Core Points - "Hebei Medical Insurance" was officially launched on October 28, 2025, in Shijiazhuang, with participation from various leaders and organizations, marking a significant step in enhancing healthcare coverage in Hebei Province [1][3] Group 1: Product Overview - The insurance is available for basic medical insurance participants and new citizens in Hebei Province, with premiums set at 99 yuan/year for ages 0-20, 139 yuan/year for ages 21-50, and 179 yuan/year for ages 51 and above, providing up to 6 million yuan in medical coverage for all age groups [2][13] - The product is designed as a beneficial supplement to basic medical insurance, addressing gaps in coverage and activating healthcare resources to meet public health needs more effectively [3][11] Group 2: Key Features - The insurance is guided by the Hebei Provincial Medical Security Bureau, ensuring compliance, transparency, and reliability in product design and operation [11] - It allows for broad eligibility, with no restrictions on age, occupation, or health status, including coverage for pre-existing conditions with specified deductibles and payout ratios [12] - The coverage includes inpatient medical expenses within and outside the basic medical insurance scope, specific domestic and overseas drug costs, and CAR-T treatment expenses, with a total maximum coverage of 6 million yuan [14] - It features zero deductible for 95 types of global specialty drugs and 5 types of CAR-T treatments, addressing high-incidence diseases in Hebei and reducing the financial burden on patients [15] - The claims process is designed to be convenient, with immediate payouts upon discharge and synchronized settlements with basic medical insurance, facilitating a one-stop service for patients [17]