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平安产险:预估2020-2030年绿色交通领域保费约2万亿元
Jin Rong Shi Bao· 2025-09-13 03:20
Core Insights - The event themed "Digital Intelligence Drives Open Win-Win" was held in Beijing, focusing on financial services, where Ping An Property & Casualty Insurance Co., Ltd. showcased its innovative achievements and strategic partnerships [1] - The "Blue Book" on insurance supporting green transportation development was jointly released by Ping An Property & Casualty, Central University of Finance and Economics, China Academy of Actuarial Science, and the Transportation Research Institute [3] Group 1: Blue Book Overview - The "Blue Book" emphasizes "carbon peak and carbon neutrality" and systematically reviews the current state, policy evolution, risk mapping, and insurance innovation across five sectors: new energy vehicles, low-altitude economy, green logistics, green shipping, and rail transit [3][4] - It highlights that the insurance industry is becoming a crucial driver for the high-quality development of green transportation, serving as a foundational infrastructure for green transportation systems [4] Group 2: Market Data and Trends - From 2020 to 2030, the premium scale in the green transportation sector is estimated to reach approximately 2 trillion yuan [4] - The number of new energy vehicles in China is projected to increase from less than 5 million in 2020 to 31.4 million by 2024, accounting for over 60% of the global total [4] - The insurance premium for drone insurance is expected to grow from less than 100 million yuan in 2015 to 700 million yuan by 2024, with a compound annual growth rate of 15% [4] Group 3: Insurance Industry Evolution - The insurance sector has transitioned from "marginal compensation" to "deep co-construction" in the green transportation field over the past decade [4] - From 2015 to 2023, the premium for new energy vehicle insurance increased from 3.4 billion yuan to 100.1 billion yuan, while the cumulative risk coverage for rail transit engineering insurance exceeded 1 trillion yuan [4][5] - The insurance depth in the green transportation sector rose from 0.2% to 11.5%, establishing itself as an indispensable partner in capital and risk management for green transportation construction [4] Group 4: Innovation and Future Directions - Ping An Property & Casualty has been exploring innovations in green insurance, including forest carbon sink index insurance and intelligent assisted driving liability insurance [5] - The company aims to integrate its operations with national strategies and contribute significantly to high-quality economic and social development [5]