Core Viewpoint - Taizhou Rural Commercial Bank positions green finance as a core strategy to support the "dual carbon" goals and the transformation of the real economy, innovating in systems, products, and services to create a comprehensive green finance service system that injects financial vitality into local development [1] Group 1: Institutional Framework - The bank integrates green development requirements into the entire business process, establishing the "Green Credit Management Measures" to clarify green credit standards and using environmental credit as a key basis for credit approval [1] - It deepens collaboration with environmental departments to form a closed-loop management system of "environmental recognition - credit support - risk prevention," thereby solidifying the foundation for green credit [1] Group 2: Product Innovation - To address challenges in green financing, the bank has developed a "green+" product matrix, introducing innovative products like "Environmental Loans" to solve the guarantee difficulties faced by enterprises [1] - The bank has successfully issued various types of collateral financing, including pollution rights pledge loans, the province's first "carbon rights loan," and "water rights loans," effectively activating the value of environmental resources [1] Group 3: Targeted Services - The bank focuses on the pain points of industrial transformation, implementing precise services in various sectors [1] - In the manufacturing sector, it supports the upgrade and transformation of hazardous chemical disposal enterprises in chemical parks; in transportation, it provides "Transport Loans" to support the upgrade of oil tankers for shipping companies, promoting low-carbon development [1] - In rural revitalization, the bank extends green credit services to agricultural projects, emphasizing support for green agricultural development initiatives [1] Future Outlook - The bank plans to continue deepening green finance innovation, acting as a "production line" for green production and a "catalyst" for energy conservation and emission reduction, contributing to the green transformation of the local economy and society [1]