Core Points - Recent heavy rainfall across multiple regions in China has led to severe flooding and natural disasters, affecting thousands of people and causing significant property damage [2][3]. Group 1: Impact of Flooding - Hebei Province experienced strong rainfall, with a 24-hour precipitation of 362.6 millimeters, nearly equivalent to the annual rainfall, resulting in mountain floods [2]. - Over 300,000 people were affected in Beijing due to continuous heavy rain, with 24,000 houses damaged [2]. - Guangdong Province faced the strongest rainfall of the year, leading to waterlogging in several cities [2]. - Zhengzhou in Henan Province saw multiple tunnel closures and nearly 100 bus routes suspended due to heavy rain and severe convective weather [2]. Group 2: Vehicle Safety Post-Flood - Vehicle owners are advised to assess their vehicles after flooding, particularly checking if the water level exceeded the vehicle's air intake [4][5]. - If the vehicle was submerged, it is crucial to avoid restarting the engine to minimize damage [10][12]. - For electric vehicles, the primary risk lies in the safety of electronic circuits and components after water exposure [11]. Group 3: Insurance and Claims Process - If water levels exceed the vehicle's floor, insurance claims should be initiated promptly, including reporting to the insurance company within 24 hours and documenting the damage with photographs [12][13]. - It is essential to have all relevant documents ready for the claims process, including identification and vehicle registration [13]. Group 4: Post-Disaster Home Safety - Homeowners should inspect their properties for safety before re-entering, particularly assessing the foundation and structural integrity [17][18]. - Visible cracks or tilting in buildings indicate potential danger, especially in brick and adobe structures [19][23]. - Electrical systems should be checked for water damage, with all power switches turned off before re-energizing the home [24][28].

Core Points - Severe hailstorm occurred in Beijing on May 13, with hailstones reaching the size of eggs and causing damage to crops and vehicles [1][3][5] - Insurance companies reported receiving 28,200 claims related to hail damage, with estimated losses amounting to 193 million yuan [8] Group 1: Weather Impact - The hailstorm lasted approximately 10 minutes, with the largest hailstones being the size of ping pong balls [3] - The storm moved from west to east, affecting areas in Hebei such as Langfang and Baoding, which issued orange alerts for hail [2][3] - Agricultural departments are assessing crop damage and coordinating with insurance companies to expedite claims processing [5] Group 2: Insurance and Claims - Vehicle owners with comprehensive insurance can claim damages caused by hail, while those with only mandatory insurance cannot [8] - The claims process requires reporting to the insurance company within 48 hours after the hail stops, with many companies offering quick claim features [8] - Detailed documentation, including photos and videos of the damage, is necessary for the claims process [8] Group 3: Safety Measures - Drivers are advised to reduce speed and activate hazard lights during hailstorms to better control their vehicles [11] - Seeking shelter in indoor parking or covered areas is recommended to protect vehicles from hail damage [11] - If no shelter is available, positioning the vehicle to minimize direct impact from hail is suggested [11]