Core Viewpoint - The China International Fair for Trade in Services (CIFTIS) serves as a significant platform for China's service industry to open up to the world, showcasing the country's commitment to global service trade cooperation [1] Group 1: Postal Savings Bank's Participation - Postal Savings Bank of China Beijing Branch actively participated in CIFTIS, focusing on comprehensive financial services and digital finance to support the capital's development [3][4] - The bank has established a robust financial service network with 573 outlets, emphasizing its role in supporting the "Three Rural Issues" and small to medium enterprises since its establishment in 2007 [4] Group 2: Financial Services and Innovations - The bank has provided financial support for 80 projects related to the coordinated development of Beijing-Tianjin-Hebei, with a loan balance of 57.81 billion yuan and new loans of 9.53 billion yuan in 2025 [4] - Innovations in technology include the development of an intelligent extraction writing platform and automated credit review reports, significantly enhancing approval efficiency [6] Group 3: Technology and Customer Experience - The bank set up high-tech interactive experience zones at the fair, allowing visitors to engage with digital customer service and experience various financial technologies [7] - The bank's initiatives in technology not only improve customer service but also inject vitality into the industrial sector, focusing on advanced manufacturing and innovative enterprises [8] Group 4: Green Finance Initiatives - The bank has integrated green development concepts into its financial services, establishing a comprehensive green finance service system and promoting carbon neutrality initiatives [9] - Activities during the fair included promoting green finance and engaging with experts to raise awareness about biodiversity [9] Group 5: Inclusive Finance Efforts - The bank has focused on inclusive finance, targeting small and micro enterprises and rural areas with tailored financial products and services [10][11] - During the recent flood season, the bank provided rapid loan services and support to affected customers, demonstrating its commitment to social responsibility [11] Group 6: Pension and Digital Finance Services - The bank has developed a range of services for the elderly, including health lectures and personalized banking support, serving over 1.27 million pension customers [12] - Digital finance initiatives include the launch of a bank based on the HarmonyOS, enhancing service accessibility and efficiency [13] Group 7: Event Highlights and Future Directions - The bank's participation in the CIFTIS showcased its innovative capabilities across various financial sectors, contributing to the high-quality development of the capital's economy [14] - The bank aims to continue its innovative approach and provide high-quality financial services in the future [14]

Core Insights - Postal Savings Bank of China Beijing Branch has significantly enhanced the quality and efficiency of financial services for the real economy through the development of technology finance, providing strong support for the growth of new productive forces [1][2] Group 1: Financial Support and Innovation - The Beijing Branch has established a close collaboration with Xunzhong Communication since 2018, providing support during challenging times, including issuing a large "technology flow" loan in 2024 to help the company accelerate its development [1][2] - The branch has created a "technology flow" evaluation system to address the common challenges faced by high-growth technology enterprises, such as difficulties in access, assessment, and credit granting [1][2] Group 2: Focus on Key Industries - The branch focuses on six cutting-edge industries: artificial intelligence, integrated circuits, information technology, pharmaceutical health, new energy, and new materials, while innovating service models and product matrices to inject strong momentum into key industries in the capital [2][3] - As of July 2025, the branch has served over 2,000 technology enterprise clients, with a loan balance exceeding 20 billion yuan [2] Group 3: Collaborative Ecosystem - The branch strengthens cooperation with various government-funded industrial investment funds and collaborates with China Postal Securities to create an integrated service system, supporting specialized and innovative technology enterprises [3] - The branch aims to deepen financial services throughout the entire lifecycle of technology enterprises through public-private collaboration, investment-loan linkage, and cross-departmental collaboration, providing customized financial solutions [3]

Core Viewpoint - The Postal Savings Bank of China Beijing Branch is committed to supporting the development of specialized and innovative small and medium-sized enterprises (SMEs) through financial technology innovation, aligning with national strategic goals and enhancing financial services for the real economy [1][4]. Group 1: Financial Support and Services - The Beijing Branch has actively supported Xunzhong Communication Technology Co., Ltd. since their partnership began in 2018, providing significant financial assistance during challenging times, including a large "technology flow" loan in 2024 [4][5]. - The branch has offered comprehensive financial services to Xunzhong Communication, including settlement services, social security card processing, payroll services, and private banking for executives, facilitating the company's strategic move to the Hong Kong stock market [4][5]. Group 2: Innovative Financial Solutions - The "technology flow" evaluation system developed by the Postal Savings Bank addresses common challenges faced by high-growth technology companies, such as access, assessment, and credit difficulties, serving over a hundred technology enterprises and providing nearly 10 billion yuan in credit [5][6]. - The Beijing Branch focuses on six key industries: artificial intelligence, integrated circuits, information technology, pharmaceutical health, new energy, and new materials, enhancing financial services throughout the entire lifecycle of technology enterprises [5][6]. Group 3: Digital Transformation and New Financial Models - The branch is leading a digital transformation initiative, launching the "U Yi Calculation" loan platform project in 2024, emphasizing early, small, long-term investments in hard technology [6][7]. - The branch has implemented a "loan-equity linkage" business model, successfully executing the first loan-equity linkage disbursement in the country and introducing the "U Ju Investment" equity valuation model, serving over 2,000 technology enterprises with a loan balance exceeding 20 billion yuan [6][7]. Group 4: Collaborative Ecosystem Development - The Beijing Branch has strengthened cooperation with government and enterprise sectors, establishing a long-term mechanism for collaboration and creating an ecosystem that integrates investment, banking, and research to support specialized and innovative enterprises [7]. - The branch aims to deepen public-private collaboration, investment-loan linkage, and cross-departmental cooperation, enhancing its comprehensive service offerings and contributing to high-quality development in the capital [7].

Core Viewpoint - Technological innovation is a crucial driving force for China's economic development, with financial services playing an essential role in supporting the growth of technology-driven enterprises [1][2]. Group 1: Financial Support for Technological Innovation - Postal Savings Bank's Beijing branch focuses on six key industries: artificial intelligence, integrated circuits, information technology, pharmaceutical health, new energy, and new materials, providing tailored financial services to support the entire lifecycle of technology enterprises [1][2]. - The bank has established over 2,300 technology enterprise clients and provided loans exceeding 20 billion yuan [1]. Group 2: Innovative Financial Solutions - The bank has launched the "U Billion Computing" loan platform to address the unique needs of high-growth technology companies, emphasizing early, small, long-term investments in hard technology [2][3]. - A "Technical Flow" evaluation model has been implemented to better assess the value and risks of technology enterprises, facilitating easier access to credit for these companies [2][3]. Group 3: Product Development and Lifecycle Support - The bank has introduced a series of products tailored to the entire lifecycle of enterprises, including the "Easy Enterprise" platform for comprehensive financial management and the "U Benefit Innovation" financial brand with five service lines to meet diverse needs [3][4]. - The bank has successfully executed its first loan under the investment-loan linkage model, addressing the equity investment characteristics of technology enterprises [3]. Group 4: Strengthening Technological Capabilities - The bank is enhancing its technological capabilities by integrating advanced information technology with traditional banking services, exemplified by the opening of a new branch utilizing the HarmonyOS system [4][5]. - The establishment of the "Golden Harmony Laboratory" aims to deepen the integration of the Harmony system with financial terminals, contributing to national financial security [5]. Group 5: Promoting New Growth Drivers - The bank actively seeks to identify and support emerging industries, having hosted the "New Quality Wealth Competition" to showcase innovative technology companies in fields like biomedicine and artificial intelligence [6]. - The bank has organized multiple competitions to strengthen investment-loan linkages and enhance brand visibility, successfully attracting nearly 100 new clients [6]. Group 6: Future Strategies and Goals - The bank plans to deepen its three major linkages: public-private, investment-loan, and cross-departmental collaboration, to provide customized financial solutions [7]. - Future initiatives include increasing credit and medium-to-long-term loan offerings, optimizing product applications, and enhancing financial services for technology enterprise mergers and acquisitions [7].

Group 1 - The core viewpoint emphasizes the importance of building an international technology innovation center to support high-quality development and the realization of socialist modernization in the capital [1] - The successful hosting of the "Postal Enterprise Together, Create the Future" competition by Postal Savings Bank's Beijing branch highlights the bank's commitment to exploring the "government-bank-enterprise" collaboration model to cultivate new productive forces [3][12] - The Beijing branch has relocated to the core area of the city's sub-center, further supporting urban development and enhancing its role in technology finance [5] Group 2 - The bank targets six key sectors: new generation information technology, healthcare, energy conservation and environmental protection, artificial intelligence, new energy vehicles, and new materials, providing tailored financial products for different stages of enterprise growth [6] - Postal Savings Bank's Beijing branch is enhancing its financial services for small and medium-sized enterprises, establishing long-term cooperation mechanisms with government and industry partners to support high-quality development [6][11] - The bank is actively addressing challenges faced by new productive forces by optimizing financial services and engaging with relevant departments to improve policy measures [7] Group 3 - The "U Billion Calculation" loan platform and "U Gather Investment" equity valuation model are innovative financial tools aimed at supporting advanced manufacturing and technology enterprises [8] - The opening of the new branch in Tongzhou District marks a significant step in the bank's digital finance initiatives and its commitment to future smart financial development [10] - The "New Quality Creation Wealth Competition" has attracted numerous technology enterprises, showcasing innovations in fields such as biomedicine and artificial intelligence, and promoting collaboration between government and enterprises [11][12]