Core Viewpoint - The current economic situation is causing concerns about future income and retirement, similar to Japan's lost decades. The key to preserving wealth lies in effective asset allocation, particularly by learning from Japan's pension system [1][10]. Group 1: Japanese Pension System - Japan's pension system has managed to provide substantial payouts despite severe aging and economic stagnation due to strategic investments [2][10]. - The pension fund's size is approximately $1.6 trillion, with total returns reaching 5.2 trillion RMB since 2001 [2]. - The investment strategy focuses on stable assets and risk management, ensuring long-term returns [3][4]. Group 2: Investment Strategy - The pension fund diversifies its investments: 25% in domestic bonds, 25% in foreign bonds, 25% in domestic stocks, and 25% in foreign stocks [5][6]. - High-yield stocks are favored, with some yielding up to six times the Nikkei index, providing both capital appreciation and dividends [7][8]. Group 3: Recommendations for Investors - Investors are advised to consider high-yield domestic stocks and stable, lower-risk assets like savings accounts to ensure capital preservation during market downturns [11][18]. - The current market conditions suggest a potential bull market for domestic stocks, particularly in the banking sector, which has shown resilience and strong performance [14][17]. - Caution is advised in stock trading, with a recommendation to invest in stable high-yield stock funds rather than individual stocks to mitigate risks [15][17].