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内蒙古银行精准注入15亿元金融活水 全力护航中盐吉兰泰盐化集团产业升级
Jin Rong Jie· 2025-12-18 03:42
内蒙古银行聚焦服务实体经济,以高效审批与综合化服务为抓手,向中盐吉兰泰盐化集团有限公司批复 15亿元集团授信,期限1年,并完成首期4.4亿元投放,支持企业在日常经营周转与原材料采购等关键场 景的资金需求,以金融活水助力这家扎根内蒙古的国有大型盐化企业加速产业布局、提升经营效能。 本次合作以"快审、优价、组合担保、全链条服务",助力央企子公司做优做强、行稳致远,体现了本土 金融机构服务实体经济的担当与效率。这一合作不仅是银企双方深化战略协作的重要里程碑,更开创了 银企携手服务国家战略、推动区域经济转型升级的崭新篇章,是金融供给侧精准滴灌实体经济的生动实 践。 授信结构精准定制,全方位满足集团化运营需求 本次集团授信方案设计凸显了精准化、结构化的服务理念。内蒙古银行深入调研中盐吉兰泰盐化集团的 多元化运营格局后,对15亿元总额进行了科学分解。 向集团母公司中盐吉兰泰盐化集团有限公司提供5亿元流动资金贷款,以信用方式担保,保障其日常经 营周转的资金血脉畅通;为其控股的上市公司——中盐内蒙古化工股份有限公司配置4亿元流动资金贷 款,专项用于原材料采购及营运资金补充,巩固其产业核心地位,分别为中盐吉兰泰氯碱化工有限公 ...
让科创企业不等“贷”
Jin Rong Shi Bao· 2025-09-11 06:13
Group 1 - The core viewpoint of the articles highlights the efforts of Wuxing Rural Commercial Bank to alleviate financing difficulties for technology-driven enterprises through innovative financial products and services [1][2][3] - Wuxing Rural Commercial Bank has issued a total of 12 million yuan in patent pledge loans and "Green Support Loans" to Zhejiang Konghui Automotive Technology Co., Ltd., while also reducing interest rates by 0.5 percentage points [1] - The bank has established a whitelist of 700 technology enterprises, including national high-tech enterprises and provincial technology-based small and medium-sized enterprises, to facilitate financing [1][2] Group 2 - The bank's technology loan balance exceeded 3.58 billion yuan as of June 2025, an increase of approximately 747 million yuan or 26.37% year-on-year [2] - Wuxing Rural Commercial Bank has developed various financing products such as "Government-Insurance Joint Guarantee Loan," "Light Boat Loan," and "Patent Pledge Loan" to support the development of technology enterprises [3] - The "Patent Pledge Loan" allows borrowers to enjoy a 50% fiscal subsidy on the benchmark interest rate, aimed at enhancing the value of patent rights and promoting technological innovation [3]
深圳市怡亚通供应链股份有限公司关于担保事项的进展公告
Core Viewpoint - Shenzhen Yiatong Supply Chain Co., Ltd. has approved a guarantee for its subsidiary Yitong New Materials Co., Ltd. to secure a credit line of up to RMB 800 million for 2025, with a specific guarantee amount of RMB 390 million for a loan from Industrial Bank [3][4]. Group 1: Guarantee Approval and Details - The board of directors approved the proposal for Yitong New Materials to apply for a credit line from banks, with a total amount not exceeding RMB 800 million [3]. - The guarantee provided by the company is a joint liability guarantee, with a maximum guarantee amount of RMB 390 million for the loan from Industrial Bank [4][6]. Group 2: Financial Metrics and Risk Assessment - As of the announcement date, the total external guarantees provided by the company and its subsidiaries exceed 100% of the latest audited net assets, with the guaranteed entity having a debt-to-asset ratio exceeding 70% [2]. - The company has a total of RMB 36.94 billion in approved guarantees (non-actual) and RMB 15.53 billion in actual guarantees, with the signed guarantee amount representing 247.82% of the latest audited net assets [8]. Group 3: Board's Opinion and Compliance - The board believes that the guarantee is necessary and reasonable to meet the operational funding needs of the subsidiary, and that the risks are controllable [7]. - The company will adhere to regulatory requirements to effectively manage external guarantee risks [8].