21世纪经济报道记者 曹媛 深圳报道 深圳市以制度型开放为牵引，统筹金融开放与安全，在跨境投资、融资、结算、支付等方面创新机制， 加快打造具有全球重要影响力的产业金融中心。 记者从深圳人行了解到，2024年，深圳跨境收支规模位居全国第三，人民币连续五年成为深港间第一大 跨境结算货币。2024年，境外人员在深非现金支付交易1.46亿笔、198.87亿元，同比分别增长62%、 78%。 深圳首创了"跨境征信通"，探索破解跨境征信不互通难题，以深港征信机构市场化合作形式，获取并向 深圳商业银行提供港企跨境征信报告；率先探索科技创新资金跨境流动新路径，"科汇通"允许境外科研 开办资金直接汇入河套深港科技创新合作区内的外资非企业科研机构。 此外，针对境内外投资者的资产配置、跨境投资需求，深圳持续拓展投资渠道、完善制度安排，吸引更 多境外机构和资金来深圳、投深圳。持续优化"跨境理财通"投资模式，2024年2月改革后业务总量达到 改革前的6倍。持续深化QFLP、QDIE投资试点。持续便利外资企业使用资本金，首批开展资本项目数 字化服务试点，大幅提升外汇资本金入账、使用效率，降低企业"脚底"成本和时间成本。落地外商投资 企业 ...

在国际主流财经杂志《欧洲货币》近日公布的年度银行大奖评选中，汇丰再度荣获"粤港澳大湾区最 佳国际银行"奖项，这是该行连续第三年获颁这一奖项。 汇丰中国副行长兼大湾区总监陈庆耀表示："今年再次获奖让我们倍感鼓舞。过去一年里， 汇丰持续投资大湾区，位于前海的全新办公大楼以及南沙的全球培训中心先后揭幕启用， 在财富管理业务布局以及推进跨境服务和产品方面也加快了创新步伐，希望能继续发挥汇 丰的全球网络优势，帮助区内企业和居民联通大湾区及全球机遇。" 《欧洲货币》在颁奖评语中特别指出，汇丰通过进一步整合大湾区及全球网络资源及深化 跨境业务联动，在财富管理、跨境贸易及支持内地企业出海等业务领域均取得不俗进展， 巩固了其作为大湾区领先国际银行的地位。 今年恰逢汇丰成立1 6 0周年，围绕汇丰在大湾区的业务发展， 陈庆耀从多个角度阐释和分 享了对大湾区发展机遇的看法及汇丰在区内的投资和业务布局。 连续三年获得"粤港澳大湾区最佳国际银行"殊荣，汇丰的优势在哪里？ 陈庆耀： 汇丰一直将大湾区作为集团业务拓展的战略重点区域，我们对大湾区的发展始终 抱有坚定的信心并持续在大湾区加大投入，目前汇丰集团下属机构在大湾区的业务涵盖银 行、 ...

在国际主流财经杂志《欧洲货币》近日公布的年度银行大奖评选中，汇丰再度荣获"粤港澳大湾区最佳国际银行"奖项，这是该行连续第三年获 颁这一奖项。 汇丰中国副行长兼大湾区总监陈庆耀表示："今年再次获奖让我们倍感鼓舞。过去一年里，汇丰持续投资大湾区，位于前海的全新办公大楼以 及南沙的全球培训中心先后揭幕启用，在财富管理业务布局以及推进跨境服务和产品方面也加快了创新步伐，希望能继续发挥汇丰的全球网络 优势，帮助区内企业和居民联通大湾区及全球机遇。" 连续三年获得"粤港澳大湾区最佳国际银行"殊荣，汇丰的优势在哪里？ 陈庆耀：汇丰一直将大湾区作为集团业务拓展的战略重点区域，我们对大湾区的发展始终抱有坚定的信心并持续在大湾区加大投入，目前汇丰 集团下属机构在大湾区的业务涵盖银行、证券、保险、科技及客户服务中心等。 今年年初，作为汇丰深化粤港业务联动的重要枢纽，投资超过40亿元人民币的新办公大楼"HyQ前坊"在深圳前海正式揭幕；六月，汇丰在全球 规模最大的培训中心也在广州南沙正式投入使用。这两座标志性建筑开启了集团在大湾区发展的新篇章，也彰显了我们对大湾区发展的承诺。 作为大湾区内领先的国际银行，全球网络资源和跨境金融服务则是 ...

Core Viewpoint - The internationalization of China's securities industry is accelerating, with significant growth in overseas business revenues for major firms like CICC, driven by active IPOs and secondary market trading in Hong Kong [1][7]. Group 1: Overseas Business Growth - CICC's overseas business revenue increased by 75.66% year-on-year, with an operating profit margin improvement of 24.16 percentage points [1][7]. - Guotai Junan's international revenue grew by 30%, with a notable 131% increase in Hong Kong commission income [1]. Group 2: Wealth Management Expansion - CICC's wealth management product sales exceeded 4 trillion yuan, with the buy-side advisory scale surpassing 100 billion yuan, and the international team expanded from 30 to 150 members [2][5]. - The wealth management business is expected to thrive in Hong Kong, which is projected to become the largest cross-border wealth management center globally in the next 2-3 years [4]. Group 3: Cross-Border Investment Trends - From April to late July, net inflows into Asia reached approximately 91.5 billion USD, with 43.3 billion USD flowing into China, indicating strong interest from overseas investors in Chinese assets [4][5]. - CICC's international investment center has developed a mechanism for linking domestic and overseas business teams, enhancing service offerings for global asset allocation [9]. Group 4: Future Strategies - CICC plans to continue expanding its international talent pool and invest in digital infrastructure to support its growth strategy [2]. - The firm aims to leverage cross-border financial initiatives to enhance its service capabilities for mainland clients, potentially leading to more customized product offerings [9].

Core Viewpoint - Shenzhen has transformed from a financial desert in 1979 to one of China's three major financial centers by 2024, showcasing a remarkable journey of financial reform and innovation [5][8]. Group 1: Initial Creation and Exploration (1979-1990) - Shenzhen was designated as a "test field" for economic reform in 1979, leading to the establishment of the first foreign bank branch in China and the birth of national banks like China Merchants Bank [9]. - The first stock in New China was issued in 1983, marking the beginning of the capital market, with significant events like the public offering of Shenzhen Development Bank in 1987 [9]. - The emergence of non-bank financial institutions, such as Ping An Insurance in 1988, laid the groundwork for future financial giants [9]. Group 2: Leap and Growth (1990-2004) - The establishment of the Shenzhen Stock Exchange in December 1990 marked a significant leap in Shenzhen's financial history, providing direct financing channels for enterprises [10]. - By the end of 2004, the Shenzhen Stock Exchange had 536 listed companies with a total market value of 1.1 trillion yuan and an annual trading volume of 1.6 trillion yuan [10]. - Shenzhen became a hub for venture capital, with over 20 billion yuan invested in more than 100 projects by 2004 [10]. Group 3: Adjustment and Transformation (2004-2019) - The introduction of the SME Board in 2004 provided a dedicated platform for small and medium enterprises, with over 327 companies listed and more than 300 billion yuan raised by 2009 [12]. - The launch of the ChiNext in 2009 focused on innovative and growth-oriented enterprises, leading to a surge in the number of listed companies from 28 to nearly 800 by 2019 [12]. - The establishment of Qianhai as a financial innovation zone in 2010 facilitated cross-border financial services, with over 52,000 financial enterprises registered by 2019 [16]. Group 4: Elevation and Leadership (2019-Present) - Shenzhen's financial sector has been elevated under national strategies, with over 400 companies listed on the ChiNext through a registration system by 2025, raising over 500 billion yuan [18]. - The total number of companies on the Shenzhen main board is expected to approach 1,600 by mid-2025, with a market value nearing 40 trillion yuan [18]. - The implementation of the "Cross-Border Wealth Management Connect" in 2024 has seen significant participation from banks and a substantial increase in cross-border transactions [19]. Group 5: Achievements and Strengths - By the end of 2024, Shenzhen's financial institutions held deposits of 135.78 trillion yuan and loans of 94.83 trillion yuan, with total banking assets reaching 13.57 trillion yuan [21]. - The Shenzhen Stock Exchange had 2,852 listed companies with a market capitalization of 33.04 trillion yuan, ranking it among the top globally [21][23]. - The insurance sector reported premium income of 195.82 billion yuan in 2024, with total assets of 7.3 trillion yuan [25]. Group 6: Reflection and Future Outlook - Over 45 years, Shenzhen has evolved from a financial desert to a global financial technology leader, with significant achievements in various financial sectors [34]. - The city's success is attributed to its innovative spirit, close ties between finance and the real economy, and a highly market-oriented system [34]. - Looking ahead, Shenzhen's financial industry is poised for further growth and innovation, building on its past successes [34].

Core Viewpoint - The "Cross-Border Wealth Management Connect" is set to expand its geographical reach and product offerings, with a 3.0 version draft expected by the end of this year, aimed at enhancing market vitality [1][3]. Group 1: Expansion Plans - The Hong Kong Financial Secretary, Paul Chan, announced plans to expand the "Cross-Border Wealth Management Connect" to regions beyond the Guangdong-Hong Kong-Macao Greater Bay Area, supported by central government initiatives [1]. - The 3.0 version is anticipated to include more cities, with strong expectations for the inclusion of major cities like Beijing and Shanghai, which have significant overseas investment demand [3]. Group 2: Current Status and Participation - As of July 2025, the total number of individual investors participating in the "Cross-Border Wealth Management Connect" has reached 164,600, with 53,000 from Hong Kong and Macao, and 111,600 from mainland China [4]. - The total cross-border remittance limit under the 2.0 version is set at 150 billion yuan, with current remittance levels remaining ample, as evidenced by 109.67 billion yuan in remittances between mainland China and Hong Kong, accounting for 90.7% of the total [5]. Group 3: Financial Transactions - In July 2025, the mainland banks processed 2.464 billion yuan in cross-border remittances, representing 84.5% of the month's total transactions, while securities companies accounted for 15.5% with 451 million yuan [6]. - Cumulatively, by the end of July 2025, mainland banks had facilitated 115.59 billion yuan in cross-border remittances, compared to 5.33 billion yuan by securities companies [6].

Core Viewpoint - The Hong Kong Financial Secretary, Paul Chan, announced plans to appropriately expand the "Cross-Border Wealth Management Connect" program with support from central authorities to enhance market vitality [1] Group 1: Program Expansion - The expansion will include an increase in the geographical scope, product types, and participant groups [1] - Regulatory bodies from both regions are currently researching and discussing the optimization of the Cross-Border Wealth Management Connect 3.0 version, with a draft expected by the end of this year [1] Group 2: Market Expectations - Industry professionals, such as the head of international wealth management at CICC, expressed strong anticipation for the optimized 3.0 version, particularly the inclusion of major cities beyond the Greater Bay Area, specifically Beijing and Shanghai [1] - There is a significant demand from investors in these first-tier cities for overseas asset allocation [1]

Core Viewpoint - The "Cross-Border Wealth Management Connect" is set to expand its geographical reach beyond the Guangdong-Hong Kong-Macao Greater Bay Area, with regulatory adjustments currently under research and optimization, aiming for a 3.0 version consultation draft by the end of this year [1][4]. Group 1: Expansion Plans - The Hong Kong Financial Secretary, Paul Chan, announced plans to appropriately expand the geographical scope, product types, and participant groups of the "Cross-Border Wealth Management Connect" to enhance market vitality [2]. - The 3.0 version of the program is highly anticipated in the industry, particularly for its potential to include major cities like Beijing and Shanghai, which have a strong demand for overseas asset allocation [4]. Group 2: Current Participation and Usage - As of July 2025, the number of individual investors participating in the "Cross-Border Wealth Management Connect" has reached 164,600, including 53,000 from Hong Kong and Macao, and 111,600 from mainland China [5]. - The total cross-border remittance limit for the program is set at 150 billion yuan, with the current remittance amount remaining sufficient. As of July 2025, the cross-border remittance amount between mainland China and Hong Kong was 109.67 billion yuan, accounting for 90.7% of the total remittance [6]. Group 3: Institutional Participation - Banks continue to dominate the "Cross-Border Wealth Management Connect" business, handling 84.5% of the remittance in July, while securities companies accounted for 15.5% [7]. - By the end of July 2025, banks had processed a total of 1,155.87 billion yuan in cross-border remittances, compared to 53.32 billion yuan processed by securities companies [7].

Group 1 - The Hong Kong government is focusing on enhancing its asset and wealth management sector, with plans to expand the "Cross-Border Wealth Management Connect" program to increase the range of products and participants [1][3] - Global investors are increasingly recognizing the need for diversified asset allocation, particularly in the Chinese market, leading to a surge in investment activities in Hong Kong [1][2] - The Hong Kong stock market has shown significant growth, with the Hang Seng Index rising 18% last year and nearly 30% this year, alongside substantial increases in IPO fundraising and bank deposits [1][2] Group 2 - The total assets managed in Hong Kong increased by 13% year-on-year to over 35 trillion HKD, with net inflows reaching 705 billion HKD, reflecting a strong growth in asset management business [2] - The Greater Bay Area, with a population exceeding 87 million and a GDP over 14.5 trillion RMB, is expected to be a key growth driver for wealth management services [2] - The Hong Kong government is implementing various measures, including tax incentives, to attract family offices and enhance its position as an international hub for wealth management [3] Group 3 - The private equity and venture capital ecosystem in Hong Kong is robust, managing nearly 230 billion USD, making it the second-largest in Asia after mainland China [4] - Hong Kong is cautiously promoting the opening of more private funds to retail investors, which will diversify their investment options and support industry development [4]

Group 1 - The 2025 Hengqin World Bay Area Forum focused on financial themes, emphasizing the role of Hengqin as a key area for the Guangdong-Hong Kong-Macao Greater Bay Area development [1] - The People's Bank of China Zhuhai Branch is actively exploring cross-border financial cooperation between Hengqin and Macao, implementing the "Hengqin Financial 30 Measures" to enhance financial connectivity [1][2] - The expansion of dual-currency payment services and the promotion of cross-border financial products aim to facilitate the lives of Macao residents and support their employment in the cooperation zone [1] Group 2 - The financial services for cross-border trade and investment are being improved, with significant enhancements in cross-border RMB and foreign exchange services, including the trial of multi-functional free trade accounts [2] - As of the end of August, the funds transferred through the EF accounts exceeded 160 billion RMB, indicating a growing trend in cross-border financial activities [2] - The cooperation zone's banking institutions reported a loan balance exceeding 190 billion RMB by the end of July, reflecting the increasing financial support for key industries in the region [2]