在遵义务川仡佬族苗族自治县，国家电投集团贵州遵义产业发展有限公司实施22项新工艺，推动传统冶 炼向绿色制造转型。公司还通过实施屋顶光伏发电、换电重卡、余热回收再利用等7个延链补链项目， 构建起"铝土矿开采—氧化铝生产—新能源利用"的绿色产业链。 在贵州省遵义市播州区遵义铝业股份有限公司生产车间，火红的电解铝液正源源不断地通过多功能天 车，被直接输送到下游企业。"我们根据下游企业的需求调配产品，直接销售给对方，省去了中间的重 熔环节，每吨铝大约节约天然气60立方米。"该公司副总经理陈静说。 遵义铝土矿资源丰富。近年来，按照"资源就地转化、发展循环经济、延伸产业链条、构建产业集群"原 则，遵义依托当地龙头企业，推动原矿—氧化铝产业、精矿—磨料产业、原矿—铝土矿熟料—耐火（陶 瓷）材料等产业链发展壮大，打造铝及铝加工产业集群，实现了资源综合利用最大化。据了解，仅播州 区就已集聚规上铝及铝加工企业32家，铝及铝加工产值常年占当地工业总产值的70%左右。 贵州航鹏新材料科技有限公司的特种铝合金材料生产线于今年6月底成功点火。该生产线搭建了可循环 系统，边角料可直接回炉重熔，转化为高端合金材料，资源利用水平进一步提升。公 ...

Core Viewpoint - The article discusses the challenges faced by small and micro technology enterprises in securing financing due to rising raw material costs and insufficient collateral, and highlights innovative solutions being implemented in Shandong Province to address these issues through a new financing coordination mechanism [1][2][3]. Group 1: Financing Challenges - Small and micro technology enterprises like Weifang Tianxin are struggling with increased operating costs and tight cash flow due to rising raw material prices [1]. - These enterprises often lack sufficient collateral for traditional loans, making it difficult to secure financing [1][2]. Group 2: Innovative Financing Solutions - The establishment of the "Small and Micro Enterprise Financing Coordination Mechanism" aims to assist enterprises with financing needs that do not currently meet loan conditions through a "joint consultation" approach [2][3]. - Over 1,300 joint consultations have been conducted in Shandong, helping to resolve financing issues for more than 4,400 enterprises [2]. Group 3: Innovation Points - The introduction of the "Innovation Points" system allows technology enterprises to convert their technological achievements into creditworthiness, enabling them to secure loans without traditional collateral [3][4]. - Weifang Tianxin received a loan of 9 million yuan at an interest rate of 3.41% based on its innovation points, demonstrating the effectiveness of this new financing approach [3][5]. Group 4: Case Studies - The experience of Zibo Boxin Agricultural Technology Company illustrates how the financing coordination mechanism can help high-potential enterprises overcome collateral shortages through tailored financing solutions [7][8]. - The "Financial+" studio in Zouping City exemplifies the proactive approach of bringing financial services directly to enterprises, facilitating quick access to loans [9][10]. Group 5: Overall Impact - The financing coordination mechanism represents a significant shift in how financial resources are allocated to small and micro enterprises, enhancing their access to capital and supporting their growth [10][11].

Core Insights - The article discusses the challenges faced by small and micro technology enterprises in securing financing due to rising raw material costs and limited collateral options, highlighting the establishment of a new financing coordination mechanism in Shandong to address these issues [1][2][3]. Group 1: Financing Challenges - Many small technology enterprises, like Weifang Tianxin, struggle with cash flow due to increased operational costs and difficulties in obtaining loans due to insufficient collateral [1][3]. - The financing challenges are exacerbated by the limited scale of these enterprises, making it hard to secure new loans without adequate collateral [1][3]. Group 2: Innovative Solutions - The "Joint Diagnosis" mechanism, initiated by financial regulatory authorities, aims to provide tailored financial solutions for enterprises that do not meet traditional lending criteria, creating a closed-loop process for identifying and solving financing issues [1][4]. - Over 1,300 "Joint Diagnosis" sessions have been conducted in Shandong, successfully addressing financing difficulties for over 4,400 enterprises [2]. Group 3: Innovation Points - The introduction of the "Innovation Points" system allows technology enterprises to convert their technological achievements into creditworthiness, enabling banks to issue loans based on these points rather than traditional collateral [3][4]. - Weifang Tianxin received a loan of 9 million yuan at a low interest rate of 3.41% based on its innovation points, demonstrating the effectiveness of this new financing approach [3][5]. Group 4: Case Studies - The experience of Zibo Boxin Agricultural Technology Company illustrates how the "Second Recommendation" process can help high-potential enterprises overcome financing barriers despite lacking collateral [7][8]. - Zibo Boxin received a 5 million yuan unsecured loan at a favorable interest rate of 3.35%, showcasing the success of tailored financing solutions [8]. Group 5: Local Initiatives - The "Financial+" studio in Zouping City exemplifies a proactive approach to financing, providing on-site financial services to small enterprises, thus facilitating easier access to loans [9][10]. - The integration of online and offline services in Zouping enhances the efficiency of financial support for small enterprises, allowing them to access financing solutions without leaving their premises [10][11]. Group 6: Overall Impact - The financing coordination mechanism represents a significant shift in how financial services engage with small and micro enterprises, emphasizing the importance of technology and innovation in driving economic growth [11].