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阳光财险:金融护农 为乡村振兴添“阳光”
Jin Rong Jie Zi Xun· 2026-02-09 07:24
Core Viewpoint - The recent release of the central government's No. 1 document emphasizes the importance of modernizing agriculture and rural areas, with a focus on enhancing the "vegetable basket" industry and supporting local specialty agricultural products through insurance solutions [1][2]. Group 1: Agricultural Insurance Initiatives - Sunshine Insurance has actively implemented agricultural insurance to mitigate production risks and safeguard farmers' incomes, contributing to the goal of building a strong agricultural nation [1]. - The company has introduced a comprehensive cost insurance for greenhouse crops in Shanxi Province, covering all costs from planting to harvest, which has provided farmers with extensive risk protection [2]. - As of January 2026, Sunshine Insurance has processed 90 claims for greenhouse crop insurance in Tianzhen County, paying out a total of 2.0487 million yuan, demonstrating its commitment to supporting farmers [3]. Group 2: Support for Local Specialty Products - The central government's No. 1 document calls for the development of local specialty agricultural product insurance, which Sunshine Insurance has been actively exploring [8]. - In Yanbian Prefecture, Jilin Province, the company responded quickly to a frost disaster affecting ginseng farmers, assessing damages and paying out 3.048 million yuan to minimize losses [8]. - In Guizhou Province, the company provided timely compensation of over 3.7 million yuan to 43 affected farmers after a hailstorm damaged the "Honey Sugar Plum" crop [9]. Group 3: Disaster Prevention and Response - The No. 1 document highlights the need for strengthening disaster prevention and response systems in agriculture, which Sunshine Insurance has prioritized by offering proactive disaster services [13]. - Following severe snowfall in Wuhan, the company provided disaster prevention tips and materials to farmers, helping them reinforce greenhouses and reduce potential losses [13]. - In Shandong Province, the company organized training for farmers on disaster management and provided emergency drainage equipment to mitigate flooding impacts [14]. Group 4: Overall Impact on Rural Revitalization - Sunshine Insurance's efforts in safeguarding the "vegetable basket" and supporting local specialties contribute significantly to rural revitalization and economic stability [14]. - The company's initiatives serve as a financial stabilizer for agriculture, ensuring that farmers can achieve stable production and income, thereby fostering sustainable rural development [14].
从“看天吃饭”到“知天而作”,阳光保险守护中国智慧农业时代
凤凰网财经· 2025-03-10 11:02
当无人机掠过万亩良田实时监测墒情,当人工智能为每一株作物"把脉问诊",当区块链技术让农产 品溯源精确到分钟——这些充满未来感的场景,正在中国广袤的田野上成为现实。物联网、大数 据、云计算等尖端技术,已悄然撕下"实验室专属"的标签,与农机、稻穗深度交融,将"靠天吃 饭"的传统农业推向"知天而作"的智慧时代。 如果说科技赋能成了农业产业手中无坚不摧的矛,那么农业保险则是站在产业背后的最坚固的保护盾。 如今的农业保险,早已经不是传统的经济补偿那么简单,而是同样插上了科技的翅膀,成为了稳定农业 生产、维护粮食安全、促进乡村振兴和共同富裕的关键性制度安排。 时值两会,今年的政府工作报告中提出,要着力抓好"三农"工作,深入推进乡村全面振兴。农业保险作 为护航"三农"工作的重要利器,近年来已成为中央一号文件中的"常客"。2025 年中央一号文件五次提 及农业保险,从农业防灾减灾能力建设、保费补贴承担比例调整等多层面提出了明确指导意见,要 求"强化农业防灾减灾能力,完善农业保险体系"。《乡村全面振兴规划(2024-2027年)》亦将"提升 粮食安全保障水平"列为重中之重。 筑牢粮食安全"压舱石" 黑龙江自古是中华粮仓,承载着 ...