外贸经济作为连接国内国际双循环的重要纽带，在推动经济增长、促进产业升级中发挥着关键作用。今年以来，面对全球产业链重构、国际贸易环境复杂 多变的新形势，在国家金融监督管理总局浙江监管局的统一工作部署下，嘉兴辖内金融机构聚焦外贸企业在跨境融资、风险防控、市场拓展等方面的痛点 难点，创新产品服务、优化流程机制、搭建对接平台，将金融活水精准输送至外贸经济发展的关键环节，为外贸经济高质量发展注入强劲动能，助力本地 外贸企业在全球市场中稳步前行。 "两天就拿到贷款，太高效了！"海宁世添针织品有限公司负责人对稠州银行海宁支行赞不绝口。该公司主要经营袜子生产及出口外贸，因袜子出口订单扩 张出现流动资金缺口，且短时间内无法落实担保人，但有未抵押的房产。稠州银行海宁支行迅速为客户匹配房产抵押贷款产品方案，客户经理周末加班完 成方案制作、走访调查与上报审批，周一即放款100万元，保障了企业订单顺利推进。 面对企业续贷压力，光大银行海宁支行精准对接落实金融政策与实体经济需求，利用无还本续贷机制，助力企业资金周转。浙江万杰纺织新材料股份有限 公司是一家高科技纺织出口企业，因资金周转需求申请续贷，光大银行海宁支行高效完成2000万元贷款 ...

Core Insights - Hengfeng Bank's Zhaoyuan Branch is exploring new paths for cross-border cooperation through the "Hengfeng-Dahua Trade Express" project, which aims to support a Hong Kong subsidiary of a core enterprise within the Zhaojin Group by providing a financing guarantee for gold leasing operations [1][2] - The project offers a one-stop service for trade financing, settlement, and consulting for Chinese-ASEAN trade and investment enterprises, enhancing the convenience of settlement and financing for foreign trade companies [1] Group 1 - The "Hengfeng-Dahua Trade Express" project is a collaboration between Hengfeng Bank and United Overseas Bank (China) to provide various cross-border financial services, including international letters of credit and cash management [1] - The Zhaoyuan Branch's corporate business team, with support from the head office, tailored a cross-border financing guarantee solution to meet the specific financing needs of Zhaojin Group's domestic and foreign enterprises [2] - The processing efficiency of the business was significantly enhanced, with the entire process taking less than 3 hours from receiving the quote to issuing the guarantee, showcasing Hengfeng Bank's effective cross-departmental collaboration [2] Group 2 - Looking ahead, Hengfeng Bank's Yantai Branch plans to deepen its cross-border financial service capabilities and strengthen support for various foreign trade enterprises, contributing to a higher level of opening up and a new development pattern [2]

Core Viewpoint - Shenzhen Yiatong Supply Chain Co., Ltd. has approved a guarantee for its subsidiary Yitong New Materials Co., Ltd. to secure a credit line of up to RMB 800 million for 2025, with a specific guarantee amount of RMB 390 million for a loan from Industrial Bank [3][4]. Group 1: Guarantee Approval and Details - The board of directors approved the proposal for Yitong New Materials to apply for a credit line from banks, with a total amount not exceeding RMB 800 million [3]. - The guarantee provided by the company is a joint liability guarantee, with a maximum guarantee amount of RMB 390 million for the loan from Industrial Bank [4][6]. Group 2: Financial Metrics and Risk Assessment - As of the announcement date, the total external guarantees provided by the company and its subsidiaries exceed 100% of the latest audited net assets, with the guaranteed entity having a debt-to-asset ratio exceeding 70% [2]. - The company has a total of RMB 36.94 billion in approved guarantees (non-actual) and RMB 15.53 billion in actual guarantees, with the signed guarantee amount representing 247.82% of the latest audited net assets [8]. Group 3: Board's Opinion and Compliance - The board believes that the guarantee is necessary and reasonable to meet the operational funding needs of the subsidiary, and that the risks are controllable [7]. - The company will adhere to regulatory requirements to effectively manage external guarantee risks [8].