中新网杭州2月10日电(奚金燕)专利不只是知产，更是发展的资本。一场对接会，让技术遇见资本，让 创新找到土壤。2月10日，浙江(杭州)知识产权创新产业园内，一场特殊的"相亲会"火热举行——2026 年度首场浙江省专利产业化投融资专项对接活动在这里举办。 据悉，本次活动以"建设一流创新生态，激发创新投资需求"为主题，旨在打通专利变产业的"关键一公 里"，以金融活水助力实实在在的经济增长。 活动集中发布67个重大产业化项目，以及融资需求超210亿元的179个"金种子"项目，同时发布168项知 识产权金融产品和服务清单，启动"浙江省知识产权金融服务可信空间"。 "我们企业申请了很多知识产权，但这些知识产权具体怎么转化、怎么运用，是我们急切需要的。"杭州 程天科技发展有限公司技术战略总监吉金鹏表示，经过省、市、区的积极推动，企业对这些知识产权进 行了评估，把"知产"盘活，再通过融资，促进研发得以进一步深入。 打造创新生态，不仅需要资金对接，更需要系统性支撑。本次活动的两大亮点——"浙江省知识产权金 融服务可信空间"与"杭州未来科技城国家知识产权强国建设示范园区"启动建设，正体现了这种系统思 维。 2026年度 首场浙 ...

日前，黑龙江省市场监管（药监、知识产权）工作会议在哈尔滨召开，总结2025年工作，部署2026年重点任务。 会议指出，"十四五"时期，黑龙江省知识产权系统坚持政治引领、创新驱动、保护为重、运用为要、服务为本，推动知识产权事业实现高质量发展。首部 综合性的知识产权地方性法规《黑龙江省知识产权保护条例》颁布实施，全省发明专利有效量持续增长，企业创新主体地位进一步凸显，知识产权保护社 会满意度显著提升，专利转化运用效益持续释放，公共服务网络日益健全。 会议强调，2026年全省知识产权工作要全面强化知识产权宏观统筹，高质量完成"十五五"知识产权规划编制实施，深化知识产权强省建设机制；全面提升 知识产权质量效益，加大高价值知识产权培育力度，做好第二届省专利奖评选；全面完善知识产权保护体系，严厉打击违法行为，加强涉外知识产权保护 和地理标志监管；全面推进知识产权转化运用，构建长效转化机制，完善运营体系，积极稳妥发展知识产权金融；全面提高知识产权公共服务效能，优化 服务供给，加强宣传引导。 来源：中国知识产权报 活动同步开展专题培训与地标金融队伍选聘工作；相关专家讲解地理标志基础知识，明确政金企协同发展路径；福建省农信联社 ...

Group 1 - In 2025, Weinan City aims to address the financing difficulties faced by enterprises by promoting intellectual property pledge financing, assisting 12 companies with a total financing amount of 80.1 million yuan [1] - The city will conduct 8 events focused on intellectual property financial outreach and enterprise-bank matchmaking to enhance awareness and participation among small and medium-sized enterprises (SMEs) [1] - Weinan City has implemented risk prevention and incentive policies, including the "Qin Zhi Loan" risk compensation policy, and has recommended 115 enterprises for the first batch of the "Qin Zhi Loan" whitelist [1] Group 2 - The Weinan Market Supervision Administration plans to deepen policy promotion and precise guidance, particularly through the "Zhi Hui Xing" special activity in collaboration with the China Bank Weinan Branch [2] - The focus will be on strengthening the role of intellectual property financial services in supporting the high-quality development of the private economy [2]

Core Viewpoint - The recent Central Economic Work Conference emphasizes the need for innovative technology financial services, focusing on aligning financial services with the needs of technology enterprises and achieving a balance between returns and risks [2] Group 1: Human Capital Value - One of the challenges in providing financial services to technology enterprises is accurately assessing their growth potential, including evaluating debt repayment capacity and credit risk [3] - Financial institutions are exploring ways to leverage human capital value, assessing enterprise growth based on talent growth potential [4] - Zhejiang Commercial Bank has developed a technology financial service system based on a "Talent Bank," providing comprehensive financial services to over 35,000 technology enterprises with a financing balance exceeding 470 billion yuan by the end of November 2025 [4] Group 2: Intellectual Property Innovation - Another challenge is transforming intellectual property (IP) into assets, as IP is a key indicator of a technology enterprise's strength [6] - The National Financial Supervision Administration plans to conduct comprehensive pilot projects for IP financial ecosystems to address issues like pledge registration and evaluation [6] - Shanghai has initiated innovative IP applications, including IP service trusts and IP asset-backed securities (ABS), to enhance the commercialization of IP [7] Group 3: Comprehensive Service Ecosystem - A significant challenge is coordinating multiple stakeholders to create a comprehensive service ecosystem for technology enterprises [10] - The Shanghai Financial Regulatory Bureau has guided local banks to implement online, paperless processing for patent pledges, improving service efficiency [10] - To address the challenges of IP value assessment, the banking sector in Shanghai has established a financial promotion group to enhance internal evaluation mechanisms and improve the accuracy of IP value assessments [11]

为贯彻落实《国家金融监督管理总局 国家知识产权局 国家版权局关于印发〈知识产权金融生态综合试 点工作方案〉的通知》要求，近日，上海金融监管局、上海市知识产权局、上海市版权局和上海市委金 融办联合印发《上海推进知识产权金融生态综合试点工作的行动方案》（以下简称"《行动方案》"）。 《行动方案》聚焦推进上海市知识产权金融生态综合试点工作，力争至2027年年末，上海市基本建成服 务便捷高效、信息共享畅通、体制机制完备的知识产权金融生态综合试验区，推动辖内知识产权金融服 务能力显著提升、覆盖面有效扩大，知识产权质押融资渗透水平逐年提高，质押贷款余额增速高于辖内 科技贷款增速。 中经记者 郝亚娟 夏欣 上海、北京报道 二是优化知识产权金融服务质效。优化知识产权金融产品开发，提升综合服务质效；深化"入园入企"对 接机制，完善伙伴生态圈；用好各项利好政策，强化政策效应传导。 三是完善知识产权金融外部环境。完善配套设施建设，提供"一站式"线上办理服务；强化知识产权价值 评估标准化建设，研究制定规范指引；探索知识产权质押押品处置机制，丰富处置手段；提高知识产权 交易活跃度，提升价值发现；构建立体化风险管控框架，多元化解风险；加 ...

Core Viewpoint - The Shanghai Financial Regulatory Bureau, along with other local authorities, has issued an action plan to enhance the knowledge property financial ecosystem, aiming to establish a comprehensive pilot zone by the end of 2027, with significant improvements in service capabilities and coverage in knowledge property financing [1][6]. Group 1: Action Plan Objectives - The action plan aims to create a convenient, efficient, and well-structured knowledge property financial ecosystem in Shanghai by 2027 [6]. - It seeks to significantly enhance the service capabilities of knowledge property financing and expand its coverage, with a goal for the growth rate of pledge loan balances to exceed that of technology loans in the region [6]. Group 2: Implementation Measures - Three main areas of implementation are outlined: 1. Enhancing the capability of knowledge property financial services through professional training, improved assessment mechanisms, and digitalization of pledge registration [2][7]. 2. Optimizing the quality and efficiency of knowledge property financial services by developing better products and strengthening policy effects [2][7]. 3. Improving the external environment for knowledge property financing by establishing standardized evaluation criteria and enhancing transaction activity [2][7]. Group 3: Focus on Challenges - The action plan addresses two major challenges in knowledge property financing: the difficulty in valuing intellectual property and the challenges in its disposal [3][8]. - It encourages banks to adopt diverse evaluation methods and emphasizes the importance of a standardized approach to valuation and disposal [3][8]. Group 4: Specific Measures and Outcomes - Specific measures include the issuance of multiple documents to enhance the knowledge property financing service system, the establishment of a professional team, and the implementation of a full lifecycle management system [4][9]. - As of Q3 2025, the number of knowledge property pledge loan accounts in Shanghai reached 2,395, a year-on-year increase of 31%, with a loan balance of 25 billion yuan, reflecting a 34% increase [4][9].

12月26日金融一线消息，上海金融监管局、上海市知识产权局、上海市版权局、上海市委金融办印发 《上海推进知识产权金融生态综合试点工作行动方案》的通知。其中提出，提高知识产权金融服务专业 度。推动辖内金融机构提升专业化水平，打造专业化队伍。指导商业银行完善专门的知识产权质押融资 管理制度，研究制定知识产权质押融资业务的支持政策。持续指导建设科技支行、科技特色支行和知识 产权质押贷款特色网点，培养知识产权质押融资业务专业人才及团队，提升知识产权质押融资服务专业 性。指导保险机构加强专业队伍培育，提升服务能力。加大知识产权金融业务培训和政策宣介力度，有 效提升基层业务水平。 责任编辑：王馨茹 责任编辑：王馨茹 12月26日金融一线消息，上海金融监管局、上海市知识产权局、上海市版权局、上海市委金融办印发 《上海推进知识产权金融生态综合试点工作行动方案》的通知。其中提出，提高知识产权金融服务专业 度。推动辖内金融机构提升专业化水平，打造专业化队伍。指导商业银行完善专门的知识产权质押融资 管理制度，研究制定知识产权质押融资业务的支持政策。持续指导建设科技支行、科技特色支行和知识 产权质押贷款特色网点，培养知识产权质押融资 ...

Group 1 - The event "Knowledge and Action - Intellectual Property Special Issue" was held at the Shenzhen Stock Exchange, focusing on the protection of intellectual property and the commercialization of innovative results in the capital market [1][3] - Companies are seen as the main body of innovation, with the enthusiasm of R&D personnel being the source of innovation power. Dazhong Laser's legal and intellectual property director mentioned that the company rewards employees for completed software registrations and patent applications, and will share profits if these results are commercialized [1][3] - The exploration of intellectual property commercialization includes pledge financing and equity pricing, which are areas of interest for the capital market. However, challenges in value assessment were noted, such as the cost method failing to reflect market value accurately and the market method leading to potential overvaluation or undervaluation [1][3] Group 2 - The uncertainty in intellectual property value assessment, along with difficulties in revenue forecasting and a lack of market transaction information, limits the credibility of assessment results and hinders the scaling of intellectual property financial services [1][3] - The challenges in value assessment directly impact financial institutions' risk judgments, resulting in some intellectual property pledge loans not fully enhancing asset credit [1][3] - Participants at the event generally believe that with ongoing policy support and improvements in market service systems, the value of intellectual property in the capital market will be further released [2][4]

Core Insights - The article emphasizes the critical role of finance in empowering the real economy, particularly through the innovative financial services provided by Suzhou Bank to support technology-driven enterprises [1][6]. Group 1: Financial Services for Innovation - Suzhou Bank has established a comprehensive financial service system that covers the entire lifecycle of technology enterprises, having served over 13,500 such companies with a total credit amount exceeding 130 billion yuan by the end of September 2025 [1][6]. - The bank has developed a "2+4+N" financial system specifically for technology enterprises, which includes a central committee and specialized departments to ensure efficient service delivery [2][3]. Group 2: Addressing Financing Challenges - Traditional financial services often rely on asset-based evaluations, which can hinder technology enterprises lacking fixed assets. Suzhou Bank has created the "Suxin Innovation Power" evaluation model to assess the intrinsic value of these companies based on innovation metrics [2][3]. - The bank has launched six "Accompanying Series" products that cater to the financial needs of enterprises at various stages, from seed to maturity, addressing challenges in funding for research and development, capacity expansion, and cross-border growth [3][6]. Group 3: Knowledge Property Financing - Suzhou Bank has focused on knowledge property financing, completing over 780 registrations with a total amount exceeding 10 billion yuan, positioning itself as a leader in this emerging field [5]. - The bank has been involved in pioneering initiatives, such as the first data intellectual property registration certificate in the banking industry, and has successfully facilitated financing solutions for local enterprises [5]. Group 4: Multi-Dimensional Support - The bank extends its services beyond technology finance to include green development, cross-border trade, and supply chain collaboration, thereby enhancing its support for the broader real economy [6]. - By integrating various resources, including government support and venture capital, Suzhou Bank has created a comprehensive support system for technology enterprises, facilitating their growth and innovation [3][6]. Group 5: Future Outlook - As the transformation of the real economy progresses, Suzhou Bank aims to strengthen its financial capabilities to support more technology enterprises, contributing to sustainable and high-quality regional economic development [7].

Core Insights - Anhui Province is actively developing into a significant hub for technological innovation, with Hefei City as a focal point for tech enterprises, supported by financial institutions like Huishang Bank [1] Group 1: Financial Support for Tech Enterprises - Huishang Bank has created a specialized product matrix and improved its financial service system to enhance support for technological innovation in Anhui [1] - A specific tech company in Hefei benefited from Huishang Bank's financial support, receiving a total of 410,000 yuan in loans to address initial funding shortages and support growth during key e-commerce events [2] - The bank's "Common Growth Plan" allows tech companies to secure long-term, low-cost financing while providing banks with priority in various financial services [3] Group 2: Innovative Financial Products - Huishang Bank has developed a comprehensive financial product system tailored to the lifecycle of tech enterprises, including products like "Tech Talent Loan," "Tech R&D Loan," and "Tech Achievement Transformation Loan" [4] - The bank has introduced an online loan product called "Knowledge e-loan," which allows tech companies to leverage their intellectual property for financing, with a maximum credit limit of 10 million yuan [5] - Since the launch of the "Knowledge e-loan" in May, the loan balance has exceeded 300 million yuan, demonstrating the effectiveness of the bank's innovative approach to financing [5] Group 3: Commitment to Local Economic Development - Huishang Bank aims to support the "Three Regions and One District" initiative in Anhui, focusing on high-quality economic development and industrial transformation [5] - The bank is committed to enhancing its role in the local economy by promoting various financial sectors, including technology finance, green finance, inclusive finance, pension finance, and digital finance [5]