Core Viewpoint - China Bank Ningbo Branch has made significant strides in promoting inclusive finance and supporting the development of small and micro enterprises, achieving a milestone with over 20,000 clients by mid-2025, reflecting an average annual growth rate of nearly 40% over the past three years [1] Group 1: Financial Products and Services - The bank has introduced various innovative financial products such as "Specialized, Refined, New Loans," "Science and Technology Loans," and "Talent Loans," providing over 17.5 billion yuan in credit to nearly 700 specialized enterprises in Ningbo [2] - The bank has developed an online product called "Export E-Loan" to support small foreign trade enterprises, enhancing financial services in line with national policies [2] - A "risk-sharing" model has been established in collaboration with financing guarantee and insurance companies to strengthen credit support for enterprises, with an increasing proportion of inclusive credit loans [2] Group 2: Employment and Community Support - The bank has launched "Hui Chuang Loan" and "Chuang Dan Loan" to support employment and entrepreneurship for veterans and university graduates, providing 16.1 billion yuan in credit support to approximately 1,900 clients, benefiting around 110,000 people [3] - The bank has implemented policies for loan renewals, offering nearly 6 billion yuan in support through products like "Relay Tongbao" and "Renew E-Loan" [3] Group 3: Future Directions - The bank aims to deepen its commitment to financial services that prioritize the public and enhance the role of inclusive finance in supporting the local economy [3]

金融活水润民企 创新赋能促发展 转自：新华财经 民营经济是推进中国式现代化的生力军，是高质量发展的重要基础。近年来，中国银行河南省分行坚定 落实支持民营经济发展各项决策部署，从政策落地到产品创新，从服务升级到数据突破，不断提升民营 经济金融服务创新性、普惠性、专业性，为民营经济高质量发展和民营企业做强做优做大贡献金融力 量。 向"高"攀登，为千企万户注"金融活水" 民营企业持续发展，既需要资金"及时雨"，也需要金融"稳定器"。河南中行不断增强金融供给与民营经 济需求的适配性，既做锦上添花的朋友，更做雪中送炭的伙伴，以高质量金融服务助力民企"爬坡过 坎"。 近日，鹤壁中行收到一面印有"高效服务解企忧 中行助力领航标"的锦旗，感谢他们在支持民营企业中 的担当作为。原来，该企业因应收账款时限较长，导致资金周转困难，鹤壁中行了解情况后，启动专项 评估流程，组建专班考察企业发展状况、未来市场趋势等，"量体裁衣"制定"续E贷"服务方案，仅用时 两天即投放830万元贷款，解决了企业燃眉之急。 向"新"前行，为科创客群添"创新动能" 河南民营企业以创新为"钥"，贡献全省近65%的科技创新成果。河南中行创新推出科技金融专属授信 ...