Core Insights - The establishment of Hainan's first "Grain Insurance Treasure" risk reduction demonstration base aims to achieve precise risk control throughout the rice seed production cycle through an innovative model of "insurance + technology + service" [1] Group 1: Project Overview - The "Grain Insurance Treasure" risk reduction project is jointly promoted by Hainan's Agricultural and Rural Affairs Department and the Banking and Insurance Regulatory Commission, focusing on the core concept of "prevention over compensation" [1] - The project integrates advanced technologies such as satellite remote sensing, weather forecasting, soil moisture monitoring, and drones to manage risks in rice seed production [1] Group 2: Coverage and Impact - The project has enrolled over 20 farmers in the Gancheng Town, covering an area of 17,000 acres for rice seed production and providing comprehensive risk reduction services [1] - During the trial operation, the project has already reduced compensation losses by over 200,000 yuan, with expectations for further improvement in loss reduction effects as the experience matures [1]

Core Viewpoint - The "Grain Protection Treasure" risk reduction demonstration base, the first of its kind in Hainan, aims to implement precise risk control throughout the rice seed production cycle through an "insurance + technology + service" model [1][2] Group 1: Project Overview - The "Grain Protection Treasure" project is designed to provide comprehensive risk reduction services for rice seed production, covering over 17,000 acres for more than 20 insured farmers [1][2] - The project integrates advanced technologies such as satellite remote sensing, weather forecasting, soil moisture monitoring, and drones to achieve precise risk management throughout the production cycle [2] Group 2: Service Implementation - The risk reduction services have been fully implemented for target farmers, with a total service area of 17,000 acres and drone pest control covering over 34,000 acres [2] - During the trial operation, the project has reduced compensation and loss amounts by over 200,000 yuan, with expectations for further improvement as the experience matures [2] Group 3: Impact on Agriculture - The risk reduction management helps farmers lower production and operational risks, stabilize seed production income, and stimulate innovation in the seed industry [2] - The project promotes the transformation of traditional agriculture into smart agriculture through technological empowerment [2]