2]. - The service guidelines establish clear self-regulatory requirements for all business processes related to the first batch of insurance services, which is crucial for standardizing operations and improving service quality [2].

本次示范条款和服务指引的制修订工作，是保险业服务实体经济、服务科技成果转化和应用推广的重要举措，也是保险业 精细化规范化管理、实现高质量发展的内在要求。 （编辑 张昕） 本报讯 （记者冷翠华）9月4日，中国保险行业协会发布首台（套）重大技术装备综合保险示范条款、首批次新材料综合保 险示范条款试行版（以下简称示范条款）及配套的承保理赔服务指引（以下简称服务指引）。 二是扩展了保险保障范围，提升了保障水平。本次修订从服务科技企业实际需求出发，涵盖了自销售合同签署之日起，首 台（套）生产企业在"货物运输""安装测试""验收交付后"三个阶段，新材料生产企业在"货物运输""验收交付后"两个阶段的相 关风险，切实回应了科技企业的真实需求，覆盖了科技企业在推广应用中的核心风险，扩大了保障范围，提升了保障水平。 据介绍，本次发布的首台（套）重大技术装备综合保险示范条款（试行）包括首台（套）重大技术装备责任保险、质量保 证保险、安装测试期间责任保险及质量保证保险、国内运输保险共五个主险条款；首批次新材料综合保险示范条款（试行）包 含首批次新材料责任保险、质量保证保险、国内运输保险共三个主险条款；服务指引包括承保服务指引（试行） ...

Core Viewpoint - The China Insurance Industry Association has released trial versions of comprehensive insurance demonstration clauses for major technological equipment and new materials, along with accompanying underwriting and claims service guidelines, to enhance the insurance policy framework and support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The released demonstration clauses include five main insurance clauses for major technological equipment, such as liability insurance and quality assurance insurance, and three main insurance clauses for new materials, including liability insurance and domestic transportation insurance [1]. - The service guidelines consist of trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics like technological maturity and historical claims levels [1]. Group 2: Industry Responsibilities and Impact - The initiative reflects the insurance industry's commitment to supporting the technology-driven national strategy, particularly in high-end equipment manufacturing and new materials, which are crucial for enhancing the resilience and safety of industrial supply chains [1]. - The demonstration clauses and service guidelines aim to address the primary risk protection needs of production enterprises during the promotion and application of major technological equipment and new materials, thereby overcoming initial market trust issues [1]. Group 3: Expanded Coverage and Standards - The revised insurance coverage now includes risks associated with the transportation, installation, testing, and acceptance phases for both major technological equipment and new materials, significantly enhancing the level of protection [2]. - The introduction of service guidelines fills a gap in the industry by providing unified operational standards for risk assessment, underwriting, premium payment, claims reporting, and management, which is essential for improving service quality [2]. Group 4: Future Directions - The insurance industry aims to enhance its risk management and product innovation capabilities in serving technological innovation, with plans to deepen the implementation of demonstration clauses and service guidelines to support high-quality development [3].

一是彰显了保险服务科技强国的责任担当。高端装备制造业是工业现代化的重要基石，是科技创新的重 要领域，新材料产业是战略性、基础性产业，二者对于夯实国家科技自立自强根基、提升产业链供应链 韧性与安全水平、推动实体经济提质增效具有重要意义。发布示范条款及服务指引，有助于保险业精准 对接生产企业在重大技术装备和新材料推广应用及更新迭代阶段的主要风险保障需求，破解初期市场信 任不足导致的应用瓶颈，彰显了保险业服务科技强国战略的责任担当。 二是扩展了保险保障范围，提升了保障水平。本次修订从服务科技企业实际需求出发，涵盖了自销售合 同签署之日起，首台（套）生产企业在"货物运输""安装测试""验收交付后"三个阶段，新材料生产企业 在"货物运输""验收交付后"两个阶段的相关风险。其中新增的"货物运输"阶段的保险保障，通过国内货 物运输保险条款，保障了保险装备和新材料在水路、铁路、公路、航空和联运运输中的货运风险。新增 的"安装测试"阶段的保险保障，拓展了设备安装测试责任保险和质量保证保险条款，将传统由设备制造 企业自行承担的安装测试风险纳入保险保障范围，切实回应了科技企业的真实需求，覆盖了科技企业在 推广应用中的核心风险，扩大 ...

Core Viewpoint - The China Insurance Industry Association has released the first batch of comprehensive insurance demonstration clauses and underwriting and claims service guidelines for major technological equipment and new materials, marking a significant step in promoting technology insurance and supporting the national manufacturing strategy [1] Group 1: Insurance Clauses - The first batch of comprehensive insurance demonstration clauses for major technological equipment includes five main insurance clauses: liability insurance for the first set of major technological equipment, quality assurance insurance, liability insurance during installation and testing, quality assurance insurance, and domestic transportation insurance [1] - The first batch of comprehensive insurance demonstration clauses for new materials includes three main insurance clauses: liability insurance for the first batch of new materials, quality assurance insurance, and domestic transportation insurance [1] Group 2: Service Guidelines - The service guidelines consist of trial versions of underwriting service guidelines and claims service guidelines, allowing production enterprises to negotiate insurance types and premium rates with insurance companies based on risk characteristics such as technological maturity, application scenarios, and historical claims levels [1] - This approach aims to achieve more precise insurance service guarantees and more efficient insurance compensation policies [1]