Group 1 - Consumption plays a crucial role in stabilizing the macro economy and promoting internal economic circulation, with CITIC Bank Fuzhou Branch actively supporting the recovery of the consumption market through credit resource allocation and financial support [1] - The "Xinsdai" loan product from CITIC Bank Fuzhou Branch has provided 1.3 million interest discounts, achieving an annual business scale of approximately 6.9 billion yuan in 2024, facilitating consumer financing [2] - The bank has launched various financial solutions like "Wuyoudai" in the automotive sector, collaborating with major car manufacturers to create a consumer finance ecosystem and optimize loan services [2] Group 2 - The rapid development of platform economy has significantly boosted consumption, with CITIC Bank Fuzhou Branch partnering with Meituan to offer products like "Shengyidai" and "Shenghuofei" to support small and micro enterprises [3] - "Shengyidai" is a no-collateral credit loan with a maximum limit of 500,000 yuan, designed to provide strong financial support for small businesses [3] - The bank has implemented personalized services for foreign nationals, optimizing account opening processes and promoting mobile payment tools to enhance their financial service experience in China [4] Group 3 - CITIC Bank Fuzhou Branch has improved the convenience of payment services, allowing foreign nationals to easily integrate into the diverse payment environment in China [4] - The bank promotes the "Lingqianbao" service through both online and offline channels, enhancing the flexibility and convenience of cash usage for consumers and merchants [4]