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最高50万元!青岛这些企业可申报→
Sou Hu Cai Jing· 2025-07-14 06:14
Core Viewpoint - The Qingdao government has issued guidelines for the management of interest subsidies for small and micro enterprises using intellectual property (IP) as collateral for loans, aiming to support these businesses in accessing financing through patent pledges [1][2]. Group 1: Implementation Details - The guidelines specify that eligible loans backed by IP will receive interest subsidies equal to 60% of the latest one-year Loan Prime Rate (LPR) as of the loan contract signing date, with a maximum subsidy of 500,000 yuan per enterprise per fiscal year [1]. - The funding for these subsidies will be managed jointly by the Qingdao Market Supervision Administration and the Qingdao Finance Bureau [1]. Group 2: Eligibility Criteria - To qualify for the interest subsidy, enterprises must be independent legal entities that meet the national standards for small and micro enterprises, possess clear and valid patent rights, and have at least one invention patent that is being pledged for the first time [1][2]. - The patent pledge must be registered before the loan is disbursed, and the loan must be repaid according to the contract terms [1][2]. Group 3: Application Requirements - Enterprises must submit a range of documents, including a subsidy application form, patent pledge registration notice from the National Intellectual Property Administration, proof of loan repayment, and relevant contracts [2]. - If the loan involves a combination of patent pledges and other collateral measures, the interest subsidy will be calculated based on the proportion of the patent pledge [2]. Group 4: Fund Management and Compliance - The guidelines emphasize that the subsidy funds must be used strictly for their intended purpose, and any fraudulent activities to obtain government funds will be subject to legal consequences [2].