Core Viewpoint - Sunshine Life Insurance actively practices inclusive finance, focusing on innovation in the field of livelihood security and contributing significantly to the improvement of the multi-level social security system and rural revitalization efforts in response to national policies and regulatory requirements [1] Group 1: Financial Education and Awareness - Sunshine Life Insurance has implemented the "Five Entrances" financial knowledge promotion activities to enhance financial literacy among key groups, focusing on the elderly, youth, and new citizens, as well as areas with economic challenges [2] - The company has achieved a 100% participation rate in financial education activities among employees and outlets, with a total of 566 external reports and an exposure of 8.08 million times, reaching approximately 40.11 million people [2] Group 2: Service Optimization - The company has optimized the "Sunshine Cloud Counter" process to enhance insurance service quality and accessibility, particularly for residents in remote areas and special groups such as the elderly and disabled [3] - In the first half of 2025, Sunshine Life Insurance provided a total of 2,853 services through these optimized processes [3] Group 3: Product Innovation and Social Responsibility - Sunshine Life Insurance has increased its focus on inclusive and pension product innovation, launching various products such as the "Yixiang Jinsheng" dividend pension annuity for individuals up to 86 years old and the "Sunshine Baby B" product for children [4] - The company has provided risk protection for over 400 enterprises, donating more than 140,000 accident and illness insurance policies, and has offered risk protection worth approximately 210.6 billion for about 360,000 employees across 4,195 enterprises [4] Group 4: Support for Small and Micro Enterprises - Sunshine Life Insurance has addressed the challenges faced by small and micro enterprises by providing risk coverage of 75.6 billion for approximately 129,000 employees across 3,749 enterprises [5] - The company has introduced the "Silver Package" for employees aged 66 to 70, enhancing the risk resilience of small and micro enterprises [5] Group 5: Government Insurance Services - In the government insurance service sector, Sunshine Life Insurance has undertaken four major insurance projects, covering 5.463 million people in cities like Chongqing and Wuhan, with a total compensation of 27.3 million yuan [6] - The company has also provided long-term care insurance for nearly 760,000 urban workers, serving about 48,000 disabled individuals and paying 3.7209 million yuan in care and assessment fees [6] Group 6: Rural Revitalization Efforts - Sunshine Life Insurance has actively participated in rural revitalization by providing supplementary medical insurance to over 8,000 villagers in various regions, with a total compensation of 325,500 yuan in the first half of 2025 [8] - The company has made significant donations for improving living conditions in elderly care facilities and supporting community development projects [8]

Core Viewpoint - The State Council's recent guidance on financial "five major articles" emphasizes the importance of high-quality development in the financial sector, with Sunshine Insurance exemplifying this commitment through its innovative financial products and services [1][13]. Group 1: Technology and Innovation - Sunshine Insurance is enhancing its technology insurance services to boost confidence in new technology investments, focusing on strategic emerging industries and traditional industry upgrades [2]. - The company has developed a life sciences liability insurance product that covers core risks in the life sciences sector, providing economic loss and legal expense protection, thereby facilitating innovation in the biopharmaceutical industry [2]. - In 2024, Sunshine Insurance plans to provide risk coverage of approximately 41.3 billion yuan for technology innovation enterprises [2]. Group 2: Green Finance - Sunshine Insurance actively promotes green finance by developing innovative insurance products that support the transition to a green economy, aligning with national goals for carbon neutrality [4][5]. - The company has introduced a vehicle replacement cost compensation insurance (GAP insurance) to support the growing demand for electric vehicles, with 158 policies issued by March 2023, covering risks of 22.64 million yuan [4]. - In 2024, Sunshine Insurance aims to provide green insurance coverage of nearly 16 trillion yuan to around 2.5 million enterprises and individuals, with claims support of approximately 5.2 billion yuan [5]. Group 3: Inclusive Finance - Sunshine Insurance is expanding its insurance services to underserved groups, including small and micro enterprises, low-income individuals, and the elderly, by developing tailored insurance products [7]. - In 2024, the company plans to provide risk coverage exceeding 412.8 billion yuan for approximately 39,000 small and micro enterprises [7]. - The company is also focusing on rural revitalization by offering agricultural insurance risk coverage of 53.5 billion yuan to 980,000 households in 31 provinces [8]. Group 4: Pension and Elderly Care Finance - Sunshine Insurance is enhancing its pension financial services to meet diverse customer needs, including the development of various pension insurance products [9]. - The company has launched a high-end elderly care community, integrating cultural and natural elements to provide comprehensive services for the elderly [10]. Group 5: Digital Transformation - Sunshine Insurance is implementing a "data intelligence" strategy to drive high-quality development through technology and data integration [11]. - The company has introduced intelligent customer service robots, serving 14.57 million customers in 2024, with a 25.8 percentage point increase in service automation [12]. - Sunshine Insurance has established a technology subsidiary to accelerate its "technology sunshine" strategy, marking a new phase in its digital transformation efforts [12].

Group 1: Aging Economy and Financial Opportunities - The aging economy is on the rise, with the population over 60 expected to exceed 400 million by 2035, leading to a market size of approximately 30 trillion yuan [1] - The government emphasizes the importance of pension finance as a key measure to address population aging, creating a new "blue ocean" market [1] Group 2: Long-term Care Insurance (LTCI) Initiatives - Long-term care insurance is recognized as a crucial social security measure to address the challenges of long-term care for disabled individuals [2] - In Tianjin, China Life Insurance has paid nearly 130 million yuan in LTCI funds, benefiting around 8,000 severely disabled individuals [2][3] - The company has established a professional team of nearly 70 members, with over 30% having medical and rehabilitation backgrounds, to ensure high-quality long-term care services [3] Group 3: Specialized Pension Financial Products - Insurance companies are innovating specialized pension financial products to meet the diverse needs of the elderly population [4] - China Life Insurance's "Silver Age Health Action" project has provided coverage for over 1.9 million elderly individuals, with total payouts reaching 2.3 billion yuan [5] - Sunshine Life Insurance has launched 29 long-term life and annuity insurance products to help clients plan their retirement funds flexibly [5] Group 4: Enhanced Services for the Elderly - Insurance companies are focusing on providing warm and convenient services for the elderly, optimizing both online and offline service channels [6] - China Life Insurance has implemented a "green channel" for elderly clients, ensuring priority service and traditional cash service options [6] - The company has served over 115,600 elderly clients in person, demonstrating a commitment to addressing the needs of this demographic [6]