柜台同业存单质押再贷款业务

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规模效益双优 天津滨海农商银行稳健经营护航区域经济
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-29 09:32
Core Viewpoint - Tianjin Binhai Rural Commercial Bank demonstrated robust growth in the first half of 2025, with significant increases in assets, deposits, and profits, reflecting its resilience and strategic focus in a complex economic environment [1][2]. Group 1: Financial Performance - As of June 30, 2025, the bank's total assets reached 305.736 billion, an increase of 18.190 billion or 6.33% from the end of the previous year [2]. - Total deposits amounted to 240.6 billion, up by 11.960 billion or 5.23% year-on-year [2]. - Total loans stood at 176.538 billion, increasing by 5.931 billion or 3.48% compared to the previous year [2]. - The bank achieved a revenue of 2.730 billion, with a pre-provision profit of 2.073 billion and a net profit of 541 million, marking a year-on-year growth of 18.43% [2]. Group 2: Strategic Focus and Initiatives - The bank is actively optimizing its liability structure and enhancing loan precision to meet capital management requirements, achieving synchronized growth in scale and efficiency [2]. - It has established strategic partnerships with local governments and organizations to support high-quality development initiatives in Tianjin [3]. - The bank is focusing on supporting strategic emerging industries, particularly in the technology sector, and has received recognition for its efforts in financing innovative enterprises [3]. Group 3: Support for Agriculture and Small Enterprises - The bank has successfully implemented innovative business models to support agriculture and small enterprises, including the first local interbank certificate of deposit pledge refinancing business [4]. - As of June 30, 2025, the bank's agricultural loan balance reached 12.210 billion, with a year-on-year increase of 5.65% [6]. - The average interest rate for newly issued inclusive small micro loans decreased by 33 basis points, effectively reducing the financial burden on small enterprises [4]. Group 4: Regional Development and Collaboration - The bank is committed to serving the Binhai New Area as a core area for high-quality development, having signed a strategic cooperation agreement with the local government [8]. - It is actively involved in supporting the integration of port, industry, and city development, providing comprehensive financial services to the shipping industry [9]. - The bank plans to continue enhancing its financial services quality while focusing on rural revitalization and regional economic development in the second half of 2025 [9].
天津市首笔柜台同业存单质押再贷款业务落地
news flash· 2025-07-04 13:10
Group 1 - The People's Bank of China Tianjin Branch announced that Tianjin Binhai Rural Commercial Bank has successfully completed the first counter-based interbank certificate of deposit pledge re-loan business in Tianjin, amounting to 1 billion yuan [1] - The transaction was facilitated through the Zhejiang Merchants Bank Tianjin Branch, indicating a significant development in local financial services [1] - This operation supports agricultural and small business financing, aligning with national policies to enhance financial support for these sectors [1]