Core Insights - The article emphasizes the importance of data as a new production factor driving high-quality economic development, highlighting the need for market-oriented reforms in data asset allocation [1] - It discusses the challenges of measuring data asset value and clarifying ownership, which have led to a significant amount of data remaining "asleep" and not being utilized for business growth [1] Group 1: Data Asset Development - Qingdao West Coast Public Utility Group has taken significant steps in data asset exploration by being selected as one of the first digital economy industry innovation centers in Shandong Province [1] - The company has launched 15 diverse data products, including datasets, algorithm models, and analysis reports at the Qingdao Big Data Trading Center, and established mutual recognition with 24 domestic data exchanges [1] Group 2: Collaboration and Financing - The collaboration between Qingdao West Coast Public Utility Group and Minsheng Bank's Qingdao branch has led to a successful case of data asset pledge financing, where a loan of 30 million yuan was issued based on the AI Perception Prediction Model [2] - The AI Perception Prediction Model, a core data asset, utilizes a one-stop AI platform and includes 11 algorithm models for real-time video monitoring and alert generation, demonstrating its high application value in public service [2] Group 3: Impact on Financing and Industry - The successful implementation of data asset pledge financing represents a breakthrough in addressing financing difficulties for small and medium-sized enterprises, transforming dormant data assets into tangible financial resources [3] - The practice of the AI Perception Prediction Model not only helps enterprises realize the strategic value of their data resources but also promotes the overall digital transformation of society [3] - Minsheng Bank aims to continue developing customized financial products in the data finance sector to support enterprises in their digital transformation and foster the integration of the digital economy with the real economy [3]