Core Points - Recent heavy rainfall across multiple regions in China has led to severe flooding and natural disasters, affecting thousands of people and causing significant property damage [2][3]. Group 1: Impact of Flooding - Hebei Province experienced strong rainfall, with a 24-hour precipitation of 362.6 millimeters, nearly equivalent to the annual rainfall, resulting in mountain floods [2]. - Over 300,000 people were affected in Beijing due to continuous heavy rain, with 24,000 houses damaged [2]. - Guangdong Province faced the strongest rainfall of the year, leading to waterlogging in several cities [2]. - Zhengzhou in Henan Province saw multiple tunnel closures and nearly 100 bus routes suspended due to heavy rain and severe convective weather [2]. Group 2: Vehicle Safety Post-Flood - Vehicle owners are advised to assess their vehicles after flooding, particularly checking if the water level exceeded the vehicle's air intake [4][5]. - If the vehicle was submerged, it is crucial to avoid restarting the engine to minimize damage [10][12]. - For electric vehicles, the primary risk lies in the safety of electronic circuits and components after water exposure [11]. Group 3: Insurance and Claims Process - If water levels exceed the vehicle's floor, insurance claims should be initiated promptly, including reporting to the insurance company within 24 hours and documenting the damage with photographs [12][13]. - It is essential to have all relevant documents ready for the claims process, including identification and vehicle registration [13]. Group 4: Post-Disaster Home Safety - Homeowners should inspect their properties for safety before re-entering, particularly assessing the foundation and structural integrity [17][18]. - Visible cracks or tilting in buildings indicate potential danger, especially in brick and adobe structures [19][23]. - Electrical systems should be checked for water damage, with all power switches turned off before re-energizing the home [24][28].