科技是第一生产力，也是普惠金融精准触达的关键抓手。广东作为科创强省，集聚了大量"轻资产、高 成长、重研发"的科创企业。邮储银行广东省分行创新推出"专利质押+房产抵押"组合授信模式，将无形 资产转化为融资资本，以金融力量助推"中国设计"走向世界，为广东建设科技创新强省筑牢金融支撑。 海丰县星际动漫科技发展有限公司作为省市级"专精特新"及高新企业，深耕"文化+科技"赛道，其原创 潮玩手办远销海外，却因扩大生产急需资金支持。就在企业一筹莫展之际，邮储银行汕尾市分行主动上 门对接，通过精准评估企业20项核心专利，最终核批9500万元授信额度，其中4500万元科创贷迅速到 账，不仅填补了资金缺口，更通过优惠利率为企业节约融资成本超27万元，真正实现了"精准滴 灌"与"降本减负"的双重成效。 广东山海相依，既有发达的城市产业集群，更有丰富的农业与海洋资源。邮储银行广东省分行立足广 东"百县千镇万村高质量发展工程"，构建起覆盖农业、渔业、特色产业的全方位普惠金融服务体系。针 对渔业融资渠道窄、成本高的难题，该行联合省渔业互保协会、广东农担创新推出"邮渔担贷"，构 建"信贷+担保+互保"三位一体机制，将服务范围从国库渔船拓展 ...

Core Viewpoint - Shaoguan, a historical city in Lingnan, is leveraging its unique cultural and tourism appeal to attract global attention, with Danxia Mountain as a key attraction supported by financial initiatives from Postal Savings Bank [5][7][10] Group 1: Danxia Mountain Development - Danxia Mountain is recognized as a national 5A tourist attraction and a UNESCO World Heritage site, covering an area of 292 square kilometers, making it the largest scenic area in Guangdong Province [7] - The scenic area is undergoing significant upgrades, including the development of a new cable car system, boat updates, and parking expansions, with a loan of nearly 100 million yuan provided by Postal Savings Bank to support these initiatives [8][9] - The introduction of a two-day, one-night deep travel model aims to enhance visitor experience and increase spending, with a reported 25% year-on-year increase in visitor numbers [9] Group 2: Financial Support and Initiatives - Postal Savings Bank's Shaoguan branch has initiated a "Financial Demand Survey for Cultural and Tourism Enterprises," forming a team of industry experts and risk control specialists to assess local tourism projects [8] - The bank has streamlined the loan approval process, reducing it from several months to 30 days, facilitating rapid financial support for tourism projects [9] - As of September 2025, the bank has invested over 4 billion yuan in various large-scale cultural and tourism projects across Guangdong Province, promoting the integration of financial resources with tourism development [10]