Core Insights - Gansu Bank's mobile banking application has evolved significantly over the past decade, growing from a simple app to a comprehensive digital financial platform that serves over 4.3 million users [1][2][8] - The transaction volume of Gansu Bank's mobile banking has increased by over 725 times, reaching a total of 234.4 billion yuan in the first ten months of this year [2][5] - The bank has continuously innovated its services, introducing various financial products and features that cater to the needs of local customers, including personalized versions for different user demographics [3][5][8] Group 1: Growth and User Engagement - In 2015, the initial version of the mobile banking app had fewer than 30,000 customers and a transaction amount of only 320 million yuan, showcasing the initial challenges faced [2] - By October 2023, the number of mobile banking customers had surged to 4.32 million, a 144-fold increase since 2015, with over 1.1 million monthly active users [2][8] - The app has become one of the most widely used local financial applications, reflecting the trust and reliance of the local population on Gansu Bank [2][3] Group 2: Technological Advancements - The mobile banking app has undergone multiple iterations, with significant upgrades from version 1.0 to 8.0, focusing on user experience and technological integration [4][5] - Key innovations include the introduction of biometric payments, smart voice features, and the integration of the HarmonyOS, marking Gansu Bank as a pioneer among local banks [3][5] - The latest version, 8.0, emphasizes AI integration, enhanced security features, and personalized services, setting a benchmark for digital banking in the region [5][8] Group 3: Recognition and Achievements - Gansu Bank's mobile banking platform has received numerous awards for its innovative services, including the Best Mobile Banking Function Award in 2018 and the Mobile Banking Growth Pioneer Award in 2025 [7] - The bank has consistently ranked highly in various industry evaluations, reflecting its ongoing commitment to innovation and influence in the mobile financial sector [7][8] - These accolades not only validate the bank's achievements but also highlight its role in advancing digital finance in the region [7]

Core Insights - Gansu Bank's mobile banking application has evolved significantly over the past decade, growing from a simple app to a comprehensive digital financial platform that serves over 4.3 million users [1][2][7] - The transaction volume of Gansu Bank's mobile banking has increased by over 725 times, reaching a total of 234.4 billion yuan in the first ten months of this year [1][2][4] Group 1: User Growth and Engagement - In 2015, the mobile banking app had fewer than 30,000 users and processed only 320 million yuan in transactions, while by October 2023, the user base had expanded to 4.32 million, a 144-fold increase [2][4] - Monthly active users have surpassed 1.1 million, indicating strong engagement and reliance on the app by local residents [2][4] Group 2: Service and Functionality Enhancements - The app has continuously evolved, introducing features such as social security, medical insurance, and utility payments, covering over 100 types of convenient payment services [3][4] - Gansu Bank has launched various inclusive financial products aimed at small and micro enterprises and farmers, serving over one million clients [3][4] Group 3: Technological Innovations - The app has undergone multiple iterations, with significant upgrades from version 1.0 to 8.0, incorporating advanced technologies like biometric recognition and AI-driven features [4][5] - Gansu Bank became the first local bank in the province to launch a native HarmonyOS application, showcasing its commitment to integrating with domestic operating systems [3][4] Group 4: Industry Recognition - Gansu Bank's mobile banking platform has received numerous awards for its innovative services, including the Best Mobile Banking Function Award in 2018 and the Mobile Banking Growth Pioneer Award in 2025 [5][6] - The bank has consistently ranked highly in various authoritative evaluations, reflecting its ongoing innovation and influence in the mobile financial sector [6] Group 5: Future Outlook - Gansu Bank aims to continue enhancing its mobile banking services over the next decade, focusing on innovative products, open platforms, and inclusive services to support high-quality development in the region [7]

Core Insights - Gansu Bank's mobile banking application has evolved significantly over the past decade, growing from a simple app to a comprehensive digital financial platform that serves over 4.3 million users [1][2][10] Group 1: Growth and User Engagement - The mobile banking app was launched in 2015 with less than 30,000 users and a transaction volume of only 320 million yuan, but by October 2023, the user base had increased to 4.32 million, a growth of 144 times, with transaction amounts reaching 234.4 billion yuan in the first ten months of the year [2][4] - Monthly active users exceed 1.1 million, indicating strong engagement and reliance on the app by local residents [2] Group 2: Technological Advancements - The app has undergone multiple iterations, from version 1.0 to 8.0, with significant enhancements in functionality and user experience, including the introduction of features like fingerprint payment and smart voice assistance [5][6] - The latest version, 8.0, incorporates advanced technologies such as AI search, smart risk control, and privacy protection, setting a benchmark for digital banking in the region [5][10] Group 3: Service Expansion and Inclusivity - Gansu Bank's mobile banking has expanded its services to include over 100 convenient payment options, covering social security, healthcare, and utility payments, thereby enhancing its role in local financial ecosystems [3][4] - The bank has launched various inclusive financial products aimed at serving small and micro enterprises and farmers, benefiting over a million clients [3][10] Group 4: Recognition and Awards - Over the past decade, Gansu Bank's mobile banking has received multiple industry awards, including the Best Mobile Banking Function Award and the Most Distinctive Mobile Banking Function Award, reflecting its innovation and impact in the digital finance sector [6][7] Group 5: Future Outlook - Gansu Bank aims to continue its digital transformation by offering more innovative products and services, with a commitment to enhancing financial accessibility for all residents in Gansu [10]