沂链通供票公共服务平台
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沂链通供票小课堂:如何利用票据赋能中小企业融资
Sou Hu Cai Jing· 2025-08-27 02:11
Group 1: Industry Insights - The government is actively promoting the development of supply chain and supply chain finance to address the financing difficulties faced by small and medium-sized enterprises (SMEs) [1] - Bills serve as a crucial financial tool that aligns with the characteristics of supply chains, facilitating the transformation and upgrading of domestic industrial chains [1] Group 2: Utilization of Bills - Companies can leverage the payment function of bills to activate accounts receivable, as the scale of accounts receivable has been expanding with longer payment terms, particularly with large enterprises delaying payments to SMEs [3] - The issuance of commercial bills is based on real transaction backgrounds, allowing issuers to utilize their creditworthiness for payment settlements, achieving zero-cost financing and enhancing cash flow [3] Group 3: Financing Benefits - Bills represent bank or large enterprise credit, enabling companies to expand financing channels, reduce costs, and optimize financial structures [4] - In supply chain financing, bills issued by core enterprises provide direct financing support to upstream and downstream companies, addressing information asymmetry due to established cooperative relationships [4] - The characteristics of bills align well with the financing needs of SMEs, which often require high frequency, quick turnaround, and small amounts [4] Group 4: Platform Development - The Yilian Tong supply bill public service platform, operated by Linyi Mall Digital Technology Group, is the first third-party platform in China with a commercial logistics background, approved for direct connection to the Shanghai Bill Exchange [4] - The platform offers comprehensive services including supply chain bills, online discounting, commercial bill direct financing, and bank bill instant discounting, with a business scale exceeding 40 billion yuan, ranking among the top four in the country [4]
临商银行浇开沂蒙革命老区供票创新花 全国首批供应链银票落地沂链通供票服务平台
Jin Rong Shi Bao· 2025-08-07 02:34
Core Insights - The first batch of supply chain bank acceptance bills by Linyi Commercial Bank was successfully opened through the Yilian Tong platform, marking a new phase in the construction of a supply ticket ecosystem in Linyi City [1][2] - The acceptance of these bills demonstrates the effectiveness of the "platform + finance" model in the supply ticket market and showcases Linyi's commitment to building a leading supply ticket ecosystem [2] Group 1 - The supply chain bank acceptance bills were confirmed and accepted by Linyi Commercial Bank, with a notable transaction of 15,800 yuan and multiple bills totaling 40 million yuan initiated by local companies [1] - The advantages of transparent information sharing, real verification of transaction backgrounds, and automated online processing in the supply chain bill business are highlighted [1] Group 2 - The initiative is part of Linyi Commercial Bank and Shancheng Digital Technology Group's efforts to enhance inclusive financial services in rural revitalization reform pilot areas [2] - The Yilian Tong platform aims to deepen long-term customer relationships with partners like Linyi Commercial Bank, contributing to the prosperous development of the supply chain bill ecosystem in China [2]