Core Viewpoint - The recent financial education campaign by Industrial Bank Co., Ltd. Kunming Branch aims to enhance financial literacy among students and address concerns regarding campus financial safety [1] Group 1: Financial Education Activities - The Kunming Branch of Industrial Bank conducted a financial knowledge seminar at Qujing Health Medical College, focusing on financial safety for students [1] - The seminar included discussions on common financial traps such as "campus loans," "trap loans," and "illegal fundraising," highlighting their operational models and dangers [1] - The bank emphasized the importance of personal credit, rational borrowing concepts, and methods to identify illegal financial advertisements [1] Group 2: Student Engagement and Interaction - Students actively participated in the interactive session, asking questions about choosing legitimate financial products and responding to financial fraud [1] - The bank's representatives provided advice on how to handle financial scams and the significance of maintaining a correct consumption mindset [1] Group 3: Future Initiatives - The Kunming Branch plans to continue and expand its "Financial Education Week" activities, innovating promotional methods and broadening outreach to campuses, communities, and enterprises [1] - The bank aims to strengthen the financial safety net and contribute to a harmonious financial environment [1]

近年来，随着金融科技的快速发展，金融活动的便利性显著提升，但与此同时，金融领域的非法中介和 互联网贷款乱象也日益猖獗，严重威胁人民群众的财产安全和合法权益。不正当反催收、恶意逃废债 务、非法代理退保理赔、非法存贷款中介、虚假征信修复、非法荐股等金融"黑灰产"行为不断涌现，这 些行为不仅损害了金融消费者的权益，还严重破坏了金融市场的秩序。与此同时，一些互联网借贷平台 通过混淆概念、隐瞒年化利率、不实承诺等虚假宣传手段诱导贷款，甚至以管理费、担保费、权益费等 名目隐藏高息费，进一步加剧了金融风险。在此背景下，我行积极响应国家关于加强金融消费者权益保 护的号召，以"保障金融权益 助力美好生活"为活动口号，围绕"网络安全为人民，网络安全靠人民"的 主题，开展了一系列宣传活动。活动聚焦防范非法中介和互联网贷款乱象侵害，通过分类别、有侧重的 提示提醒，揭示和解析金融"黑灰产"行为的表现形式、手段和危害，积极推广正规金融产品，用正规金 融服务挤压非法集资活动空间，普及互联网借贷相关知识，帮助消费者和投资者有效识别和防范相关风 险，营造安全放心的消费环境。 在线上宣传中，银行通过微信公众号、美篇等形式，向公众普及金融安全知识 ...