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金融赋能三晋兴 改革护航新征程——山西“十四五”地方金融高质量发展交出亮眼答卷
Zhong Guo Fa Zhan Wang· 2025-12-17 06:40
中国发展网讯 赵志斌 记者郭建军报道 在"高质量完成'十四五'规划"系列主题第二十一场新闻发布会 上,山西省地方金融监管局主要负责同志及相关负责人全面介绍了五年来山西地方金融工作的突破性进 展与标志性成效。五年来,山西金融系统锚定高质量发展目标,立足能源大省转型实际,统筹推进"强 服务、深改革、防风险"三大任务,以金融活水精准滴灌实体经济,用改革创新破解转型难题,靠严监 管筑牢安全底线,为山西经济社会高质量发展和能源革命综合改革试点提供了坚实金融支撑。 总量突破结构优化 金融服务转型质效倍增 "十四五"期间,山西金融业实现规模与质量双提升,成为稳定经济大盘、助力能源转型的"压舱石"。融 资总量再攀新高,社会融资规模累计增量超2.8万亿元,较"十三五"时期增长31%以上,本外币各项存 款、贷款余额连续跨越3万亿、4万亿台阶,2025年9月末银行业总资产突破9万亿元,年均增速保持 5.8%以上的稳健态势。金融业税收收入连续四年占全省税收超9%,成为地方经济重要支柱产业。 在总量增长的同时,融资结构持续向能源转型、先进制造、乡村振兴等重点领域倾斜。制造业贷款年均 增长12%,其中煤炭清洁高效利用、新能源产业相关贷款 ...
齐商银行:绘就区域经济高质量发展新画卷
Qi Lu Wan Bao· 2025-09-28 13:06
Core Viewpoint - The article highlights the achievements and initiatives of Qishang Bank in promoting high-quality development, focusing on serving local residents, small and medium-sized enterprises, and supporting the local economy through various financial services and products [1][5][11]. Group 1: Financial Performance and Market Position - As of August 2025, Qishang Bank has total assets of 287.2 billion yuan, total deposits of 228.5 billion yuan, and total loans of 160 billion yuan [1]. - The bank maintains the largest market share in deposits and loans in the Zibo region, positioning itself as a key player in supporting local economic development [1]. Group 2: Party Leadership and Governance - Qishang Bank emphasizes the integration of party leadership into corporate governance, enhancing business development through strong political foundations and innovative practices [5][8]. - The bank has implemented various initiatives to strengthen party leadership, including the "Ten-Hundred-Thousand" project and the "One Leader" enhancement project, which aim to improve governance and financial empowerment [8]. Group 3: Innovation in Financial Services - The bank has developed a comprehensive technology finance service ecosystem to address the financing challenges faced by technology-based enterprises, launching products like "Specialized and New Enterprise Loans" with favorable interest rates [14]. - Qishang Bank has introduced green finance initiatives, with green loans reaching 16.4 billion yuan by August 2025, supporting various green projects and promoting low-carbon development [15]. Group 4: Support for Small and Micro Enterprises - The bank has launched the "First Loan Cultivation" initiative to assist small and micro enterprises in overcoming financing difficulties, providing approximately 7.5 billion yuan in first loans to over 1,221 entities [19]. - Qishang Bank focuses on creating tailored financial products for private enterprises, enhancing supply chain financing to support their operational needs [18]. Group 5: Rural Revitalization and Community Engagement - The bank actively participates in rural revitalization efforts, offering specialized financial products and services to support the agricultural and tourism sectors [20]. - Qishang Bank has organized educational activities to promote financial literacy and support local communities, impacting over 3,000 individuals through various outreach programs [20]. Group 6: Customer-Centric Services - The bank has implemented "age-friendly" services for the elderly, enhancing accessibility and convenience in banking operations [28]. - Qishang Bank has developed a "Social Security and Banking Integration" model to streamline services for local residents, ensuring easy access to various social security services [31].