智慧物流贷
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九江银行:金融活水精准赋能,助力江西冷链物流产业提质升级
Zhong Guo Jin Rong Xin Xi Wang· 2025-09-30 10:14
Core Viewpoint - The construction of a modern cold chain logistics system in Jiangxi Province is crucial for industrial upgrading and public welfare, with Jiujiang Bank providing innovative financial services to support this development [1][3]. Group 1: Infrastructure Development - The cold chain logistics system in Jiangxi is accelerating, focusing on addressing infrastructure shortcomings and key nodes [1]. - Jiujiang Bank is aligning its financial services with the construction of the Nanchang National Backbone Cold Chain Logistics Base, which was selected for national-level construction in 2023 [1]. Group 2: Innovative Financing Solutions - Jiujiang Bank has introduced the "Smart Logistics Loan" to address the common financing challenges faced by frozen goods enterprises, particularly those with high inventory costs and limited collateral [2]. - A specific case involved a frozen duck trading company that received a 19 million yuan loan to support its seasonal procurement needs, with inventory serving as collateral and third-party oversight to mitigate risks [2]. Group 3: Ongoing Commitment - Jiujiang Bank aims to continue leveraging its local banking advantages to provide precise and efficient financial services, contributing to the high-quality development of Jiangxi's cold chain logistics industry [3].
九江银行:以数字金融为笔,擘画产业升级新篇章
Zhong Guo Jing Ji Wang· 2025-04-25 07:46
Group 1 - The core viewpoint of the articles emphasizes the strategic development of Jiujiang Bank focusing on "industry + policy + finance + technology" to enhance the operational quality of supply chains and promote digital financial development [1][2][3] Group 2 - Jiujiang Bank has established partnerships with leading industry platforms such as Zhejiang Merchants Zhongtuo and Huangxing Cold Chain to expand customer acquisition and logistics, contributing to the construction of an industrial ecosystem [1] - The bank's "Smart Logistics Loan" financial solution addresses the pain points of cold chain import enterprises by providing a comprehensive service that includes financing, logistics, and information systems [2] - As of March 2025, the total credit amount of the industrial financial comprehensive service platform reached 75.152 billion yuan [2] - Jiujiang Bank has actively participated in the construction of regional industrial brains and launched the first digital transformation financial solution in Jiangxi Province, "Digital Transformation Loan," to support manufacturing enterprises [3] - The bank successfully provided a special loan of 5.5723 million yuan to a local manufacturing company, significantly reducing its comprehensive costs by 70% [3] - The bank plans to continue promoting the synergy of "digital finance + industrial finance" to inject strong momentum into the digital transformation of industries [3]