"恒丰-大华贸易直通车"是恒丰银行与新加坡大华银行携手推出的合作项目，通过国际信用证、外币代 付、跨境保函、跨境银团、跨境供应链、跨境FDI、现金管理等业务赋能，为中国-东盟经贸、投资企业 提供结算、贸易融资和咨询顾问等一站式服务，已逐步成为外贸业务的特色品牌，切实让外贸企业感受 到了结算与融资便利。 在业务推进过程中，恒丰银行招远支行公司业务团队在总、分行的大力支持下，深入研究相关制度，多 次与招金集团境内外企业对接实际融资需求，最终为其量身定制了本笔跨境融资性保函方案。业务办理 过程中，总、分行同步开启绿色通道，极大提升了业务处理效率——从接收大华银行报价、完成分行审 核，到总行出具保函，全程仅用时不足3小时，体现出恒丰银行高效顺畅的跨条线协作能力，共同推动 了全行首笔大华直通车项目下跨境黄金租赁业务的成功落地。 通讯员 张燕 齐鲁晚报·齐鲁壹点 秦雪丽 近日，恒丰银行招远支行积极探索跨境合作新路径，通过"恒丰-大华贸易直通车"项目，开创全新的贸 易金融场景，与大华银行（中国）有限公司为招金集团内某核心企业的香港子公司开立内保外贷性质的 融资性保函，以支持其开展黄金租借业务。精准满足了上市公司境外子公司的 ...

Core Viewpoint - Shenzhen Yiatong Supply Chain Co., Ltd. has approved a guarantee for its subsidiary Yitong New Materials Co., Ltd. to secure a credit line of up to RMB 800 million for 2025, with a specific guarantee amount of RMB 390 million for a loan from Industrial Bank [3][4]. Group 1: Guarantee Approval and Details - The board of directors approved the proposal for Yitong New Materials to apply for a credit line from banks, with a total amount not exceeding RMB 800 million [3]. - The guarantee provided by the company is a joint liability guarantee, with a maximum guarantee amount of RMB 390 million for the loan from Industrial Bank [4][6]. Group 2: Financial Metrics and Risk Assessment - As of the announcement date, the total external guarantees provided by the company and its subsidiaries exceed 100% of the latest audited net assets, with the guaranteed entity having a debt-to-asset ratio exceeding 70% [2]. - The company has a total of RMB 36.94 billion in approved guarantees (non-actual) and RMB 15.53 billion in actual guarantees, with the signed guarantee amount representing 247.82% of the latest audited net assets [8]. Group 3: Board's Opinion and Compliance - The board believes that the guarantee is necessary and reasonable to meet the operational funding needs of the subsidiary, and that the risks are controllable [7]. - The company will adhere to regulatory requirements to effectively manage external guarantee risks [8].