Core Insights - The implementation of the agent witness account opening service for Hong Kong and Macau residents in Huizhou has significantly improved the convenience of opening mainland bank accounts for residents from these regions [1][2] - The expansion of this service across the Guangdong-Hong Kong-Macau Greater Bay Area is a key step in promoting financial connectivity and integration within the region [2] Group 1: Service Implementation - Hong Kong residents can now easily open mainland bank accounts without leaving Hong Kong, enhancing their ability to transfer funds and make payments while traveling or living in mainland China [1] - The agent witness account opening service was successfully launched in Huizhou on July 30, 2025, allowing eligible residents to open personal bank accounts directly at designated banks [1][2] Group 2: Financial Connectivity - The People's Bank of China has expanded the agent witness account opening service to all cities in the Greater Bay Area, increasing the number of participating banks [2] - Seven bank branches in Huizhou are now equipped to handle this service, providing Hong Kong and Macau residents with equal payment convenience as local residents [2] Group 3: Payment Services Optimization - The People's Bank of China in Huizhou has implemented measures to enhance payment services for foreign visitors, including the acceptance of major international credit cards and foreign currency exchanges at numerous bank branches and ATMs [3] - Key commercial and tourist areas in Huizhou have been upgraded to support international payment methods, catering to the diverse needs of foreign visitors [3]

Core Insights - The agent witness account opening service for Hong Kong and Macau residents has significantly improved convenience for banking in mainland China, with 472,000 personal bank accounts opened and transaction amounts exceeding 40 billion yuan as of June 2025 [1][2]. Group 1: Service Expansion - The service has been expanded to six additional cities in the Guangdong-Hong Kong-Macau Greater Bay Area, achieving full coverage of the region's mainland cities [1]. - Eight banks, including major institutions like Bank of China and HSBC, are now participating in the agent witness account opening service [2]. Group 2: Policy and Economic Impact - The initiative is part of broader policies aimed at enhancing financial connectivity in the Greater Bay Area, included in the "16 Measures for Hong Kong" and the "30 Financial Measures for Hengqin" [2]. - The growing number of Hong Kong and Macau residents traveling, investing, and retiring in the Greater Bay Area has increased demand for banking services across more cities [2]. Group 3: Payment Services Innovation - The People's Bank of China in Guangdong has introduced various payment innovations to create a seamless payment service environment for Hong Kong and Macau residents, including a unified currency settlement account system and cross-border electronic wallet applications [3].