爱她保2025

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聚焦女性健康,两家险企上新普惠“爱她保”
Hua Er Jie Jian Wen· 2025-05-08 07:23
Group 1 - The insurance industry is increasingly focusing on women's health by developing inclusive commercial supplementary medical insurance in the context of ongoing health security system construction [1] - The "Ai Ta Bao 2025" product, underwritten by Zhonghui Property Mutual Insurance and co-underwritten by Beijing Life, has officially launched, addressing the lack of specific health coverage for women [2] - The updated version of "Ai Ta Bao" enhances coverage, increases reimbursement rates, introduces a mechanism for coverage of nodule patients, and raises the maximum insurable age to 70 years [2][3] Group 2 - The product maintains a low premium starting at 199 yuan while increasing the total coverage amount to 4.3 million yuan, with an 80% reimbursement rate for medical expenses related to malignant tumors outside of basic medical insurance [2] - A decreasing annual deductible mechanism for non-claiming customers has been established, lowering the actual reimbursement threshold to 4,000 yuan [2] - The product includes a low-cost "fuel package" option to specifically cover six high-risk pregnancy-related issues, filling a gap in conventional commercial insurance for special risks during pregnancy [2]