当前电信诈骗手段不断翻新，不良中介非法金融活动频繁，在此背景下，中信银行台州临海支行将继续 强化风险监测机制，深化警银合作，同时加强金融知识普及，提升公众防诈意识，切实履行金融机构社 会责任，为守护人民群众的"钱袋子"贡献力量。 经面谈得知，客户陪同人员为非法中介人员，趁着客户急需一笔资金周转的着急心态，前期已经查询了 客户在多家银行的贷款额度，并且与客户签订了所谓的贷款服务合同。合同主要内容为帮助其获得贷 款，贷款金额40万元，贷款服务费20%。非法中介用各种谎言欺骗客户签订了上述合同，并通过pos机 刷卡收取了8万元。在客户得知银行未与任何中介合作的信息后，立即与非法中介进行沟通，但对方拒 不退回8万元款项。随即，该行工作人员建议客户报警，在民警的调解下，最终客户挽回了8万元损失。 商报讯(记者叶晓珺通讯员薛圣召)近日，中信银行（601998）台州临海支行成功拦截一起非法中介骗取 服务费的风险事件，帮助客户避免了8万元的经济损失。 当日上午9时许，客户前来该行网点办理银行卡，询问信秒贷利率情况。市场经理在办理客户借记卡业 务时发现异常——客户身边陪同人员极力阻止其与工作人员沟通。随后，市场经理以介绍产品利 ...

Group 1 - The core viewpoint emphasizes the importance of digital transformation in the financial sector, with a focus on integrating technology and data to enhance operational efficiency and customer service [1][2][3] - The company aims to strengthen data asset management by implementing a comprehensive data lifecycle management system, enhancing data quality, and promoting data sharing to support digital operations [1][2] - The bank is transitioning from traditional collateral-based lending to data-driven, unsecured, and online credit models, significantly increasing the online service rate by 40% [2][3] Group 2 - The company is exploring innovative technologies such as AI, blockchain, and big data to enhance productivity and provide efficient digital solutions for clients [3] - The integration of advanced technologies is expected to improve operational efficiency, with a reported 50% increase in report writing efficiency through automated data processing [3] - Future plans include optimizing the digital transformation strategy and enhancing the data-driven management model to contribute to the development of digital finance in the capital [3]

Group 1 - Consumption plays a crucial role in stabilizing the macro economy and promoting internal economic circulation, with CITIC Bank Fuzhou Branch actively supporting the recovery of the consumption market through credit resource allocation and financial support [1] - The "Xinsdai" loan product from CITIC Bank Fuzhou Branch has provided 1.3 million interest discounts, achieving an annual business scale of approximately 6.9 billion yuan in 2024, facilitating consumer financing [2] - The bank has launched various financial solutions like "Wuyoudai" in the automotive sector, collaborating with major car manufacturers to create a consumer finance ecosystem and optimize loan services [2] Group 2 - The rapid development of platform economy has significantly boosted consumption, with CITIC Bank Fuzhou Branch partnering with Meituan to offer products like "Shengyidai" and "Shenghuofei" to support small and micro enterprises [3] - "Shengyidai" is a no-collateral credit loan with a maximum limit of 500,000 yuan, designed to provide strong financial support for small businesses [3] - The bank has implemented personalized services for foreign nationals, optimizing account opening processes and promoting mobile payment tools to enhance their financial service experience in China [4] Group 3 - CITIC Bank Fuzhou Branch has improved the convenience of payment services, allowing foreign nationals to easily integrate into the diverse payment environment in China [4] - The bank promotes the "Lingqianbao" service through both online and offline channels, enhancing the flexibility and convenience of cash usage for consumers and merchants [4]

Core Viewpoint - The event "Financial Supermarket for Thousands of Enterprises by Hundreds of Institutions" in Tianhe aims to facilitate the "old-for-new" program by providing a platform for government, banks, and enterprises to connect, thereby easing the financial pressure on businesses and promoting the initiative effectively [1]. Group 1: Event Overview - The event was held on May 16 at the Yuexiu Financial Building, organized by the Tianhe District Commerce Bureau [1]. - It focused on the "old-for-new" initiative, allowing businesses to access high-amount credit funding in a simpler, more efficient, and cost-effective manner [1]. Group 2: Financial Products Offered - Ten banks participated, presenting various "old-for-new" loan products and incentives to nearly a hundred merchant enterprises [1]. - Loan amounts ranged from 30,000 to 5 million yuan, with terms from 12 to 60 months, highlighting the attractiveness of these products [1]. - The loans are designed to alleviate the financial burden of large consumer purchases and facilitate the upgrading of household equipment [1]. Group 3: Benefits for Enterprises - The event allows small and medium-sized enterprises to find tailored "renewal" benefits for equipment upgrades and technological improvements [1]. - A home sales company noted that the slow reimbursement process had created financial pressure, but the event provided access to flexible and efficient financial solutions tailored to their needs [2].