登录新浪财经APP 搜索【信披】查看更多考评等级 1、出质人：远望谷技术有限公司 2、质权人：江苏银行股份有限公司深圳分行 3、保证范围： 出质人在本合同项下担保的范围包括但不限于：质权人与债务人在主合同项下的债权本金及按主合同约 定计收的全部利息（包括罚息、复利）、以及债务人 应当支付的手续费、违约金、赔偿金、税金和质权人为实现债权和担保权利而发 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 一、全资子公司提供外保内贷额度的概述 2025年7月10日，公司召开第八届董事会第四次（临时）会议，审议通过了《关于全资子公司提供外保 内贷额度的议案》，为满足公司生产经营中实际资金需求，公司基于整体考虑，拟向银行申请办理不超 过20,000万元人民币的授信额度，业务品种包括流动资金贷款、银行承兑汇票、保函等。本事项将由 Invengo Technology Pte. Ltd.（以下简称"新加坡子公司"，中文名：远望谷技术有限公司）为公司提供担 保，担保期限以公司与银行签订的协议约定为准。 详情请参见公司于2025年7月11日披露的《关于全资子公司提供外保内贷额度的公 ...

□卢文 （图片由中行四川省分行提供） "十四五"征程波澜壮阔，金融活水奔涌不息。作为扎根巴蜀大地的国有大行，中国银行四川省分行（以下简称中 行四川省分行）始终以"服务国家战略、赋能地方发展"为己任。过去5年，该行紧扣"五篇大文章"，将金融资源精 准对接实体经济需求，用创新服务破解企业发展难题，让金融活水真正浸润经济社会发展的每一个关键环节。 服务实体经济 扶新兴 强龙头 成都辰显光电有限公司产业园，一排排整齐的厂房内，开发生产人员干得热火朝天。指着宽阔的厂区与来往的员 工，该公司负责人感慨："以前工业园区杂草丛生，草都比人高，现在公司已建成量产线。" 从实验室里的技术构想，到生产线的批量产出，从初创期的蹒跚起步，到行业内的领军突围，公司的每一步跨 越，都有中行四川省分行陪伴的身影：企业需要进口设备，该行提供最佳的进口信用证方案，为资金安全保驾护 航；企业需要降低融资成本，该行为其开立银行承兑汇票，提高资金流动性，减轻公司资金流压力；企业员工需 要解决个人资金问题，该行及时提供高效便捷且利率优惠的个贷方案，解决从企业到员工的后顾之忧。 2024年底，该公司首条TFT基Micro-LED量产线即将开工建设时，中行 ...

在这股奔涌向前的产业浪潮中，建行江苏省分行持续将金融资源向高端装备、新能源等重点产业链和重 大项目倾斜，精准赋能制造业，为全面推进新型工业化注入坚实的金融动能。 聚焦升级，"活水"润泽江苏"智造" 万里长江，串联起南京、常州等制造重镇，也激荡着产业升级的跃动浪潮。 在南京埃斯顿自动化的智能化工厂中，工业机器人有序运转，以毫米级的精度完成对同类型机器人的组 装与调试。作为中国工业自动化领域的领军企业，埃斯顿不仅连续多年稳居国产工业机器人出货量榜 首，更在全球市场与国际知名品牌同台竞技，见证了中国工业自动化的跨越式发展。 企业全球化布局与持续技术迭代的背后，离不开金融"活水"精准灌溉。建行南京江宁支行聚焦企业在创 新突破与全球拓展中的资金需求，提供全周期、多维度的授信支持——从技术研发所需的流动资金贷 款，到日常运营的银行承兑汇票，再到支持长期建设的项目贷款与跨境金融业务，建行服务贯穿企业成 长的关键环节。今年5月，该行再次以"流动资金贷款+银行承兑汇票"的组合融资方式，陆续向企业提供 1亿元流动性资金与5000万元票据支持，专项用于新一代机器人的研发与产能扩张。 截至目前，建行南京分行已累计为埃斯顿集团提供综合 ...

Summary of Key Points Core Viewpoint - Shenzhen Zhiwei Intelligent Technology Co., Ltd. has approved a guarantee limit of up to RMB 6 billion for its subsidiaries to secure financing from banks and other financial institutions [2][3]. Group 1: Guarantee Overview - The company held its second board meeting on March 7, 2025, and the first extraordinary general meeting on March 24, 2025, to approve the guarantee limit for subsidiaries [2]. - The approved guarantee limit is valid for twelve months from the date of the extraordinary general meeting [2]. - The company signed a maximum guarantee contract with Industrial and Commercial Bank of China for a comprehensive credit limit of RMB 60 million for its wholly-owned subsidiary [2][6]. Group 2: Guarantee Details - The guarantee is a joint liability guarantee for the subsidiary Dongguan Zhiwei Intelligent Technology Co., Ltd. [6]. - The maximum guarantee amount is RMB 60 million, covering principal, interest, and various fees related to the debt [4][5]. - The guarantee period varies based on the type of contract, generally lasting three years after the expiration of the main contract [5]. Group 3: Current Guarantee Status - After this guarantee, the total guarantee amount by the company and its subsidiaries is RMB 600 million, which is 286.72% of the audited net assets for 2024 [7]. - The total outstanding guarantee balance is RMB 25.77 million, accounting for 1.23% of the audited net assets for 2024 [7]. - The company has no overdue guarantees or guarantees involving litigation [7].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively supporting the high-quality development of the manufacturing sector by providing comprehensive financial services, including a recent issuance of a bank acceptance bill worth 200 million yuan to a subsidiary of a group, which helps the enterprise meet its procurement settlement funding needs and reduce financing costs [1][2]. Group 1: Financial Support and Services - ICBC Liuzhou Branch has issued a bank acceptance bill of 200 million yuan to assist a subsidiary in addressing its funding needs, thereby receiving high recognition from the enterprise [1]. - As of the end of Q3, the bank's manufacturing loan balance reached 17.317 billion yuan, an increase of 3.457 billion yuan from the beginning of the year [1]. - The bank is focusing on key areas such as modern industrial systems and high-end equipment manufacturing, optimizing credit resource allocation through various financing services [2]. Group 2: Innovative Financing Solutions - The bank has utilized policy tools effectively, such as leveraging stock repurchase and increase loans, approving a special loan of 870 million yuan for a company to enhance its market value management [2]. - The loan balance for strategic emerging industries reached 9.401 billion yuan, while loans for specialized and innovative enterprises amounted to 5.719 billion yuan as of Q3 [2]. Group 3: Service Mechanism and Efficiency - ICBC Liuzhou Branch is enhancing its service efficiency by forming specialized service teams and improving cross-departmental collaboration to better respond to enterprise needs [3]. - The bank is focusing on providing tailored products such as industrial e-loans and innovation e-loans to meet diverse financing demands of small and medium-sized enterprises [3]. - Future plans include continuing to enhance service adaptability and competitiveness to support local economic development [3].

Core Points - The case involves a financial loan contract dispute where Hengfeng Bank was defrauded of billions of yuan [1][9] - The Supreme People's Court upheld the original judgment, requiring Beijing Gold Trading Center to repay a principal of 3.913 billion yuan and associated interest [2][3][8] - The case highlights issues of collateral and the responsibilities of guarantors in loan agreements [4][6][7] Summary by Sections Case Background - The dispute originated from a loan agreement between Hengfeng Bank's Beijing branch and Beijing Gold Trading Center, with Shanghai Ping'an Xinlun Property Development Co. as the guarantor [1] - In December 2019, Hengfeng Bank transferred 143.89 billion yuan of non-performing assets to Shandong Financial Asset Management Co. for 79.957 billion yuan [1] Court Proceedings - The first-instance court ruled that Beijing Gold must repay the principal and interest, with Shandong Financial having priority in recovering up to 4 billion yuan from collateral [2][7] - The Supreme Court's final ruling dismissed the appeal, maintaining the original decision [3][8] Collateral Disputes - The case raised questions about the validity of collateral agreements and the responsibilities of the parties involved, particularly regarding the compliance of Hengfeng Bank in loan approvals [6][7] - The court found that Hengfeng Bank had fulfilled its due diligence obligations regarding the collateral [7] Broader Implications - The case is part of a larger trend where multiple financial institutions, including Hengfeng Bank's Xi'an branch, have faced significant loan defaults from related companies [9][10] - Hengfeng Bank has been actively working on reducing its non-performing assets, with recent reports indicating a decrease in non-performing loans and an increase in provision coverage [11][12]

Core Insights - A small ammonia enterprise in Dongtai discovered a 30,000 yuan bank acceptance bill that had expired for over four years, highlighting the challenges faced by small businesses in managing financial instruments [1] - Jiangnan Rural Commercial Bank intervened to facilitate communication between the bill holder and the issuer, demonstrating a customer-centric approach in financial services [2] Group 1: Financial Instrument Management - The bank acceptance bill was overlooked during personnel changes within the company, emphasizing the importance of diligent financial management in small enterprises [1] - The bill's expiration led to difficulties in redemption, as multiple endorsements complicated negotiations with the issuer [1] Group 2: Customer-Centric Financial Services - Jiangnan Rural Commercial Bank's operational management department took proactive steps to assist the bill holder, showcasing a commitment to customer service [1][2] - The bank's "small circle service team" engages with communities and businesses, reflecting a flexible and responsive service model that prioritizes client needs [2]

Group 1 - The board meeting of Chengdu Lijun Industrial Co., Ltd. was held on October 22, 2025, via teleconference [2][3] - The meeting was attended by 9 directors, all participating through telecommunication voting [3] - The meeting complied with legal regulations and the company's articles of association [4] Group 2 - The board approved a proposal to apply for a comprehensive credit facility from the Industrial and Commercial Bank of China, with a limit of up to RMB 500 million, primarily for bank-related services [5] - The proposal requires approval from the shareholders' meeting [6] - The voting results for this proposal were unanimous, with 9 votes in favor [7] Group 3 - The board approved a proposal to apply for a comprehensive credit facility from the Bank of China, with a limit of RMB 300 million, also for bank-related services [8] - This proposal also requires shareholders' meeting approval [9] - The voting results for this proposal were unanimous, with 9 votes in favor [10] Group 4 - The board approved a proposal for its wholly-owned subsidiary, Chengdu Lijun Technology Co., Ltd., to apply for a comprehensive credit facility from the Industrial and Commercial Bank of China, with a limit of up to RMB 100 million [11] - This proposal requires approval from the shareholders' meeting [12] - The voting results for this proposal were unanimous, with 9 votes in favor [12] Group 5 - The board approved a proposal to convene the second extraordinary shareholders' meeting of 2025 [13] - The meeting will be held using a combination of on-site and online voting methods [14] - The voting results for this proposal were unanimous, with 9 votes in favor [14] Group 6 - The second extraordinary shareholders' meeting is scheduled for November 7, 2025, with specific times for on-site and online voting [17] - The meeting will be held at the company's office in Chengdu [22] - Shareholders must register to attend the meeting, with detailed registration procedures provided [24]

Group 1 - The importance of financial support for rural revitalization is increasingly highlighted as 2025 marks the end of a five-year transition period for consolidating poverty alleviation and effectively connecting with rural revitalization [1] - The People's Bank of China, along with seven departments, issued a plan to support rural industrial revitalization in Anhui, providing strong financial backing for the development of rural industries [1] - A total of 252 financial institutions in Anhui have joined the "Joint Development Plan," signing 3,603 long-term strategic cooperation agreements and issuing loans to 2,673 households amounting to 11.236 billion yuan [1] Group 2 - The financial support event during the Harvest Festival showcased various activities, including folk performances and agricultural product exhibitions, while also promoting financial knowledge among farmers [2] - Local enterprises, such as Zhang Lin Fisheries, reported significant reductions in time and financial costs for obtaining long-term loans after signing the "Joint Development Plan" [2] - Anhui Yifeng Ecological Agriculture Development Co., Ltd. received a credit limit of 5 million yuan under the plan, utilizing diverse financial products to support its operations [2] Group 3 - Traditional rural industries are revitalized through small loans provided by financial institutions, enabling artisans to innovate and expand their markets [3] - The development of the Lijiao Water Town project received 130 million yuan in loans from Everbright Bank, facilitating its transformation into a 4A-level scenic area [3] - The water town project attracted over 100,000 visitors during the Spring Festival, generating over 3 million yuan in income for surrounding farmers [3] Group 4 - Financial technology plays a significant role in rural revitalization, with local financial institutions using big data and AI to tailor financial products for farmers [4] - Online financial service platforms enhance accessibility and convenience for farmers, allowing them to manage loans and accounts remotely [4] - Farmers express gratitude for financial support, emphasizing its importance in their journey towards rural revitalization [4]

Core Viewpoint - Hengfeng Bank, as the only national joint-stock commercial bank headquartered in Shandong, is deeply integrated into national and regional development strategies, focusing on the "10+1" key industry direction and enhancing financial services to support high-quality regional economic development [1] Group 1: Port Economy - Hengfeng Bank Qingdao Branch has established a collaborative service model of "Bank + Platform + Core Enterprises" to integrate financial services with the port industry chain, recognizing the interconnected nature of port economies [2] - The bank has provided comprehensive financing of 20 billion yuan and a financing balance of 5 billion yuan, serving 22 coastal port trade chains and nearly 40 member enterprises and upstream and downstream customers of the Shandong Port Group [3] Group 2: Cross-Border Trade - The bank leverages its transaction banking cross-border product advantages to create a financial bridge for enterprises, facilitating global resource allocation [4] - It has successfully provided 1.74 billion yuan in transaction banking business for a leading paper company, addressing its overseas financing challenges through cross-border guarantee services [4] Group 3: Innovative Financial Solutions - Hengfeng Bank has introduced a "separated letter of guarantee" mechanism, successfully implementing a 50 million yuan warehouse performance guarantee business, which releases liquidity for enterprises engaged in bulk commodity trading [5] - The bank aims to enhance its product offerings and innovate service models to support the development of a modern marine economy in Shandong [6]