随着中国公募基金规模的不断扩容，"投前热、投后冷"一直是困扰财富管理行业的难题。对于 投资者而言，持有基金数量多、分布散、底仓不清，账户往往成了一本"糊涂账"。 如何为投资者提供全面、深度的账户诊断，厘清基金投资？ 近日， 国信证券联合晨星资讯重磅推出"鑫智诊"全账户基金诊断工具 ，标志着双方在探索"以 投资者为中心"的服务模式上迈出了关键一步。 01 直击痛点： 从 "单只基金" 到 "全账户视角" 传统的基金诊断往往局限于单只产品的业绩回顾，难以从整体账户层面评估风险与配置的合理 性，此次上线的"鑫智诊"，有效解决了账户分析难题。 全账户持仓一键汇总： 针对投资者持仓分散的痛点，"鑫智诊"除支持自主录入外，更 支持导入E账户文件 ，帮助投资者更为便利、准确地汇总其在全市场的公募基金持仓， 实现个人基金资产的全面梳理。 底层标的穿透式分析： 依托晨星全球数据库，"鑫智诊"工具能够识别并穿透用户持仓 的底层标的，而非仅依据基金分类进行简单加总。大类资产分布、区域分布、行业分 布、股票风格分布、债券类型分布、相关度分析、账户综合费用……都能基于底层资 产数据进行精准分析。 02 晨星投顾解决方案专业赋能 区别于 ...

Core Viewpoint - Morningstar is actively recruiting for key positions in its China business team to enhance its investment advisory solutions and drive user growth in the Chinese market [2][21]. Group 1: Product Manager - China Business Team - The role focuses on developing localized investment advisory solutions based on global expertise and local market needs, involving user research and product optimization [2][3]. - Responsibilities include conducting in-depth research on domestic and international investment advisory trends to inform product strategy and continuous improvement of solutions [3]. Group 2: Product Operations Manager - Fund Advisory - This position is responsible for enhancing user experience and satisfaction through direct engagement with clients, identifying their needs, and optimizing existing product features [7][10]. - The role requires collaboration with various teams to ensure product delivery and market strategy execution, aiming for sustained growth in the Chinese market [6][10]. Group 3: Regional Sales Director - The focus is on developing new clients and deepening relationships with existing ones to achieve sales targets, while ensuring that product offerings meet market demands [15]. - The role involves active participation in financial events to discover potential clients and requires a strong understanding of client investment needs [15]. Group 4: Company Overview - Morningstar, Inc. is a leading global investment research firm, providing data and analysis on various investment products, with approximately $338 billion in assets under management and advisory as of December 31, 2024 [18]. - The company operates in 33 markets worldwide, offering services to individual investors, investment advisors, and institutional clients [18].