金融支持不是"一次性"的即时助力，而是"一揽子"的综合举措。北京航空航天大学经管—航空学院低空 经济产业与技术研究中心主任、中国交通运输协会通用航空及无人机产业发展分会副会长高远洋表示， 低空经济是充满机遇的新赛道，但低空开放、基础设施建设、市场开发、技术验证等的发展都需要过 程，需要战略耐心和资源赋能，也需要专业基金引导、融资政策激励、金融产品创新、促进产投对接等 金融生态的持续发力。 面对多元化差异性金融需求，"股贷债租"等相继推出。中国银行制定出台《中国银行助力低空经济产业 高质量发展金融服务方案》，围绕基础设施、装备制造、应用场景等提出12项具体措施；中银金融租赁 创新"融物+融资"模式，落地国内首笔无人直升机租赁业务，在缓解企业资金压力的同时提升了资金使 用效率。此外，产融合作平台、产业链金融、全周期服务、投贷联动正形成合力，产业基金、政策性金 融工具、风险共担机制正系统赋能。 展望未来，金融机构要继续扮演好托举角色，严守风险合规底线，创新产品与服务，为低空产业注入金 融动力。黄璐表示，银行要将安全合规视为授信的重要考量因素，加强风险研判能力，推动全行业筑牢 安全底线；应善于应用数据信息，发掘支持经 ...

Core Viewpoint - The article emphasizes the role of Postal Savings Bank of China (PSBC) in supporting the coordinated development of the Beijing-Tianjin-Hebei region, focusing on financial services that align with urban planning and regional strategies [1][13]. Group 1: Financial Support for Urban Development - PSBC Beijing Branch has strategically relocated to the core area of the urban sub-center to better align with regional development goals and enhance financial services [3][5]. - The establishment of the G20 Young Entrepreneurs Alliance International Salon at PSBC Beijing Branch signifies its commitment to fostering international business exchanges and enhancing Beijing's global image [4]. - The bank has introduced innovative financial products and services to support local industries, such as the "Cherry Loan" for farmers in Xijicun, which has improved financing access and sales for local agricultural products [6][7]. Group 2: Technology and Innovation - PSBC is actively involved in promoting technology-driven projects, such as the establishment of the Softcom AI Research Institute, which aims to enhance the digital economy in the region [5][9]. - The bank focuses on providing tailored financial solutions for technology enterprises, including various loan products designed for different stages of business growth [9][10]. Group 3: Collaborative Ecosystem - PSBC is enhancing collaboration with government and enterprises to create a robust ecosystem that supports innovation and economic development in the region [11][12]. - The bank has established a "three-bank linkage" mechanism with branches in Tianjin and Hebei to facilitate resource sharing and project collaboration across the region [13][14]. Group 4: Green Finance Initiatives - PSBC is committed to green finance, actively developing products that support low-carbon projects and has been recognized as a "climate-friendly financial institution" [15]. - The bank's initiatives in green finance aim to integrate environmental sustainability with financial services, contributing to the broader goals of carbon neutrality [15]. Group 5: Overall Impact on Regional Development - Over the past three years, PSBC has supported 78 key projects in the Beijing-Tianjin-Hebei region, providing over 60 billion yuan in loans, significantly contributing to infrastructure and social welfare improvements [14]. - The bank's efforts are aimed at making the Beijing-Tianjin-Hebei region a model for high-quality development and a pioneer in modern Chinese construction [1][16].

Group 1 - Postal Savings Bank of China (PSBC) Henan Branch has actively engaged in supporting small and micro enterprises through initiatives like the "Thousand Enterprises and Ten Thousand Households Visit" campaign, visiting 73,600 enterprises and providing over 28 billion yuan in credit and 25 billion yuan in loans [1][2] - The bank has developed eight cluster loan products to support the development of local industrial clusters, optimizing business processes to reduce loan approval times, resulting in a 45.15% share of inclusive micro and small credit loans by March 2025, an increase of 0.78 percentage points since the beginning of the year [2][3] - PSBC has established a dedicated mechanism for coordinating financing for small and micro enterprises, implementing a "one leader responsible" system and facilitating communication between government, banks, and enterprises to streamline information flow and support government initiatives [2][3] Group 2 - Companies like Xianli Noodle Industry Co., Ltd. have benefited from PSBC's financial support, receiving a 5 million yuan technology credit loan to address funding challenges and ensure operational continuity [1] - New Electric Power Technology Co., Ltd. has seen significant research investment, with PSBC's financial backing acting as a "strong heart booster" for its development [2] - Yuxing Copper Industry Co., Ltd. received timely assistance from PSBC to alleviate liquidity issues after investing all its own funds into fixed assets and equipment [2][3]

Group 1 - The core viewpoint emphasizes the importance of building an international technology innovation center to support high-quality development and the realization of socialist modernization in the capital [1] - The successful hosting of the "Postal Enterprise Together, Create the Future" competition by Postal Savings Bank's Beijing branch highlights the bank's commitment to exploring the "government-bank-enterprise" collaboration model to cultivate new productive forces [3][12] - The Beijing branch has relocated to the core area of the city's sub-center, further supporting urban development and enhancing its role in technology finance [5] Group 2 - The bank targets six key sectors: new generation information technology, healthcare, energy conservation and environmental protection, artificial intelligence, new energy vehicles, and new materials, providing tailored financial products for different stages of enterprise growth [6] - Postal Savings Bank's Beijing branch is enhancing its financial services for small and medium-sized enterprises, establishing long-term cooperation mechanisms with government and industry partners to support high-quality development [6][11] - The bank is actively addressing challenges faced by new productive forces by optimizing financial services and engaging with relevant departments to improve policy measures [7] Group 3 - The "U Billion Calculation" loan platform and "U Gather Investment" equity valuation model are innovative financial tools aimed at supporting advanced manufacturing and technology enterprises [8] - The opening of the new branch in Tongzhou District marks a significant step in the bank's digital finance initiatives and its commitment to future smart financial development [10] - The "New Quality Creation Wealth Competition" has attracted numerous technology enterprises, showcasing innovations in fields such as biomedicine and artificial intelligence, and promoting collaboration between government and enterprises [11][12]