目前该保险项目所含的风险减量服务已全部落实至参保农户，无人机飞防总面积超3.4万亩，对所 有服务对象均进行2次专家农事指导和土壤定点采样检测。项目试运行期间降赔减损金额超20万元，待 经验成熟后减损效果将进一步提升。 海南日报讯(海南日报全媒体记者 孙慧)近日，海南省首个"粮保宝"风险减量示范基地在东方市感 城镇东方南繁水稻制种现代农业产业园揭牌，基地通过"保险+科技+服务"的创新模式，实现水稻制种 全周期风险精准防控。 "粮保宝"风险减量项目由海南省农业农村厅、银保监局联合推动，以"防胜于赔"为核心理念，依 托"保险+科技+服务"模式，整合卫星遥感、气象预警、土壤墒情监测及无人机等前沿技术，实现对水 稻制种全周期的风险精准管控。项目已获感城镇20余农户参保，覆盖1.7万亩水稻制种区域，提供全流 程风险减量服务。 ...

Core Viewpoint - The "Grain Protection Treasure" risk reduction demonstration base, the first of its kind in Hainan, aims to implement precise risk control throughout the rice seed production cycle through an "insurance + technology + service" model [1][2] Group 1: Project Overview - The "Grain Protection Treasure" project is designed to provide comprehensive risk reduction services for rice seed production, covering over 17,000 acres for more than 20 insured farmers [1][2] - The project integrates advanced technologies such as satellite remote sensing, weather forecasting, soil moisture monitoring, and drones to achieve precise risk management throughout the production cycle [2] Group 2: Service Implementation - The risk reduction services have been fully implemented for target farmers, with a total service area of 17,000 acres and drone pest control covering over 34,000 acres [2] - During the trial operation, the project has reduced compensation and loss amounts by over 200,000 yuan, with expectations for further improvement as the experience matures [2] Group 3: Impact on Agriculture - The risk reduction management helps farmers lower production and operational risks, stabilize seed production income, and stimulate innovation in the seed industry [2] - The project promotes the transformation of traditional agriculture into smart agriculture through technological empowerment [2]