Core Viewpoint - The Beijing Financial Regulatory Bureau has developed the "Beijing Intellectual Property Financial Ecosystem Comprehensive Pilot Action Plan" to address challenges in intellectual property financing, including registration, evaluation, disposal, and compensation processes [1][2]. Group 1: Registration Challenges - The action plan encourages financial institutions to enhance offline service convenience by establishing comprehensive service points for intellectual property financing at bank branches and registration service halls, allowing for "one-stop" services for intellectual property pledge registration and financing consultation [1]. Group 2: Evaluation Difficulties - The plan promotes commercial banks to determine the value of intellectual property pledge loans under 10 million yuan through internal assessments or negotiations with enterprises, allowing certain institutions to expand the scope of internal evaluations [1]. Group 3: Service Mechanism Optimization - Financial institutions are guided to develop business methods and management systems for intellectual property finance, extend loan terms, increase the proportion of medium- and long-term loans, and create financial products targeting strategic emerging industries and advanced technologies [1]. Group 4: Disposal Issues - The action plan mandates financial institutions to improve the intellectual property transaction mechanism, establish specialized disposal platforms, and enhance the role of intellectual property service agencies to increase transaction activity [2]. Group 5: Collaboration Mechanism - The plan aims to optimize existing cost subsidies, risk compensation, and risk-sharing policies for intellectual property pledge financing, and encourages the formation of a collaborative financial service community to support key technology transformation and the cultivation of advantageous enterprises [2]. Group 6: Future Steps - The Beijing Financial Regulatory Bureau will implement a list management system for pilot institutions and regions, enhance daily evaluation and exit management, and encourage the introduction of detailed measures and innovative initiatives based on practical work [2].

Core Viewpoint - The Beijing Financial Supervision Administration and six other departments have issued a comprehensive pilot action plan for the financial ecosystem of intellectual property, aiming to optimize the internal support mechanisms of commercial banks [1] Group 1: Policy Recommendations for Commercial Banks - Commercial banks are encouraged to develop specialized financial business methods and management systems for intellectual property [1] - The establishment of dedicated institutions for intellectual property finance is promoted, along with the creation of a green channel for business approval and internal funding transfer pricing benefits [1] - Banks are advised to delegate approval authority and utilize regulatory policies such as separate credit plans and tolerance for non-performing loan assessments [1] Group 2: Credit and Risk Management - The plan suggests setting up dedicated credit quotas, risk assessment approval mechanisms, due diligence exemption mechanisms, and performance evaluation systems [1] - Conditional banks are encouraged to explore rapid recognition of due diligence exemptions and a multi-departmental appeal mechanism for non-exempt results [1] Group 3: Performance Evaluation and Talent Development - The introduction of intellectual property financial indicators into existing performance evaluation mechanisms is recommended, along with increasing the weight of these indicators or establishing specific performance evaluation requirements [1] - The plan also emphasizes the need for personal reward programs for grassroots credit personnel and the strengthening of professional talent training and support mechanisms in intellectual property finance [1]