人民网哈尔滨10月31日电 (徐成龙)在秋粮收购的关键时期，农发行汤原县支行积极响应国家政策，全力 贯彻"全粮、全链、全行、全力"发展思路，坚守服务"三农"主业。截至目前，累计发放粮食收购贷款 5387万元，其中发放政策性收储贷款2387万元，市场化收购贷款3000万元，为汤原县域秋粮收购工作注 入了政策性金融"活水"。 未来，农发行汤原县支行将继续加大对"三农"领域的支持力度，不断创新金融产品和服务模式，为县域 经济发展注入更多的金融活力。 农发行汤原县支行将服务"三农"作为工作的出发点和落脚点，充分发挥农业政策性银行的职能作用，提 前谋划、主动作为，积极与地方政府、粮食主管部门和企业沟通协调，掌握秋粮收购的政策要求、市场 动态和企业需求，为秋粮收购工作奠定了坚实基础。 在贷款投放上，农发行汤原县支行实行"政策性收储+市场化收购"双轮驱动，满足不同主体的资金需 求。一方面，严格执行国家粮食收购政策，积极支持政策性收储企业开展秋粮收购工作，稳定了粮食市 场价格，保护了农民利益。通过政策性收储，有效发挥了托市收购作用，为保障国家粮食安全提供了有 力支持。另一方面，积极关注市场动态，逐步加大对粮食企业的支持力度。 ...

Core Viewpoint - Postal Savings Bank is focusing on enhancing financial services for agricultural products to support rural revitalization, having issued 897 million yuan in grain purchase loans to over 1,000 entities by the end of September [1]. Group 1: Financial Services Initiatives - The bank has established a three-tier leadership mechanism to promote summer grain purchases and rural revitalization [1]. - It has introduced a new credit product with a maximum limit of 3 million yuan and increased single loan limits to 5 million yuan during peak grain purchase seasons [1]. - The bank has expanded its dedicated rural revitalization customer manager team to 55, optimizing service delivery by transitioning from "customer visits" to "bank visits" for faster loan approvals [1]. - A total of 134 business outlets have been established, with 85.07% located in counties and below, along with 943 card acceptance terminals to enhance rural financial service accessibility [1]. Group 2: Challenges and Solutions - The bank faces challenges such as irregular operations of new agricultural entities, lack of collateral, negative online loan records affecting credit, and information asymmetry leading to delayed financing [2]. - To address these issues, the bank suggests exploring online collateralization of "two rights" and promoting government-backed special quotas to reduce financing costs [2]. Group 3: Future Plans - The bank plans to continue optimizing financial services for "vegetable basket" products to inject more financial momentum into rural revitalization efforts [3].

Core Viewpoint - The article highlights the efforts of the Agricultural Development Bank in Qiangang County to promote ecological and economic development through financial support for grassland restoration and management projects, aligning with national "dual carbon" goals [1][2]. Group 1: Financial Support and Projects - The Agricultural Development Bank in Qiangang County has provided a loan of 267 million yuan to support the quality improvement and large-scale management of state-owned grasslands [1]. - The project includes the restoration of 110,000 acres of grassland, with specific activities such as reseeding 36,000 acres, improving 43.6 kilometers of access roads, and managing 7 kilometers of erosion channels [1]. - The loan signifies a new momentum in serving ecological restoration and high-quality economic development in the county [1]. Group 2: Agricultural and Economic Context - The bank's initiatives are part of a broader strategy to support rural revitalization, ensuring food security and connecting poverty alleviation efforts with rural development [2]. - As of July 10, the bank has disbursed a total of 342 million yuan in loans, with a loan balance of 1.544 billion yuan [2]. - The bank has also provided 80 million yuan in loans to local grain purchasing enterprises, helping stabilize the grain market and address farmers' selling challenges [2]. Group 3: Operational Improvements - The bank has implemented efficient service measures, including a "green channel" for quick settlements and appointment-based account management to enhance customer experience [2]. - The promotion of online business processing has significantly reduced the time required for in-branch transactions, improving overall operational efficiency [3]. - The bank plans to continue supporting national food security and rural revitalization efforts in the second half of the year [3].