取得上述成绩，离不开金融的大力支持。2025年是"十四五"规划收官之年，也是我国粮食安全保障体系 迈向更高层次的关键一年。面对复杂多变的国内外环境，金融系统坚决贯彻落实党中央、国务院关于国 家粮食安全的决策部署，牢牢把握金融工作的政治性、人民性，聚焦粮食生产、流通、储备全链条，持 续加大资源倾斜，深化服务创新，强化风险保障，为夺取全年粮食丰收、实现"十四五"规划粮食安全目 标提供了坚实有力的金融支撑，书写了金融助力"大国粮仓"根基稳固新篇章。 强化顶层设计与政策协同 粮食安全金融支撑体系更加健全 "十四五"时期，我国粮食市场供应充足、运行总体平稳。国家发展改革委党组成员、国家粮食和储备局 局长刘焕鑫近期表示，5年来，全国粮食年产量稳定在1.3万亿斤以上，2024年首次迈上1.4万亿斤新台 阶，人均粮食占有量比"十三五"期末增加25公斤，达到500公斤，高于国际公认的人均400公斤粮食安全 线，做到了谷物基本自给、口粮绝对安全。把粮食收购摆在突出位置，多措并举畅通农民售粮渠道，持 续优化为农为企服务，年均粮食收购量在4亿吨以上。粮食库存充裕、市场平稳，中国人的饭碗端得更 牢。 织密风险保障网 "十四五"期间，金 ...

Core Viewpoint - The recent leadership change at Zhongyuan Agricultural Insurance marks a significant transformation for the company, with new Chairman Diao Yuxin set to lead the firm into a new era of reform and growth [1][36]. Leadership Change - Diao Yuxin has been approved as the new Chairman, concluding a 9-month transition period following the departure of former Chairman Bi Zhijun due to age [2][36]. - Diao Yuxin has a strong background in agricultural finance, having previously served as Chairman of Henan Agricultural Credit Guarantee Co., where he developed innovative cooperation models [4][39]. Company Performance - As of the end of 2024, Zhongyuan Agricultural Insurance ranked first among five specialized agricultural insurance companies in net profit, with a rapid increase in premium scale [1][36]. - The company reported a claims expenditure of 4.653 billion yuan in 2024, with a claims ratio of 73.87% [1][36][67]. - The company aims to enhance risk management, address shortcomings, and improve operational efficiency as part of its strategic goals for 2025 [1][5]. Strategic Focus - Zhongyuan Agricultural Insurance has designated 2025 as the "Year of Compliance Management," emphasizing the need for risk prevention and quality development [5][40]. - The company is focusing on deepening its understanding of the agricultural industry and innovating financial service models to meet current market demands [41][42]. Market Position - Zhongyuan Agricultural Insurance has established a robust network with 206 branches across various provinces, focusing on agricultural regions [10][45]. - The company has seen significant growth in its insurance business revenue, reaching 6.299 billion yuan by the end of 2024, with a year-on-year increase of 11.54% [22][61]. Financial Overview - The total assets of Zhongyuan Agricultural Insurance reached 9.703 billion yuan by the end of 2024, reflecting a 2.66% increase year-on-year [25][60]. - The company’s net profit for 2024 was 419 million yuan, leading among its peers, with a profit of 357 million yuan reported in Q3 2025 [24][59][63].

五大百亿过大 年，暖冬消费到 清远_南方+_南 方plus 珠江潮涌，华灯 初上。12月20日 晚，广州城市地 标广州塔傍流光 溢彩，一场属于 清远农业的产业 盛会与节庆欢歌 在此上演。由广 东省农业农村 厅、广东省总工 会、清远市人民 政府、中国人民 财产保险股份有 限公司广东省分 公司指导，清远 市农业农村局、 中国人民财产保 险股份有限公司 清远市分公司主 办的"天赋风土 自在清远"2025 清远市暖冬消费 季主题系列活动 ——"五大百亿 过大年"暨农产 品加工招商项目 推介活动在此启 动。 这是清远连续第 三年将"过大 年"活动的舞台 搬到广州核心地 标：从第一年的 海心沙，到第二 年的北京路，再 到今年的广州 塔。"五大百亿 过大年"的品牌 随着地标的变迁 而愈发深入人 心，清晰勾勒出 清远农业三年如 一日，主动融入 大湾区、开拓大 市场的坚定步 伐。 "五大百亿"过大年活动，今年走进广州塔下。 本次活动是清远 市紧抓全省"粤 享暖冬 乐游广 东"消费季及"请 到广东过大 年"活动机遇， 将自身"五大百 亿"农业产业优 势深度融入湾区 消费市场的一次 创新实践与主动 出击。通过成果 展示、招商推 介 ...

Core Viewpoint - Agricultural insurance serves as a stabilizer for modern agricultural development, with Guangdong insurance institutions actively enhancing risk protection for high-quality industrial development through product, service, and model innovations [1] Group 1: Product Innovation - Innovative insurance products such as "Huai Ji County Vegetable Value Index Insurance" and "Agricultural Product Price Insurance" have been developed to extend coverage from traditional natural disaster risks to market risks, facilitating a shift from "cost protection" to "income protection" [2] - The implementation of these innovative products has provided nearly 20 million yuan in price risk protection for over 6,200 acres of vegetables in Huai Ji County, encouraging farmers to increase investment and improve quality [2] Group 2: Service Innovation - The integration of advanced technologies like 5G, big data, and artificial intelligence has led to the establishment of a comprehensive disaster prevention service system, enhancing agricultural development in Guangdong [4] - The use of remote sensing and drone technology has improved the accuracy of damage assessment and claims processing, transitioning agricultural insurance services from human-dependent to intelligent and precise [5] Group 3: Model Innovation - A new agricultural insurance service ecosystem is being constructed in Zhaoqing, characterized by government guidance, market operation, and multi-party collaboration, providing a one-stop solution for agricultural operators from production to sales and risk protection [6] - The establishment of a collaborative mechanism involving banks, insurance companies, carbon trading companies, enterprises, and government has effectively promoted green development in local forestry industries, facilitating over 43 million yuan in financing for small forestry enterprises [6]

Core Viewpoint - The Ministry of Finance has announced an early allocation of 45.6 billion yuan for agricultural insurance premium subsidies in the 2026 budget to support the development of agricultural insurance and ensure national food security [1] Group 1 - The early allocation of the agricultural insurance premium subsidy aims to enhance the support for agricultural insurance development [1] - The budget allocation is specifically targeted at ensuring the security of the national grain supply [1]

Core Viewpoint - The Ministry of Finance has issued a notice to support the development of agricultural insurance and enhance the protection of national food security by advancing the central government's agricultural insurance premium subsidy budget for 2026 to 45.6 billion yuan [1] Group 1 - The central government is prioritizing agricultural insurance as a means to ensure food security [1] - The budget allocation for agricultural insurance premium subsidies has been set at 45.6 billion yuan for 2026 [1]

Core Insights - The article highlights the successful implementation of risk reduction services in Suzhou, focusing on proactive risk management to minimize the occurrence and impact of wheat scab disease, achieving both social and economic benefits [1][2]. Group 1: Risk Management Strategy - Suzhou has developed a comprehensive risk reduction mechanism that transitions from post-disaster compensation to pre-warning and intervention, emphasizing a collaborative approach among multiple departments [1][2]. - The city has established a "1+N" service mechanism to ensure comprehensive coverage of risk reduction services, addressing the rising risk levels of wheat scab disease [2]. Group 2: Financial Commitment and Resource Allocation - In 2024, Suzhou allocated 20.591 million yuan for wheat scab disease prevention, with insurance agencies contributing 1.8675 million yuan for free distribution of control agents and drone services [2]. - The funding aims to support targeted interventions in high-risk areas, contributing to the historical success of disease control in the region [2]. Group 3: Performance Outcomes - A third-party evaluation indicated that the incidence of wheat scab disease in Suzhou for 2024 was controlled between 0.1% and 1%, with the rate of infected grains below 0.5%, significantly surpassing provincial standards [3].

Core Insights - The article highlights the urgent measures taken by Zhoukou City in Henan Province to address the challenges posed by continuous rainfall during the autumn harvest, focusing on the adaptation of agricultural machinery and financial support for farmers [1][2]. Group 1: Agricultural Machinery Adaptation - Zhoukou City has modified harvesting machinery to operate in waterlogged and muddy conditions, enhancing their efficiency by nearly 50%, allowing for an additional 3 to 4 acres harvested per hour [1]. - The modifications include replacing traditional wheels with rubber tracks to increase ground contact area by over three times, and adding dual-wheel structures to reduce slippage in muddy fields [1]. Group 2: Financial Support and Emergency Measures - The local government allocated 10 million yuan (approximately 1.4 million USD) for emergency drying and handling of substandard grain, with half of the funds directed towards subsidizing drying costs for farmers [2]. - Zhoukou City has established multiple working groups to facilitate insurance claims for farmers affected by crop losses due to the adverse weather conditions, aiming to alleviate economic losses [2]. Group 3: Preparedness and Coordination - The province has prepared 200,000 harvesting machines and formed 742 emergency service teams to ensure timely harvesting, while also mapping out the locations of 4,963 drying machines for easy access by farmers [2].

Core Insights - Weifang City has prioritized the high-quality development of agricultural insurance, focusing on enhancing risk resistance for farmers and supporting rural revitalization [1] Group 1: Agricultural Insurance Development - The scale of policy-based agricultural insurance premiums in Weifang increased from 340 million yuan in 2019 to 612 million yuan in 2024, with fiscal premium subsidies rising from 270 million yuan to 485 million yuan during the same period [1] - In 2024, Weifang allocated 935 million yuan in premium subsidy funds, providing risk protection worth 23.9 billion yuan for 1.47 million farmers, ranking among the top three in the province [1] - The insured area of the three major grain crops increased from 8.12 million mu in 2021 to 10.13 million mu, a growth of 25%, with the number of counties offering comprehensive cost insurance doubling from 8 to 16 [1] Group 2: Local Specialty Insurance Products - The premium scale for local specialty insurance in Weifang grew from zero in 2019 to 42.58 million yuan in 2024, indicating rapid expansion [2] - Weifang has introduced over ten local specialty insurance products, including "insurance + futures" for eggs and target price insurance for milk, providing strong support for local industry development [2] Group 3: Management and Operational Improvements - Weifang's financial authorities have implemented high standards and strict requirements for agricultural insurance management, establishing a multi-level regulatory mechanism focusing on underwriting and claims processes [2] - Performance evaluation management methods have been developed to ensure comprehensive oversight of agricultural insurance operations [2] Group 4: Service Enhancement - The use of artificial intelligence in agricultural insurance operations has been encouraged, with some companies implementing AI technologies for underwriting and claims processes, enhancing precision in insurance services [3] - Services have shifted from "post-event compensation" to "pre-event prevention" through disaster warning systems, provision of relief materials, and training in agricultural techniques [3]

Core Insights - The establishment of Hainan's first "Grain Insurance Treasure" risk reduction demonstration base aims to achieve precise risk control throughout the rice seed production cycle through an innovative model of "insurance + technology + service" [1] Group 1: Project Overview - The "Grain Insurance Treasure" risk reduction project is jointly promoted by Hainan's Agricultural and Rural Affairs Department and the Banking and Insurance Regulatory Commission, focusing on the core concept of "prevention over compensation" [1] - The project integrates advanced technologies such as satellite remote sensing, weather forecasting, soil moisture monitoring, and drones to manage risks in rice seed production [1] Group 2: Coverage and Impact - The project has enrolled over 20 farmers in the Gancheng Town, covering an area of 17,000 acres for rice seed production and providing comprehensive risk reduction services [1] - During the trial operation, the project has already reduced compensation losses by over 200,000 yuan, with expectations for further improvement in loss reduction effects as the experience matures [1]