Core Viewpoint - The article highlights the successful implementation of the "Silver Insurance + Futures" project in the agricultural sector, particularly focusing on the benefits it brings to the North Anshi Modern Agricultural Machinery Cooperative in stabilizing income and managing risks associated with crop production and sales [1][8]. Group 1: Project Implementation and Impact - The "Silver Insurance + Futures" project has expanded its coverage from 75,000 acres in 2023 to 100,000 acres in 2024, with a total premium of 4.6512 million yuan, of which 50% is subsidized by the Dalian Commodity Exchange [4]. - The project has effectively guaranteed farmers' operating income, with a total compensation of 4.5188 million yuan and over 13,800 tons of orders acquired [4][7]. - The cooperative has successfully utilized the project to secure loans, with 3.7 million acres insured and loans amounting to 3.4 million yuan for one cooperative and 9.2 million yuan for another, exceeding the maximum credit limit of 2 million yuan for large agricultural operators [4][8]. Group 2: Risk Management and Financial Stability - The cooperative faced significant challenges in 2013 and 2019 due to adverse weather conditions, leading to substantial losses, which underscored the importance of risk management tools like the "Silver Insurance + Futures" project [2][3]. - The project has provided a dual guarantee of income through insurance and forward purchase orders, enhancing the security of bank loans and ensuring a stable supply of grain for purchasing enterprises [8][9]. - The cooperative's participation in the project has allowed it to mitigate risks associated with fluctuating market prices and adverse weather, ensuring a basic level of income even in challenging years [7][9]. Group 3: Future Prospects and Expansion - The cooperative has expanded its planting area to over 100,000 acres and plans to continue participating in the "Silver Insurance + Futures" project, which has now included corn as an insurable crop [9]. - The Dalian Commodity Exchange has extended the secondary pricing period from 2 months to 6 months to better align with farmers' selling habits and market volatility [8][9]. - The cooperative's leader expresses optimism about the future, highlighting the increasing reliance on futures and insurance for agricultural development [9].