在当今复杂多变的金融市场环境下， 保险公司的市场价值不仅反映了其当下的经营成 果，更是对未来发展潜力的一种映射。 随着经济的持续发展、居民保险意识的逐步提升以及行业监管的日益完善，中国保险行 业正经历着深刻的变革与重塑。 自2014年以来，我们每年推出《中国保险公司市场价值排行榜》，旨在通过客观、全 面、公允、准确的评估，展现国内保险公司的市场地位与价值表现。 1 中国保险公司 2025年市场价值排行榜 | l O | 十円未四 | 011.17 | | --- | --- | --- | | 19 | 阳光集团 | 744.49 | | 20 | 阳光人寿 | 737.53 | | 21 | 国寿财险 | 725.65 | | 22 | 中华财险 | 415.45 | | 23 | 平安养老 | 406.86 | | 24 | 中华保险集团 | 400.02 | | 25 | 中信保诚 障 | 379.38 | | 26 | 大地财险 | 352.16 | | 27 | 中再财再 | 343.41 | | 28 | 中英人寿 將 | 341.35 | | 29 | 华泰集团 | 339.79 | | 30 ...

Group 1 - The core event is the SNEC 18th International Solar Energy and Smart Energy Conference and Exhibition held in Shanghai from June 11 to 13, where the company showcased its latest developments in photovoltaic insurance services, risk protection for the new energy industry chain, and green finance [1] - The company introduced risk protection services covering the entire lifecycle of the photovoltaic industry, including supply performance guarantee insurance to alleviate raw material procurement pressure, and various insurance products for manufacturing, sales, and downstream power station construction [1] - New insurance products were highlighted at the exhibition, including long-term quality and performance guarantee insurance for energy storage systems, income loss insurance for distributed photovoltaic power stations, and credit compensation insurance for photovoltaic electricity sales [1] Group 2 - In 2024, the company has provided risk protection for clean energy projects such as offshore wind power, photovoltaic power, new energy storage, and hydrogen energy amounting to 4 trillion yuan, leading the green insurance market [2] - The company is promoting the digital transformation of green insurance, utilizing satellite remote sensing, big data risk control models, and blockchain technology to enhance risk identification and management capabilities [2] - Future plans include strengthening technological empowerment and product innovation under the unified deployment of the parent group, focusing on a new business model of "insurance + risk reduction services + technology" to support the implementation of carbon neutrality goals [2]

Core Viewpoint - China Pacific Insurance has launched "Taibao Cloud Hub: Integrated Solutions for Meteorological Disaster Risks," introducing a comprehensive management system for disaster risk that includes prevention, response, and compensation, emphasizing the insurance industry's role in enhancing disaster resilience through innovative products and services [1] Group 1: Green Insurance Development - Green insurance integrates environmental awareness and ecological civilization concepts into insurance operations, providing risk protection and financial support for environmental protection and green industries [2] - The early focus of green insurance was on environmental pollution liability, but it has since expanded to include climate risk adaptation and green consumption guidance due to increasing global climate concerns [2] - China's policy framework for green insurance is continuously improving, establishing a multi-layered system to support its development [2] Group 2: Financial Support and Policy Initiatives - In April 2024, the People's Bank of China and other departments issued guidelines to strengthen financial support for green low-carbon development, emphasizing the establishment of green insurance standards [3] - Local governments are actively promoting green insurance policies tailored to their specific conditions, such as pilot programs for catastrophe insurance in disaster-prone areas and specialized products for green industries [3] Group 3: Integration of Green Solutions - Insurance companies are increasingly integrating green solutions into their core operations, focusing on reducing carbon footprints and supporting energy transitions [4] - China Life has launched five ecosystem carbon sink products and invested 5 billion yuan in green projects, aiming to save 21.76 million tons of standard coal annually and reduce carbon emissions by approximately 36.72 million tons [4] - As of the end of 2024, China Life's green insurance is expected to provide risk coverage exceeding 18 trillion yuan, with green investment and credit balances of 535 billion yuan and 220 billion yuan, respectively [4] Group 4: Challenges and Market Development - Despite progress, the green insurance sector is still in its early stages, facing challenges such as insufficient market demand, product homogeneity, and weak technical support [6] - Many enterprises lack awareness of the benefits of green insurance, viewing it as an additional cost rather than a risk management tool [6] - There is a need for improved marketing and information disclosure regarding green insurance products to enhance market demand [6] Group 5: Future Directions - The industry should focus on product innovation and market cultivation while promoting a comprehensive approach to green transformation across the insurance value chain [7] - Establishing collaborative platforms for dialogue and data sharing among stakeholders can enhance environmental awareness and improve the efficiency of green transitions [7]