Core Points - Severe hailstorm occurred in Beijing on May 13, with hailstones reaching the size of eggs and causing damage to crops and vehicles [1][3][5] - Insurance companies reported receiving 28,200 claims related to hail damage, with estimated losses amounting to 193 million yuan [8] Group 1: Weather Impact - The hailstorm lasted approximately 10 minutes, with the largest hailstones being the size of ping pong balls [3] - The storm moved from west to east, affecting areas in Hebei such as Langfang and Baoding, which issued orange alerts for hail [2][3] - Agricultural departments are assessing crop damage and coordinating with insurance companies to expedite claims processing [5] Group 2: Insurance and Claims - Vehicle owners with comprehensive insurance can claim damages caused by hail, while those with only mandatory insurance cannot [8] - The claims process requires reporting to the insurance company within 48 hours after the hail stops, with many companies offering quick claim features [8] - Detailed documentation, including photos and videos of the damage, is necessary for the claims process [8] Group 3: Safety Measures - Drivers are advised to reduce speed and activate hazard lights during hailstorms to better control their vehicles [11] - Seeking shelter in indoor parking or covered areas is recommended to protect vehicles from hail damage [11] - If no shelter is available, positioning the vehicle to minimize direct impact from hail is suggested [11]